Strengthening Credit Limits, Collection Terms and Credit Checks
First written in FY2016. 2 of 4 entries say "Advanced", first in FY2022. Latest entry: FY2025.
The whole theme swung hardest in 2026: 19 of 64 companies on the "Worse" side.
- FY2025AdvancedAnnual report
「In accordance with our credit management rules, we regularly monitor the status of our customers and manage the due dates and balances for each counterparty, while seeking to identify and mitigate concerns about collection at an early stage, including those arising from deterioration in financial condition. Depending on the circumstances and the customer's credit standing, we also arrange bankruptcy insurance to prepare for an unforeseen event.」
In addition to the existing setting of credit limits, credit investigations and bankruptcy insurance, the company described management of due dates and balances by customer and the early identification of financial deterioration as specific operating practices. - FY2022AdvancedAnnual report
「To reduce bad-debt risk, we conduct investigations by credit investigation agencies and arrange bankruptcy insurance, as appropriate.」
In addition to credit-limit management and periodic reviews, investigations by credit investigation agencies and bankruptcy insurance were cited as specific measures to reduce bad-debt risk. - FY2018RestatedAnnual report
「As measures to strengthen credit management, we will change collection terms and enhance credit investigations.」
The company has reiterated changes to collection terms and enhanced credit investigations as measures to address bad-debt risk. - FY2016First statedAnnual report
「As measures to strengthen credit management, we will change collection terms and enhance credit investigations.」
The company has identified changes to collection terms, enhanced credit investigations and a review of credit limits for all customers as measures to reduce bad-debt risk.