Establishment of a Sustainability Coordination Office and Sustainability Declaration
First written in FY2019. 4 of 5 entries say "Advanced", first in FY2020. Latest entry: FY2026.
The whole theme swung hardest in 2019: 1 of 10 companies on the "Worse" side.
- FY2026AdvancedAnnual report
「In August 2025, we established a Sustainability Advisory Board as an advisory body to the chairperson and president. The board holds study sessions for senior management led by external experts and exchanges views on various initiatives.」
The framework originating with the Sustainability Office and Sustainability Declaration expanded to include an advisory board with external experts and oversight by the Board of Directors. - FY2025AdvancedAnnual report
「We obtained assurance from an audit firm for the July 2024 PRB report and the amount of ESG lending and investment executed, including sustainable finance products compliant with international principles. We are also pursuing transparent disclosure of our sustainability initiatives, including obtaining third-party certification for greenhouse gas emissions data in April 2025.」
Sustainability initiatives progressed to include audit-firm assurance for the PRB report and ESG lending and investment amounts, as well as third-party certification of greenhouse gas emissions data. - FY2023AdvancedAnnual report
「Following the formulation of the Sustainability Declaration in February 2019, our group companies Higo Bank and Kagoshima Bank formulated an overall sustainability framework. We also signed the Principles for Responsible Banking (PRB) in September 2020 and identified our sustainability materiality in June 2021.」
Starting with the Sustainability Office and Sustainability Declaration, the initiatives were systematized to include signing the Principles for Responsible Banking, identifying materiality, and establishing governance and disclosure through a promotion committee. - FY2020AdvancedAnnual report
「Based on this declaration, we formulated the Guidelines for Loans and Investments in July 2019 to contribute to the sustainable development of local communities through our core lending and investment businesses. We are promoting autonomous and responsible lending and investment that helps resolve customers' and local communities' environmental and social issues, while actively supporting businesses that contribute to mitigating climate change and preserving biodiversity, as well as businesses that promote the development of key local industries.」
As a means of implementing the Sustainability Declaration, Guidelines for Loans and Investments were formulated, setting out specific policies for lending and investment related to environmental and social issues and key local industries. - FY2019First statedAnnual report
「To further strengthen these initiatives, we established the Sustainability Office in October 2018 to centrally oversee the group's sustainable business activities in an organized manner, incorporating perspectives such as the Sustainable Development Goals (SDGs) established by the United Nations and environmental, social and governance (ESG) considerations. In February 2019, we formulated the first Sustainability Declaration among regional banks in Kyushu, and will strengthen initiatives across the group to help resolve issues faced by customers and local communities, in addition to social contribution activities such as environmental conservation.」
A central organization for overseeing sustainable business activities incorporating SDGs and ESG was established, and a Sustainability Declaration, the first among regional banks in Kyushu, was formulated.