Strengthening the Management Foundation Through Higher Earnings Power and Efficiency
First written in FY2016. 7 of 32 entries say "Restated". Latest entry: 2026-08-07.
The whole theme swung hardest in 2023: 2 of 7 companies on the "Worse" side.
3 other companies' latest entry also says "Advanced".
- 2026-08-07AdvancedFinancial results
「Ordinary profit increased by ¥500 million from the first quarter of the previous consolidated fiscal year to ¥1.793 billion, while net income attributable to owners of the parent increased by ¥155 million to ¥1.209 billion.」
First-quarter ordinary profit increased 38.7% year on year, while net income attributable to owners of the parent increased 14.7%, demonstrating progress in strengthening earnings power through quarterly results. - FY2026AdvancedAnnual report
「Core net business profit was ¥5.4 billion, up ¥800 million from plan; ordinary profit was ¥3.1 billion versus the planned ¥2.3 billion; and net income attributable to owners of the parent was ¥2.5 billion versus the planned ¥1.6 billion.」
For the fiscal year ending March 2026, core net business profit was ¥5.4 billion, ordinary profit was ¥3.1 billion and net income attributable to owners of the parent was ¥2.5 billion, exceeding all profit targets in the medium-term management plan. The capital adequacy ratio of 8.02% and core OHR of 80.1% also exceeded plan. - FY2026-H1Lower ordinary profit despite higher revenue, with a slight increase in interim net incomeAnnual report
「Ordinary revenue increased by ¥2.453 billion year on year to ¥21.609 billion, mainly because interest income on loans and other funds investment income increased. Ordinary expenses increased by ¥3.211 billion to ¥20.144 billion, mainly because interest expense on deposits and other funding costs increased. As a result, ordinary profit decreased by ¥758 million to ¥1.464 billion, while interim net income attributable to owners of the parent increased by ¥68 million to ¥1.482 billion.」
Revenue increased as a result of higher funds investment income, while ordinary profit declined because interest expense on deposits and other funding costs increased. Interim net income attributable to owners of the parent was slightly higher year on year. - FY2025AdvancedAnnual report
「Core net business profit was ¥4.6 billion, up ¥800 million from plan; ordinary profit was ¥2.1 billion versus the planned ¥1.7 billion; and net income attributable to owners of the parent was ¥1.5 billion versus the planned ¥1.1 billion.」
For the fiscal year ending March 2025, core net business profit was ¥4.6 billion, ordinary profit was ¥2.1 billion and net income attributable to owners of the parent was ¥1.5 billion, exceeding the first-year targets of the new medium-term management plan for each profit measure. - FY2025-H1ReframedAnnual report
「By executing the plan reliably, the company will work to restore profitability and resume dividend payments, while building retained earnings toward the repayment of public funds.」
The target of strengthening earnings capacity has been reorganized into a plan integrating the reliable execution of the management strengthening plan, a return to profitability, the resumption of dividend payments and the accumulation of retained earnings toward the repayment of public funds. - FY2024WorsenedAnnual report
「The key targets and results for the fiscal year ended March 2024 were as follows. Core net business profit was ¥4.4 billion, ¥2.7 billion below plan, while net income was a loss of ¥23.4 billion, ¥27.9 billion below plan.」
Against the targets for the final year, core net business profit was ¥4.4 billion versus the planned ¥7.1 billion, while net income was a loss of ¥23.4 billion versus the planned ¥4.5 billion. Core OHR and the capital adequacy ratio were also below plan. - FY2024-Q3AdvancedAnnual report
「As a result, ordinary profit increased by ¥2.848 billion from the cumulative nine-month period of the previous fiscal year to ¥2.713 billion, while quarterly net income attributable to owners of the parent increased by ¥5.516 billion to ¥2.203 billion.」
The company remained profitable in the cumulative nine months ended this third quarter, reporting ordinary profit of ¥2.713 billion and net income attributable to owners of the parent of ¥2.203 billion, compared with an ordinary loss of ¥134 million and a quarterly net loss attributable to owners of the parent of ¥3.313 billion in the same period of the previous year. - FY2024-Q2Return to profitability in the interim periodAnnual report
「Ordinary profit increased by ¥3.278 billion from the cumulative six-month period of the previous fiscal year to ¥2.008 billion, while interim net income attributable to owners of the parent increased by ¥5.589 billion to ¥1.520 billion.」
The company returned to profitability, from an ordinary loss of ¥1.269 billion and an interim net loss attributable to owners of the parent of ¥4.068 billion in the previous fiscal year to ordinary profit of ¥2.008 billion and interim net income attributable to owners of the parent of ¥1.520 billion in the current interim period. - FY2024-Q1WorsenedAnnual report
