Medium- and Long-Term Management Metrics Toward 2026 and 2031
First written in FY2022-Q3. 5 of 10 entries say "Raised", first in FY2022. Latest entry: FY2026.
The whole theme swung hardest in 2021: 17 of 77 companies on the "Worse" side.
- FY2026RaisedAnnual report
「Item / Fiscal year ending March 2027 (1 year out) / Fiscal year ending March 2028 (2 years out) / Fiscal year ending March 2029 (3 years out) / Banking business revenue: ¥72.9 billion, ¥83.4 billion, ¥87.5 billion / New business revenue: ¥15.3 billion, ¥18.5 billion, ¥20.9 billion / Ordinary profit (consolidated): ¥26.5 billion, ¥28.5 billion, ¥32.0 billion / Net income attributable to owners of the parent: ¥17.0 billion, ¥18.5 billion, ¥21.0 billion / Consolidated ROE (domestic standards): 7.7%, 8.0% or more, 8.0% or more」
The Medium-Term Management Strategy 2026 updated the target set for the fiscal years ending March 2027 through March 2029 and raised the targets for ordinary profit, net income and ROE. The timing for achieving ROE of 8% was also brought forward from the fiscal year ending March 2030 to the fiscal year ending March 2028. - FY2026-H1RestatedAnnual report
「There were no material changes or newly arising issues during the current interim consolidated accounting period.」
The company reaffirms that there were no material changes during the current interim consolidated accounting period concerning its management policies, management strategies and other matters, including management targets. - FY2025ReframedAnnual report
「Item / Fiscal year ending March 2026 (1 year out) / Fiscal year ending March 2027 (2 years out) / Fiscal year ending March 2028 (3 years out) / Banking business revenue: ¥48.3 billion, ¥54.6 billion, ¥58.3 billion / New business revenue: ¥21.2 billion, ¥21.7 billion, ¥22.5 billion / Ordinary profit (consolidated): ¥18.0 billion, ¥19.8 billion, ¥22.5 billion / Net income (consolidated): ¥11.0 billion, ¥12.4 billion, ¥14.7 billion / Consolidated ROE (domestic standards): 5.1%, 5.0% or more, 6.0% or more」
The target set was updated from the previous targets for 2027, 2029 and 2034 to the target set in the “Medium-Term Management Strategy 2025” for 2026, 2027 and 2028. The indicators are also presented separately as banking business revenue and new business revenue. - FY2024RaisedAnnual report
「Item / Fiscal year ending March 2027 (3 years out) / Fiscal year ending March 2029 (5 years out) / Fiscal year ending March 2034 (10 years out) / Priority business revenue (consolidated): ¥42.3 billion, ¥55.3 billion, ¥69.7 billion / Ordinary profit (consolidated): ¥21.2 billion, ¥31.3 billion, ¥45.7 billion / Net income (consolidated), note 2: ¥13.4 billion, ¥20.7 billion, ¥30.5 billion / Consolidated ROE (domestic standards), note 3: 5.0% or more, 8.0% or more, 8.0% or more」
A new set of targets was established for 2027, 2029 and 2034, raising the long-term targets for priority business revenue, ordinary profit and net income from the previous set of targets. - FY2023RaisedAnnual report
「Item / Fiscal year ending March 2026 (3 years out) / Fiscal year ending March 2028 (5 years out) / Fiscal year ending March 2033 (10 years out) / Priority business (consolidated): ¥39.1 billion, ¥49.8 billion, ¥60.0 billion / Ordinary profit (consolidated): ¥18.1 billion, ¥28.3 billion, ¥40.4 billion / Net income (consolidated), note 2: ¥11.4 billion, ¥18.4 billion, ¥26.9 billion / Consolidated ROE (domestic standards), note 3: 5.0% or more, 7.0% or more, 8.0% or more」
The strategy announced in May 2023 established a new set of targets for 2026, 2028 and 2033. Profit targets were raised from the previous targets, including ordinary profit of ¥16.0 billion for 2026 and ¥21.0 billion for 2031, and priority businesses were newly identified. - FY2023-Q3RestatedAnnual report
「There were no material changes or newly arising issues during the current first nine months of the consolidated fiscal year.」
The company reaffirms that there were no material changes during the current first nine months of the fiscal year concerning management targets, including the medium- to long-term management indicators. - FY2022RaisedAnnual report
「Ordinary profit (consolidated): ¥21.0 billion, ¥23.1 billion, ¥37.7 billion / Profit for the year (consolidated), note 1: ¥12.9 billion, ¥14.4 billion, ¥24.0 billion / Priority business revenue (consolidated), note 2: ¥7.9 billion, ¥9.5 billion, ¥12.5 billion / Consolidated ROE (domestic standards): 5.7%, 5.9%, 8.0%」
The target years were set as the fiscal years ending March 2025, March 2027 and March 2032, with ordinary profit targets of ¥21.0 billion, ¥23.1 billion and ¥37.7 billion and consolidated ROE targets of 5.7%, 5.9% and 8.0%. Profit and ROE targets have been raised from the previous targets for the fiscal years ending March 2026 and March 2031. - FY2022-Q3First statedAnnual report
「The medium- to long-term target levels for each management indicator set out in the “Medium- to Long-Term Management Strategy” are as follows.」
The targets are consolidated ordinary profit of ¥16.0 billion, profit for the year after tax of ¥10.0 billion, new business revenue of ¥7.5 billion, an OHR of 65.0% and ROE of 3.5% for the fiscal year ending March 2026, and ¥21.0 billion, ¥13.0 billion, ¥11.0 billion, the high-50% range and 4.5%, respectively, for the fiscal year ending March 2031.