Climate-Related Transition and Physical Risks
First written in FY2023-Q3. 3 of 4 entries say "Advanced", first in FY2023. Latest entry: FY2026.
The whole theme swung hardest in 2024: 6 of 35 companies on the "Worse" side.
14 other companies' latest entry also says "Advanced".
- FY2026AdvancedAnnual report
「The ratio of carbon-related assets (*) to loans and other assets, based on the recommended disclosure items in the TCFD Recommendations, was 49.9% at the end of fiscal 2025. The ratio of the energy sector to loans and other assets was 3.6% at the end of fiscal 2025.」
The Group continued scenario analysis covering the electricity and gas and shipping sectors, and disclosed a carbon-related asset ratio of 49.9% and an energy-sector ratio of 3.6%. - FY2024AdvancedAnnual report
「The Group also newly added the shipping sector to the scope of analysis and conducted an analysis of transition risk related to the "shift to environmentally friendly vessels."」
The shipping sector was added to the scope of scenario analysis for climate-change risk. The carbon-related asset ratio was 47.3% at the end of fiscal 2023. - FY2023AdvancedAnnual report
「The Group conducted an analysis of increases in credit-related costs resulting from the impact on individual companies' financial positions of tighter carbon-emissions regulations and the introduction of carbon taxes associated with the transition to a decarbonized society, under the NGFS "2°C scenario" and "1.5°C scenario," targeting the "electricity and gas" sector among business-related borrowers.」
For climate-change risk, the Group identified the relevant sectors and conducted scenario analyses of both transition and physical risks. It also disclosed a carbon-related asset ratio of 43.4%. - FY2023-Q3First statedAnnual report
「The Group recognizes climate-change transition risk arising from the impact of responding to tighter climate-related regulations, including carbon-emissions restrictions, as well as physical risk arising from the deterioration of customers' business performance and damage to collateral real estate caused by natural disasters, and from damage to the Group's own assets that could make it difficult to continue operations.」
The Group recognizes the potential impact of transition and physical risks on credit-related costs, business activities, and financial condition.