New Businesses, External Technology Provision, and External Investments Focused on DX
First written in FY2020. 19 of 24 entries say "Advanced", first in FY2021-Q1. Latest entry: 2026-10-14.
93 other companies' latest entry also says "Advanced".
- FY2026Updated slice growth rateAnnual report
「Deposits have grown at an annualized rate of approximately 2.2 times, while AUM has continued to grow steadily since the public release of the credit card, maintaining strong growth since the merger.」
For slice, the Company reported an annualized deposit growth rate of approximately 2.2 times, stable AUM growth following the public release of the credit card, and continued strong growth. - FY2026-H1AdvancedAnnual report
「Regarding slice Small Finance Bank Ltd., a strategic investment of the Company, deposits have grown at an annualized rate of approximately 2.5 times and AUM has expanded at an annualized rate of approximately 1.4 times, maintaining strong growth since the merger. The Company will continue to focus on asset management.」
The Company reported that deposits at its strategic investment, slice, were growing at an annualized rate of approximately 2.5 times and AUM at approximately 1.4 times, indicating continued growth following the merger and a focus on asset management. - FY2025AdvancedAnnual report
「GaragePreneurs Internet Pvt. Ltd., the Company's investment (formerly named GaragePreneurs), completed the merger process with North East Small Finance Bank Ltd. and now operates as slice Small Finance Bank Ltd. (slice). Following the merger, deposits have continued to grow at an annualized rate of approximately 2.5 times, contributing to improved profitability through lower borrowing costs.」
The banking conversion and merger process of the investment was completed, and it proceeded to operate as slice. The Company also reported annualized deposit growth of approximately 2.5 times and improved borrowing costs. - FY2025-H1AdvancedAnnual report
「GaragePreneurs Internet Pvt. Ltd., the Company's investment (formerly named GaragePreneurs; hereinafter, GaragePreneurs), completed the merger process with North East Small Finance Bank Ltd. (NESFB) and now operates as NESFB.」
The merger process between the Company's investment, GaragePreneurs, and NESFB was completed, and the company proceeded to operate as NESFB. The Company explained that GaragePreneurs' digital technology would be combined with NESFB's customer base and banking platform. - FY2024AdvancedAnnual report
「The Company obtained the RBI's consent for the merger with NESFB in September 2023 and approval from the CCI (Competition Commission of India) in March 2024. GaragePreneurs will continue the procedures required for the merger with NESFB to take legal effect.」
For the merger of GaragePreneurs and NESFB, the Company obtained CCI approval in March 2024 following the RBI's consent, and proceeded to the stage of completing the procedures required for the merger to take legal effect. - FY2024-Q1AdvancedAnnual report
「Since beginning to provide a new product compliant with the Digital Lending Guidelines published by the Reserve Bank of India (RBI) in December 2022, GaragePreneurs Internet Pvt. Ltd., an equity-method affiliate of the Company, has seen steady performance in its loan balance, a key KPI. After obtaining a PPI license in September 2023, it resumed issuing digital cards and released new features, updating users' payment experience. GaragePreneurs had acquired a 10% stake in North East Small Finance Bank Ltd. (NESFB) through multiple investments to build a strategic partnership with NESFB. It has now obtained the RBI's consent for a merger with NESFB to strengthen that strategic partnership.」
The Company's investment, GaragePreneurs, maintained steady growth in its loan balance, resumed digital card issuance and released new features after obtaining a PPI license. In addition, against the background of its acquisition of a 10% stake in NESFB, it obtained the RBI's consent for a merger with NESFB. - FY2023ReframedAnnual report
「As a new business, the Company will also actively pursue the development of services based on large language models (LLMs), including commercializing Gunosy AI (provisional name), developed as a general-purpose system enabling the social implementation of LLMs, and expanding the business of the mood-pairing brand YOU IN.」
The description of new businesses centered on DX and external investment was expanded to include the commercialization of LLM-based Gunosy AI and expansion of the YOU IN business. - FY2023-Q3AdvancedAnnual report
「GaragePreneurs Internet Pvt. Ltd., an equity-method affiliate of the Company, began providing a new product in December 2022 that complies with the Digital Lending Guidelines published by the Reserve Bank of India (RBI).」
The Company's investment, GaragePreneurs, began providing a new product compliant with the RBI's Digital Lending Guidelines in December 2022. - FY2023-Q2AdvancedAnnual report
「GaragePreneurs Internet Pvt. Ltd., an equity-method affiliate of the Company, began providing a new product in December 2022 that complies with the Digital Lending Guidelines published by the Reserve Bank of India (RBI).」
The Company's investment, GaragePreneurs, began providing a new product compliant with the RBI's Digital Lending Guidelines in December 2022. - FY2023-Q1AdvancedAnnual report
「GaragePreneurs Internet Pvt. Ltd., an equity-method affiliate of the Company, completed a large-scale financing round in June 2022. GaragePreneurs has continued to grow steadily since becoming a unicorn after its valuation exceeded US$1 billion in December of the previous year.」
