CCI Group (7381) · InitiativeAdvancedLatest Earnings (2026-07-30): "Cited as achieved"
Revenue models for a world with interest rates and greater efficiency in traditional banking operations
First written in FY2025. 4 of 7 entries say "Advanced", first in FY2026-H1. Latest entry: 2026-07-30.
7entries
2years
4from disclosures
How it moved
Same theme, other companies
Improvement in deposit-lending rate spreads and earnings power amid the transition to an interest-rate environmentA theme 2 companies write about · 0 as a headwind · 2 as a tailwind
0 other companies' latest entry also says "Cited as achieved".
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Full recordFilings, disclosures and news, newest first
- 2026-07-30Cited as achievedEarnings
「Net interest income increased by ¥3.622 billion year on year to ¥13.809 billion, due to higher interest on loans and other factors.」
Higher interest on loans and other factors are cited as revenue results from responding to a world with interest rates. Interest on deposits and other items also increased. - FY2026AdvancedAnnual report
「Net interest income and related income totaled ¥5,074.3 million.」
As efforts continue to adapt to a higher-interest-rate environment, net interest income and related income increased from ¥3,744.6 million in the previous fiscal year to ¥5,074.3 million. At the same time, funding costs, including interest on deposits, also increased. - FY2026-H1AdvancedAnnual report
「Net interest income and related income totaled ¥2,195.1 million.」
Net interest income and related income increased from ¥1,792.5 million in the same period of the previous year to ¥2,195.1 million. At the same time, funding costs also increased from ¥412.3 million to ¥844.5 million. Changes in both earnings and funding costs in the interest-rate environment were disclosed. - FY2025First statedAnnual report
「・Establish an earnings model for a higher-interest-rate environment and expand earnings from regional finance operations / ・Improve management efficiency in traditional banking operations and achieve a cost structure capable of generating stable profits」
On the assumption of a rising-interest-rate environment, a new earnings model combining higher earnings from regional finance and reforms to the cost structure of traditional banking operations was explicitly identified as an initiative to improve ROE.