Management indicator targets under Hishō 2023
First written in FY2020. 6 of 9 entries say "Advanced", first in FY2021. Latest entry: FY2026.
The whole theme swung hardest in 2023: 2 of 12 companies on the "Worse" side.
2 other companies' latest entry also says "Achieved".
- FY2026AchievedAnnual report
「Consolidated net income: ¥26.1 billion (¥3.5 billion), ¥23.6 billion (¥4.9 billion), ¥30.9 billion (¥4.5 billion), ¥40.1 billion (¥4.8 billion), ¥32.0 billion (¥5.0 billion); consolidated ROE: 4.95%, 4.26%, 5.51%, 6.89%, approximately 6%; consolidated core OHR: 65.8%, 66.5%, 63.5%, 54.9%, approximately 60%; consolidated capital ratio: 12.10% (10.39%), 12.41% (10.32%), 12.59% (10.39%), 11.44% (10.24%), mid-11% range (low-10% range)」
The final-year results for “Hisho 2026” were consolidated net income of ¥40.1 billion, ROE of 6.89%, consolidated core OHR of 54.9% and a consolidated capital ratio of 11.44%, achieving all stated key KPIs. - FY2023AchievedAnnual report
「Consolidated net income: ¥20.2 billion, ¥18.1 billion, ¥24.2 billion, ¥26.1 billion, ¥21.5 billion; non-interest income ratio: 20.2%, 18.5%, 19.3%, 23.0%, approximately 22%; consolidated OHR: 69.8%, 67.7%, 64.2%, (core OHR) 65.8%, in the 60% range; consolidated capital ratio: 9.36%, 9.49%, 9.28%, 12.10%, approximately 10%」
The final-year results for “Hisho 2023” were net income of ¥26.1 billion, a non-interest income ratio of 23.0%, core OHR of 65.8% and a capital ratio of 12.10%, indicating that all targets were achieved. - FY2023-Q3AdvancedAnnual report
「Quarterly net income attributable to owners of the parent increased by ¥5.783 billion from the cumulative corresponding quarter of the previous fiscal year to ¥25.823 billion.」
As the cumulative third-quarter fiscal 2022 result toward the “Hisho 2023” final-year target of ¥21.5 billion in consolidated net income, quarterly net income attributable to owners of the parent of ¥25.823 billion was disclosed. - FY2023-Q1AdvancedAnnual report
「Quarterly net income attributable to owners of the parent decreased by ¥1.395 billion from the cumulative corresponding quarter of the previous fiscal year to ¥8.283 billion.」
As the first-quarter fiscal 2022 result toward the “Hisho 2023” final-year target of ¥21.5 billion in consolidated net income, quarterly net income attributable to owners of the parent of ¥8.283 billion was disclosed. - FY2022AdvancedAnnual report
「Consolidated net income: ¥20.2 billion, ¥18.1 billion, ¥24.2 billion, ¥21.5 billion; non-interest income ratio: 20.2%, 18.5%, 19.3%, approximately 22%; consolidated OHR: 69.8%, 67.7%, 64.2%, in the 60% range; consolidated capital ratio: 9.36%, 9.49%, 9.28%, approximately 10%」
Results for the second year of the plan were consolidated net income of ¥24.2 billion, a non-interest income ratio of 19.3%, OHR of 64.2% and a capital ratio of 9.28%. Net income exceeded the final-year target of ¥21.5 billion and OHR fell within the target range in the 60% range, while the non-interest income ratio and capital ratio fell short of their targets. - FY2022-Q3AdvancedAnnual report
「Quarterly net income attributable to owners of the parent increased by ¥2.667 billion from the cumulative corresponding quarter of the previous fiscal year to ¥20.04 billion.」
Against the “Hisho 2023” fiscal 2022 target of ¥21.5 billion in consolidated net income, quarterly net income attributable to owners of the parent for the cumulative third quarter of fiscal 2021 was ¥20.04 billion. - FY2022-Q2AdvancedAnnual report
「Interim net income attributable to owners of the parent increased by ¥6.21 billion from the cumulative second quarter of the previous fiscal year to ¥15.655 billion.」
First-half fiscal 2021 results toward the “Hisho 2023” final-year target of ¥21.5 billion in consolidated net income were ¥15.655 billion. Ordinary income was ¥23.133 billion and the consolidated capital ratio was 9.68%. - FY2021AdvancedAnnual report
「Fiscal 2019 actual: ¥20.2 billion; fiscal 2020 actual: ¥18.1 billion; fiscal 2022 target: ¥21.5 billion」
The results for the first year of “Hisho 2023” were disclosed. Consolidated net income was ¥18.1 billion, the non-interest income ratio was 18.5%, consolidated OHR was 67.7% and the consolidated capital ratio was 9.49%. The respective final-year targets are ¥21.5 billion, approximately 22%, in the 60% range and approximately 10%. - FY2020First statedAnnual report
「Under this plan, the Group has established the following management metrics: consolidated net income, non-interest income ratio, consolidated OHR and consolidated capital ratio, with the aim of improving profitability by expanding non-interest income and reducing costs while maintaining a certain level of capital adequacy. The fiscal 2019 results were consolidated net income of ¥20.2 billion, a non-interest income ratio of 20.2%, consolidated OHR of 69.8% and a consolidated capital ratio of 9.36%. The respective targets for fiscal 2022 are ¥21.5 billion, approximately 22%, in the 60% range and approximately 10%.」
New numerical targets were established for profit, the non-interest income ratio, OHR and the capital ratio, with fiscal 2022 as the final year.