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Rakuten Bank (5838) · InitiativeAdvanced

Expansion of the BaaS Platform for Regional Financial Institutions and Operating Companies

First written in FY2023. 3 of 5 entries say "Advanced", first in FY2024. Latest entry: FY2026.

5entries
4years
0from disclosures
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How it moved
ProgressHeldSoftenedWorseFirst statedFY2023AdvancedFY2024 – FY2025-H1RestatedFY20252023: 120232024: 220242025: 120252026: 12026
Same theme, other companies
Expansion of the Partner Base through Enhanced BaaS Functions and Financial ProductsA theme 3 companies write about · 0 as a headwind · 4 as a tailwind

1 other company's latest entry also says "Advanced".

Ridges = years it wrote progress, valleys = years it wrote worse. Most hopeful companies at the back. Drag to turn, scroll to zoom, right-drag to pan. On a phone, two fingers turn and pinch to zoom; one finger scrolls the page.
Full recordFilings, disclosures and news, newest first
  1. FY2026AdvancedAnnual report

    「January 2026: Began a partnership with 楽天モバイル株式会社 covering banking agency services」

    The bank began a partnership with 楽天モバイル as a new banking agency partnership with an operating company related to its partnership platform for regional financial institutions and operating companies.
  2. FY2025RestatedAnnual report

    「Specifically, the bank began providing internet banking services to customers of The Ogaki Kyoritsu Bank,Ltd. in November 2019, Nishi-Nippon City Bank in December 2021 and Dai-ichi Life Insurance in January 2023. In May 2024, it also began providing the new digital financial service JRE BANK together with East Japan Railway Company and 株式会社ビューカード.」

    The bank continues to explain its BaaS framework for regional financial institutions and operating companies, as well as the expansion following the launch of JRE BANK.
  3. FY2025-H1AdvancedAnnual report

    「The bank is also promoting BaaS (Banking as a Service) as a service capable of providing customers with new experiences. In May 2024, it launched the JRE BANK service in collaboration with East Japan Railway Company and 株式会社ビューカード. JRE BANK attracted interest from many customers immediately after its launch and expanded steadily.」

    As a specific development in BaaS for regional financial institutions and operating companies, the bank launched JRE BANK in May 2024 in collaboration with East Japan Railway Company and ビューカード.
  4. FY2024AdvancedAnnual report

    「May 2024: Began a partnership with 株式会社ビューカード covering banking agency services」

    The bank disclosed the start of a partnership with 株式会社ビューカード covering banking agency services under its existing BaaS framework for regional financial institutions and operating companies.
  5. FY2023First statedAnnual report

    「As part of its open-platform strategy, the bank is promoting the provision of BaaS (Banking as a Service) to regional financial institutions and operating companies.」

    In addition to having launched services with The Ogaki Kyoritsu Bank,Ltd., Nishi-Nippon City Bank and Dai-ichi Life Insurance, the bank disclosed an agreement in December 2022 to provide JRE BANK.
Moved together

"Expansion to 13.73 million accounts and ¥9.1 trillion in deposits" moved the same way as this thread, in the same document, in 3 of its 5 moves.

333333★123456
  1. ★This thread
  2. 1Expansion to 13.73 million accounts and ¥9.1 trillion in deposits3×
  3. 2Converting Personal Accounts into Primary Everyday Banking Accounts and Increasing the Primary-Account Ratio3×
  4. 3Strengthening profitability through the two pillars of lending interest income and fee income3×
  5. 4Diversification of managed assets through personal loans, securitization and securities3×
  6. 5Further Strengthening Equity Capital to Support Growth Investments3×
  7. 6Expanding payments, receipt and deposit management services closely tied to everyday life3×

★ is this thread; numbers match the list above. The number on a line is how many documents both moved the same way in; lines between the other threads count the documents they moved together in too. Threads that move together often sit closer.

When this could move next
No upcoming earnings preview for Rakuten Bank yet.
News
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Expansion of the BaaS Platform for Regional Financial Institutions and Operating Companies | Rakuten Bank,Ltd. (5838) | Komori