「Ordinary profit decreased by ¥626 million from the cumulative three-month period of the previous fiscal year to ¥809 million, while quarterly net income attributable to owners of the parent decreased by ¥357 million to ¥622 million.」
Ordinary profit decreased by ¥626 million year on year, while quarterly net income attributable to owners of the parent decreased by ¥357 million, indicating weakening profitability. - FY2023WorsenedAnnual report
「Core OHR (excluding gains on cancellation of investment trusts, etc.) (Notes 2 and 3): 78.7, 82.8, 4.1 / Equity ratio: approximately 8.1, 7.67, approximately △0.43」
For fiscal 2023, core OHR was 82.8% versus the planned 78.7%, while the equity ratio was 7.67% versus the planned approximately 8.1%, indicating that the company fell short of its efficiency and capital base targets. - FY2023-Q3WorsenedAnnual report
「As a result, ordinary profit and loss decreased by ¥4.486 billion from the cumulative nine-month period of the previous fiscal year, resulting in a loss of ¥134 million.」
For the cumulative nine months, the company recorded an ordinary loss of ¥134 million, with profit and loss deteriorating from ordinary profit of ¥4.351 billion in the previous fiscal year. Quarterly net loss attributable to owners of the parent was also ¥3.313 billion. - FY2023-Q2WorsenedAnnual report
「Ordinary profit and loss decreased by ¥3.665 billion year on year, resulting in an ordinary loss of ¥1.269 billion. Interim profit and loss attributable to owners of the parent decreased by ¥5.673 billion year on year, resulting in a loss of ¥4.068 billion, partly due to impairment losses associated with the reorganization of branches at Kirayaka Bank and a review of deferred income taxes.」
Profit and loss deteriorated from profit in the previous fiscal year to an ordinary loss of ¥1.269 billion and an interim net loss attributable to owners of the parent of ¥4.068 billion. - FY2023-Q1Higher net income attributable to owners of the parent despite lower revenue and profitAnnual report
「Ordinary revenue decreased by ¥889 million from the cumulative three-month period of the previous fiscal year to ¥9.674 billion, mainly because interest and dividend income declined due to lower interest income on loans and interest and dividend income on securities. Ordinary profit decreased by ¥180 million to ¥1.435 billion, while quarterly net income attributable to owners of the parent increased by ¥151 million to ¥980 million.」
In the first quarter, ordinary revenue and ordinary profit decreased year on year, while quarterly net income attributable to owners of the parent increased. - FY2022AdvancedAnnual report
「Core business net profit was ¥6.6 billion, ¥1.1 billion above plan, while net income was ¥2.5 billion, ¥600 million below plan.」
Among the plan indicators, core business net profit exceeded the planned ¥5.5 billion, while net income fell short of the planned ¥3.1 billion. Progress in improving profitability coexisted with failure to meet the plan. - FY2022-Q3Return to cumulative profitability despite lower revenueAnnual report
「As a result, ordinary profit increased by ¥4.957 billion from the cumulative nine-month period of the previous fiscal year to ¥4.351 billion, while quarterly net income attributable to owners of the parent increased by ¥4.989 billion to ¥2.944 billion.」
Although ordinary revenue declined year on year, ordinary profit was ¥4.351 billion and quarterly net income attributable to owners of the parent was ¥2.944 billion, representing a return to profitability from losses in the previous fiscal year. - FY2022-Q2Midyear profit growth despite lower revenueAnnual report
「Ordinary profit increased by ¥975 million year on year to ¥2.395 billion, while interim net income attributable to owners of the parent increased by ¥1.540 billion to ¥1.604 billion.」
Ordinary revenue decreased by ¥1.517 billion year on year, while ordinary profit and interim net income attributable to owners of the parent increased year on year. - FY2022-Q1Quarterly profit growth despite lower revenueAnnual report
「As a result, ordinary profit increased by ¥677 million from the cumulative three-month period of the previous fiscal year to ¥1.616 billion, while quarterly net income attributable to owners of the parent increased by ¥36 million to ¥829 million.」
In the first quarter, ordinary revenue declined, while ordinary profit and quarterly net income attributable to owners of the parent increased year on year, mainly due to a decrease in losses on redemption of government and other bonds. - FY2021-Q3WorsenedAnnual report
「As a result, ordinary profit and loss decreased by ¥2.020 billion from the cumulative nine-month period of the previous fiscal year, resulting in an ordinary loss of ¥605 million. Quarterly profit and loss attributable to owners of the parent decreased by ¥3.009 billion, resulting in a loss of ¥2.044 billion.」
