Worth reading
38Recurring
Scored from 5 of 6 sectionsDirection
Improvement
Direction inferred from the company’s description.Scale
500
¥ millionWording
Conditional
How definitive the wording is.Results for this period
First quarter1 April 2026 to 30 June 2026ConsolidatedJapanese GAAPOrdinary income1,793¥ millionYear on year +38.7%Progress 44.8%
Net income attributable to owners of the parent1,209¥ millionYear on year +14.7%Progress 33.6%
The width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
Net income per share¥45.29
Financial position at period-end
Total assets2,525,356¥ million
of which net assets 89,935 ¥ millionEquity ratio 3.5%vs. prior year-end 0.0pt
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Segment revenue
Banking10,31986.5%
Leasing1,61413.5%
Segment profit
Banking1,71390.4%
Leasing1819.6%
Outlook and shareholder returns
Full-year earnings forecast
Net SalesNot disclosed
Operating profitNot disclosed
Ordinary income¥4,000 million (YoY +26.6%)
Net income¥3,600 million (YoY +39.2%)
Annual Dividend ForecastCommon shares ¥5 per share → ¥5 per share（0.0%） / Class B preferred shares ¥5.31 per share → ¥14.08 per share（+165.2%） / Series C preferred shares ¥4.6 per share → ¥12.2 per share（+165.2%） / Series D preferred shares ¥4.6 per share → ¥12.2 per share（+165.2%） / Series E preferred shares ¥2.3 per share → ¥6.1 per share（+165.2%）
Factors Behind Changes in Business Performance
Ordinary income increased mainly because interest income on loans and other funds investment income increased, while ordinary expenses also increased mainly because interest expense on deposits and other funds procurement costs increased.
Disclosure regarding the going concern assumption
No applicable matters.
Change in accounting policy
基準改正に伴う変更 Noそれ以外の変更 No見積りの変更 No修正再表示 No
Changes in the scope of consolidationNew Number of companies 0 / Company name None / Excluded Number of companies 0 / Company name None
Impairment lossNo applicable items (material impairment loss related to fixed assets)
Breakdown of extraordinary income (loss)Extraordinary income Gain on disposal of fixed assets － / Extraordinary loss Losses on disposal of fixed assets ¥3 million
Depreciation and amortization¥345 million
Availability of Supplementary Financial Results MaterialsYes
Availability of Financial Results BriefingWhether applicable No / Subject person Not disclosed
Issued Shares at Period-End26,840,263
Treasury Shares at Period-End137,177
| Item | Details |
|---|---|
| Fiscal Period Classification | First quarter |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 April 2026 to 30 June 2026 |
| Ordinary income | ¥1,793 million (YoY +38.7%) |
| Profit attributable to owners of the parent | ¥1,209 million (YoY +14.7%) |
| Net income per share | ¥45.29 |
| Equity ratio | End of the current fiscal period 3.5 / End of previous period 3.5 |
| Total assets | ¥2,525,356 million |
| Net assets | ¥89,935 million |
| Full-year earnings forecast | Net Sales Not disclosed / Operating profit Not disclosed / Ordinary income ¥4,000 million (YoY +26.6%) / Net income ¥3,600 million (YoY +39.2%) |
| Annual Dividend Forecast | Common shares ¥5 per share → ¥5 per share（0.0%） / Class B preferred shares ¥5.31 per share → ¥14.08 per share（+165.2%） / Series C preferred shares ¥4.6 per share → ¥12.2 per share（+165.2%） / Series D preferred shares ¥4.6 per share → ¥12.2 per share（+165.2%） / Series E preferred shares ¥2.3 per share → ¥6.1 per share（+165.2%） |
| Segment revenue | Banking ¥10,319 million / Leasing ¥1,614 million |
| Segment profit | Banking ¥1,713 million / Leasing ¥181 million |
| Depreciation and amortization | ¥345 million |
| Impairment loss | No applicable items (material impairment loss related to fixed assets) |
| Breakdown of extraordinary income (loss) | Extraordinary income Gain on disposal of fixed assets － / Extraordinary loss Losses on disposal of fixed assets ¥3 million |
| Disclosure regarding the going concern assumption | No applicable matters. |
| Change in accounting policy | Changes due to revisions to standards No / Other changes No / Change in accounting estimate No / Restatement No |
| Changes in the scope of consolidation | New Number of companies 0 / Company name None / Excluded Number of companies 0 / Company name None |
| Availability of Supplementary Financial Results Materials | Yes |
| Availability of Financial Results Briefing | Whether applicable No / Subject person Not disclosed |
| Issued Shares at Period-End | 26,840,263 |
| Treasury Shares at Period-End | 137,177 |
| Factors Behind Changes in Business Performance | Ordinary income increased mainly because interest income on loans and other funds investment income increased, while ordinary expenses also increased mainly because interest expense on deposits and other funds procurement costs increased. |
Items this document does not state (13)
Net SalesOperating profitOperating MarginCash flows from operating activitiesCash flows from investing activitiesCash flows from financing activitiesCash and cash equivalents at end of periodRevision to Earnings ForecastPayout ratioShareholder Return PolicyRegional salesOrders received and order backlogMaterial subsequent events
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.Ordinary income increased mainly because interest income on loans and other funds investment income increased. Ordinary expenses also increased, mainly because interest expense on deposits and other funds procurement costs increased.
How to read this page
This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
Weight is not a verdictIt measures how much this changes what the company had already told the market. It is not a view on the shares.
Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.