The Company states that its investment, GaragePreneurs, completed a large-scale financing round in June 2022 and has continued to grow steadily since becoming a unicorn after its valuation exceeded US$1 billion. - FY2022AdvancedAnnual report
「The Company strengthened its strategic investment in GaragePreneurs Internet Pvt. Ltd., one of its existing investments, by acquiring preferred shares with mandatory conversion provisions upon conversion of convertible bonds with mandatory conversion provisions in November 2021, and by making an additional acquisition of preferred shares with mandatory conversion provisions in February 2022. To deepen collaboration between the two companies, following a meeting of GaragePreneurs' Board of Directors held on 29 April 2022, the Company's director Maniwa Hiroki (間庭 裕喜) was elected as a director of GaragePreneurs, which became an equity-method affiliate of the Company.」
The Company advanced additional investment in GaragePreneurs and the appointment of a director, giving concrete form to the strategic collaboration by making GaragePreneurs an equity-method affiliate. - FY2022-Q3AdvancedAnnual report
「The Company continued to invest in growth opportunities inside and outside the Company, including making an additional investment of US$9,999,862 in GaragePreneurs Internet Pvt. Ltd., one of its existing investments.」
The Company made an additional investment of US$9,999,862 in its existing investment, GaragePreneurs, advancing investment in external growth opportunities. - FY2022-Q2AdvancedAnnual report
「Number of shares acquired 111,983 Class A preferred shares with mandatory conversion provisions Acquisition price 1,452,194,600 Indian rupees Number of shares held after acquisition 1 common share 111,983 Class A preferred shares with mandatory conversion provisions (Voting rights ownership ratio: 17.77% as of 30 November 2021)」
GaragePreneurs' convertible bonds with mandatory conversion provisions were converted into preferred shares, and the Company acquired 111,983 shares, giving it a voting rights ownership ratio of 17.77% as of 30 November 2021. In addition, the Board of Directors decided at its meeting held on 9 December 2021 to make an additional acquisition equivalent to a maximum of US$10 million. - FY2021AdvancedAnnual report
「GaragePreneurs provides cashless payment, small-ticket digital lending and credit card issuance services under the brand name slice for young people in India, with “redesigning your financial experience” as its mission.」
The Company completed the acquisition process on 11 June 2021 for convertible bonds with mandatory conversion provisions equivalent to US$15 million as an additional investment in GaragePreneurs. It expected to hold 20% or more of the voting rights following conversion, giving concrete form to its investment aimed at creating a new earnings pillar. - FY2021-Q3AdvancedAnnual report
「As part of its new businesses, the Company invested in growth opportunities inside and outside the Company, including entering into a ¥300 million investment agreement with XTech 2 Investment Limited Partnership, a venture capital fund focused on DX (digital transformation), the sharing/on-demand economy, software and cloud services. Accordingly, the Company decided to make an additional acquisition of convertible bonds with mandatory conversion provisions issued by the company, having determined that strengthening the relationship through additional investment would help build a new earnings pillar outside its media and advertising businesses./」
The Company entered into a ¥300 million investment agreement with XTech 2 Investment Limited Partnership. It also decided to acquire convertible bonds with mandatory conversion provisions equivalent to US$15 million as an additional investment in GaragePreneurs, and expects to hold 20% or more of the voting rights following conversion. - FY2021-Q2AdvancedAnnual report
「In new businesses, the company invested in growth opportunities inside and outside the company, including entering into an agreement to invest ¥500 million in Incubate Fund 5 Investment Limited Partnership, a venture capital fund focused on digital transformation, public sector innovation and deep-tech innovation.」
To capture growth opportunities through external investment, the Company entered into an investment agreement for ¥500 million with a venture capital fund that has designated priority investment areas. - FY2021-Q1AdvancedAnnual report
「In new businesses, the company invested in growth opportunities inside and outside the company, including an additional investment in GaragePreneurs Internet Pvt. Ltd., which provides cashless payments and small-ticket digital lending services for young people in India, and testing an e-commerce business through Otokuru.」
To capture growth opportunities through external investment, the Company made an additional investment in an Indian cashless payments and small-ticket digital lending company. Internally, it also tested the e-commerce business of オトクル. - FY2020First statedAnnual report
「In new businesses, the company will promote the creation of new businesses internally, particularly in the DX field, while actively pursuing growth opportunities through external investments.」
In light of changes in the business environment following COVID-19 and growing demand for DX, the Company identified new in-house businesses in the DX sector, external provision of its proprietary technology and external investments as new growth opportunities.