For the cumulative nine months, the company recorded an ordinary loss of ¥605 million and a quarterly net loss attributable to owners of the parent of ¥2.044 billion, indicating deterioration in earnings against the issue of strengthening profitability. - FY2020Failure to meet plan and improved efficiencyAnnual report
「Although the company steadily implemented the medium-term management plan launched in April 2018, core business net profit was ¥4.8 billion, ¥200 million below plan, while net income was ¥1.9 billion, ¥1.1 billion below plan.」
For fiscal 2020, core business net profit was ¥4.8 billion versus the planned ¥5.0 billion, while net income was ¥1.9 billion versus the planned ¥3.0 billion, and the company disclosed that it had fallen short of plan. In contrast, core OHR was 83.13% versus the planned 83.39%. - FY2020-Q3RestatedAnnual report
「Fiscal 2019, the second year of the Medium-Term Management Plan, was positioned as the year in which the results of the initiatives would be demonstrated concretely. The Group is working as one to secure a stable earnings base and strengthen its governance and risk management frameworks.」
The company continues to identify securing a stable earnings base as an objective for the second year of the medium-term management plan. - FY2020-Q2RestatedAnnual report
「Fiscal 2019, the second year of the Medium-Term Management Plan, was positioned as the year in which the results of the initiatives would be demonstrated concretely. The Group is working as one to secure a stable earnings base and strengthen its governance and risk management frameworks.」
The company continues to identify securing a stable earnings base as an objective for the second year of the medium-term management plan. - FY2020-Q1RestatedAnnual report
「During the first quarter of the fiscal year, there were no material changes to the management policies, management strategies, or objective indicators established by the Group for assessing progress toward its management objectives.」
The company has reconfirmed that there are no material changes to its existing management objectives, including stronger profitability and greater efficiency. - FY2019Failure to meet plan and improvement in some indicatorsAnnual report
「Although the company steadily implemented the medium-term management plan launched in April 2018, core business net profit was ¥4.1 billion, ¥300 million below plan, while net income was ¥1.8 billion, ¥400 million below plan.」
For fiscal 2019, core business net profit was ¥4.1 billion versus the planned ¥4.4 billion, while net income was ¥1.8 billion versus the planned ¥2.2 billion. In contrast, profit from customer service operations improved against plan. - FY2019-Q3RestatedAnnual report
「During the first 3 quarters of the fiscal year, there were no material changes to the management policies, management strategies, or objective indicators established by the Group for assessing progress toward its management objectives.」
The company has reconfirmed that there are no material changes to its management policies, management strategies or management objectives. - FY2019-Q1RestatedAnnual report
「During the first quarter of the fiscal year, there were no material changes to the management policies, management strategies, or objective indicators established by the Group for assessing progress toward its management objectives.」
The company has reconfirmed that there are no material changes to its existing management objectives, including stronger profitability and greater efficiency. - FY2018RaisedAnnual report
「The company is building its customer base and earnings base through the Jimoto Group's "sustainable business model centered on supporting customers' core businesses," developed through its initiatives to date.」
In addition to the existing issues of strengthening profitability and improving efficiency, the company has identified building its customer base and earnings base as explicit objectives in the three-year plan. - FY2018-Q3RestatedAnnual report
「During the first 3 quarters of the fiscal year, there were no material changes to the management policies, management strategies, or objective indicators established by the Group for assessing progress toward its management objectives.」
The company expressly states that there are no material changes to its management policies, management strategies or performance indicators, maintaining the existing framework of management objectives, including stronger profitability and greater efficiency. - FY2017RestatedAnnual report
「Given the market and economic environment, earnings conditions are expected to become even more challenging, making it a key issue for the Jimoto Group as a whole to strengthen profitability and improve efficiency.」
Strengthening profitability and improving efficiency remain Group-wide issues. - FY2016First statedAnnual report
「Strengthening profitability and improving efficiency across the Jimoto Group is a key issue.」
Against a challenging market and economic environment, the Group identifies profitability and efficiency across the entire Group as key issues.