Worth reading
48Recurring
0–100. This measures how worthwhile something is to read, not how good or bad the company is.Direction
Improvement
Direction inferred from the company’s description.Scale
2997
¥ million (year-on-year increase in ordinary profit)Wording
Conditional
How definitive the wording is.Results for this period
Interim period (second quarter)1 April 2026–30 September 2026ConsolidatedJapanese GAAPNet Sales71,256¥ million (ordinary income)Year on year +32.7%
Ordinary income15,342¥ millionYear on year +24.2%Progress 57.9%
Net income attributable to owners of the parent13,670¥ millionYear on year +68.6%Progress 71.9%
The width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
Net income per share¥61.79
Financial position at period-end
Total assets6,151,819¥ million
of which net assets 276,265 ¥ millionEquity ratio 4.3%vs. prior year-end +0.6pt
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Segment revenue
Banking63,05588.7%
Leasing8,05711.3%
Segment profit
Banking15,23499.5%
Leasing700.5%
Outlook and shareholder returns
Full-year earnings forecast
Net SalesNot disclosed
Operating profitNot disclosed
Ordinary income¥26,500 million (YoY +34.1%)
Net income¥19,000 million (YoY +50.4%)
Revision to Earnings ForecastNot disclosed → Ordinary income ¥26,500 million / Profit attributable to owners of the parent ¥19,000 million
Annual Dividend Forecast23 Yen (per share; prior-year actual after taking the stock split into account) → 35 Yen (per share; prior-year actual after taking the stock split into account)（+52.2%）
Factors Behind Changes in Business Performance
Ordinary revenue increased due to higher interest on loans and interest and dividends on securities, while ordinary expenses also increased due to higher deposit interest and losses on sales of Japanese government bonds and other bonds.
Disclosure regarding the going concern assumption
No applicable matters
Change in accounting policy
基準改正に伴う変更 Noそれ以外の変更 No見積りの変更 No修正再表示 No
Changes in the scope of consolidationMaterial changes No / New Not disclosed / Excluded Not disclosed / Company name Not disclosed / Reference information Number of consolidated subsidiaries: 14 in the current interim period, compared with 11 in the same period of the previous year
Impairment loss¥204 million
Breakdown of extraordinary income (loss)Extraordinary income Gain on disposal of fixed assets ¥230 million / Extraordinary loss Loss on disposal of property, plant and equipment ¥124 million, Impairment Loss ¥204 million
Depreciation and amortization¥2,781 million
Availability of Supplementary Financial Results MaterialsYes
Availability of Financial Results BriefingWhether applicable No / Subject person Not disclosed
Issued Shares at Period-End229,085,820
Treasury Shares at Period-End9,216,620
| Item | Details |
|---|---|
| Fiscal Period Classification | Interim period (second quarter) |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 April 2026–30 September 2026 |
| Net Sales | ¥71,256 million (ordinary income) (YoY +32.7%) |
| Ordinary income | ¥15,342 million (YoY +24.2%) |
| Profit attributable to owners of the parent | ¥13,670 million (YoY +68.6%) |
| Net income per share | ¥61.79 |
| Equity ratio | End of the current fiscal period 4.3 / End of previous period 3.7 |
| Total assets | ¥6,151,819 million |
| Net assets | ¥276,265 million |
| Full-year earnings forecast | Net Sales Not disclosed / Operating profit Not disclosed / Ordinary income ¥26,500 million (YoY +34.1%) / Net income ¥19,000 million (YoY +50.4%) |
| Revision to Earnings Forecast | Not disclosed → Ordinary income ¥26,500 million / Profit attributable to owners of the parent ¥19,000 million |
| Annual Dividend Forecast | 23 Yen (per share; prior-year actual after taking the stock split into account) → 35 Yen (per share; prior-year actual after taking the stock split into account)（+52.2%） |
| Segment revenue | Segment Banking / Net Sales ¥63,055 million (ordinary income) / Prior-year period ¥46,130 million (ordinary income) / Year-on-year (%) ¥36.7 million (ordinary income), Segment Leasing / Net Sales ¥8,057 million (ordinary income) / Prior-year period ¥7,521 million (ordinary income) / Year-on-year (%) ¥7.1 million (ordinary income) |
| Segment profit | Segment Banking / Segment profit ¥15,234 million (ordinary profit) / Prior-year period ¥12,111 million (ordinary profit) / Year-on-year (%) ¥25.8 million (ordinary profit), Segment Leasing / Segment profit ¥70 million (ordinary profit) / Prior-year period ¥199 million (ordinary profit) / Year-on-year (%) ¥-64.8 million (ordinary profit) |
| Depreciation and amortization | ¥2,781 million |
| Impairment loss | ¥204 million |
| Breakdown of extraordinary income (loss) | Extraordinary income Gain on disposal of fixed assets ¥230 million / Extraordinary loss Loss on disposal of property, plant and equipment ¥124 million, Impairment Loss ¥204 million |
| Disclosure regarding the going concern assumption | No applicable matters |
| Change in accounting policy | Changes due to revisions to standards No / Other changes No / Change in accounting estimate No / Restatement No |
| Changes in the scope of consolidation | Material changes No / New Not disclosed / Excluded Not disclosed / Company name Not disclosed / Reference information Number of consolidated subsidiaries: 14 in the current interim period, compared with 11 in the same period of the previous year |
| Availability of Supplementary Financial Results Materials | Yes |
| Availability of Financial Results Briefing | Whether applicable No / Subject person Not disclosed |
| Issued Shares at Period-End | 229,085,820 |
| Treasury Shares at Period-End | 9,216,620 |
| Factors Behind Changes in Business Performance | Ordinary revenue increased due to higher interest on loans and interest and dividends on securities, while ordinary expenses also increased due to higher deposit interest and losses on sales of Japanese government bonds and other bonds. |
Items this document does not state (11)
Operating profitOperating MarginCash flows from operating activitiesCash flows from investing activitiesCash flows from financing activitiesCash and cash equivalents at end of periodPayout ratioShareholder Return PolicyRegional salesOrders received and order backlogMaterial subsequent events
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.Ordinary revenue increased due to higher interest on loans and interest and dividends on securities, while ordinary expenses increased due to higher deposit interest and losses on sales of Japanese government bonds and other bonds. As a result, ordinary profit increased by ¥2,997 million year on year.
How to read this page
This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
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Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.