Worth reading
37Immaterial
0–100. This measures how worthwhile something is to read, not how good or bad the company is.Direction
Improvement
Direction inferred from the company’s description.Scale
48.2
% (year-on-year change in ordinary profit)Wording
Conditional
How definitive the wording is.Results for this period
Full year1 April 2025–31 March 2026ConsolidatedJapanese GAAPNet Sales44,080¥ millionYear on year +15.1%
Ordinary income3,159¥ millionYear on year +48.2%Progress 79.0%
Net income attributable to owners of the parent2,584¥ millionYear on year +65.3%Progress 71.8%
The width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
Net income per share¥89.93
Financial position at period-end
Total assets2,480,836¥ million
of which net assets 87,744 ¥ millionEquity ratio 3.5%vs. prior year-end +0.2pt
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Cash inflows and outflows
Operating-19,644
Investment+15,138
Financials-178
Net change-4,684
Stacked from zero: upward is an increase in cash, downward a decrease (in ¥ million).The net change represented by the dotted line is the total of three items, calculated from figures provided by the company.
Cash and cash equivalents at end of period¥161,902 million
Segment revenueSegment Banking / Current fiscal year ¥37,371 million / Prior-year period ¥31,572 million / yoy_pct Not disclosed, Segment Leasing / Current fiscal year ¥6,144 million / Prior-year period ¥6,221 million / yoy_pct Not disclosed, Segment Other / Current fiscal year ¥695 million / Prior-year period ¥675 million / yoy_pct Not disclosed
Segment profitSegment Banking / Current fiscal year ¥2,855 million / Prior-year period ¥1,698 million / yoy_pct Not disclosed, Segment Leasing / Current fiscal year ¥250 million / Prior-year period ¥396 million / yoy_pct Not disclosed, Segment Other / Current fiscal year ¥54 million / Prior-year period ¥36 million / yoy_pct Not disclosed
Outlook and shareholder returns
Full-year earnings forecast
Net SalesNot disclosed
Operating profitNot disclosed
Ordinary income4,000 (YoY +26.6%)
Net income3,600 (YoY +39.2%)
Annual Dividend Forecast5 Yen (common shares; previous fiscal year actual and next fiscal year forecast) → 5 Yen (common shares; previous fiscal year actual and next fiscal year forecast)（0.0%）
Payout ratioFiscal year ended March 2026: 5.5%; fiscal year ending March 2027 (forecast): 3.9%
Factors Behind Changes in Business Performance
Ordinary income increased mainly because interest income on deposits rose, while ordinary expenses increased mainly because interest expense on deposits rose.
Disclosure regarding the going concern assumption
No applicable matters
Change in accounting policy
基準改正に伴う変更 Noそれ以外の変更 No見積りの変更 No修正再表示 No
Changes in the scope of consolidationNo material changes (no newly consolidated or excluded companies, or company names, are disclosed)
Material subsequent eventsNo applicable matters.
Impairment loss¥51 million
Breakdown of extraordinary income (loss)Extraordinary income Gain on disposal of fixed assets ¥249 million / Extraordinary loss Losses on disposal of fixed assets ¥8 million, Impairment Losses ¥51 million
Depreciation and amortization¥1,502 million
Availability of Supplementary Financial Results MaterialsYes
Availability of Financial Results BriefingWhether applicable No / Subject person Not disclosed
Issued Shares at Period-End26,840,263
Treasury Shares at Period-End136,821
| Item | Details |
|---|---|
| Fiscal Period Classification | Full year |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 April 2025–31 March 2026 |
| Net Sales | ¥44,080 million (YoY +15.1%) |
| Ordinary income | ¥3,159 million (YoY +48.2%) |
| Profit attributable to owners of the parent | ¥2,584 million (YoY +65.3%) |
| Net income per share | ¥89.93 |
| Equity ratio | End of the current fiscal period 3.5 / End of previous period 3.3 |
| Total assets | ¥2,480,836 million |
| Net assets | ¥87,744 million |
| Cash flows from operating activities | ¥-19,644 million |
| Cash flows from investing activities | ¥15,138 million |
| Cash flows from financing activities | ¥-178 million |
| Cash and cash equivalents at end of period | ¥161,902 million |
| Full-year earnings forecast | Net Sales Not disclosed / Operating profit Not disclosed / Ordinary income 4,000 (YoY +26.6%) / Net income 3,600 (YoY +39.2%) |
| Annual Dividend Forecast | 5 Yen (common shares; previous fiscal year actual and next fiscal year forecast) → 5 Yen (common shares; previous fiscal year actual and next fiscal year forecast)（0.0%） |
| Payout ratio | Fiscal year ended March 2026: 5.5%; fiscal year ending March 2027 (forecast): 3.9% |
| Segment revenue | Segment Banking / Current fiscal year ¥37,371 million / Prior-year period ¥31,572 million / yoy_pct Not disclosed, Segment Leasing / Current fiscal year ¥6,144 million / Prior-year period ¥6,221 million / yoy_pct Not disclosed, Segment Other / Current fiscal year ¥695 million / Prior-year period ¥675 million / yoy_pct Not disclosed |
| Segment profit | Segment Banking / Current fiscal year ¥2,855 million / Prior-year period ¥1,698 million / yoy_pct Not disclosed, Segment Leasing / Current fiscal year ¥250 million / Prior-year period ¥396 million / yoy_pct Not disclosed, Segment Other / Current fiscal year ¥54 million / Prior-year period ¥36 million / yoy_pct Not disclosed |
| Depreciation and amortization | ¥1,502 million |
| Impairment loss | ¥51 million |
| Breakdown of extraordinary income (loss) | Extraordinary income Gain on disposal of fixed assets ¥249 million / Extraordinary loss Losses on disposal of fixed assets ¥8 million, Impairment Losses ¥51 million |
| Disclosure regarding the going concern assumption | No applicable matters |
| Change in accounting policy | Changes due to revisions to standards No / Other changes No / Change in accounting estimate No / Restatement No |
| Changes in the scope of consolidation | No material changes (no newly consolidated or excluded companies, or company names, are disclosed) |
| Material subsequent events | No applicable matters. |
| Availability of Supplementary Financial Results Materials | Yes |
| Availability of Financial Results Briefing | Whether applicable No / Subject person Not disclosed |
| Issued Shares at Period-End | 26,840,263 |
| Treasury Shares at Period-End | 136,821 |
| Factors Behind Changes in Business Performance | Ordinary income increased mainly because interest income on deposits rose, while ordinary expenses increased mainly because interest expense on deposits rose. |
Items this document does not state (6)
Operating profitOperating MarginRevision to Earnings ForecastShareholder Return PolicyRegional salesOrders received and order backlog
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.Ordinary income increased mainly because interest income on deposits rose, while ordinary expenses also increased mainly because interest expense on deposits rose.
How to read this page
This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
Weight is not a verdictIt measures how much this changes what the company had already told the market. It is not a view on the shares.
Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.