Making payments and financial services a new core business
First written in FY2016. 37 of 41 entries say "Advanced", first in FY2017-Q2. Latest entry: 2026-08-03.
0 other companies' latest entry also says "First stated".
- 2026-08-03First statedEarnings
「Through this business alliance, PayPay Corporation aims to improve the customer experience at 7-Eleven, Inc. and expand opportunities to use a digital financial platform centered on PayPay’s payment services by integrating 7iD with PayPay ID, introducing PayPay Points, undertaking development of the 7-Eleven app and coordinating promotional initiatives, and promoting the reciprocal use of data held by the respective companies.」
The business alliance dated 31 July 2026 presented for the first time a plan to link 7iD, PayPay ID, PayPay Points, the 7-Eleven app and data held by the respective companies. The aim is to improve the customer experience and expand opportunities to use a digital financial platform centered on PayPay’s payment services. - FY2026AdvancedAnnual report
「On 4 June 2026, PayPay Corporation, a consolidated subsidiary of the Company (hereinafter, “PayPay”), entered into a share transfer agreement to acquire 70.2% of the issued shares of T&D Financial Life Insurance Company. The acquisition price is expected to be approximately ¥132 billion.」
PayPay entered into an agreement to acquire 70.2% of the shares of T&D Financial Life Insurance Company as it prepares to enter the life insurance business. The acquisition is subject to regulatory approvals and other conditions, and is intended to combine PayPay’s digital platform with an insurance business platform. - FY2026-H1AdvancedAnnual report
「Consolidated transaction volume for PayPay during the six months ended [the current interim period] was ¥9.2 trillion (Note 2), up 24.7% year on year, continuing to increase steadily. The balance of loans outstanding at PayPay Bank Co., Ltd. was ¥1.0305 trillion, up 25.8% year on year.」
Consolidated transaction volume for PayPay reached ¥9.2 trillion, while PayPay Bank’s balance of loans outstanding rose to ¥1.0305 trillion. In addition, the capital increase in LINE Bank Taiwan was completed, making it a consolidated subsidiary with a voting rights ratio of 51.15%. - FY2025AdvancedAnnual report
「Consolidated transaction volume for PayPay was ¥15.4 trillion (Notes 2 and 3), up 23.4% year on year (Note 4), continuing to expand steadily. The balance of loans outstanding at PayPay Bank Co., Ltd. was ¥935.8 billion, up 28.3% year on year.」
Consolidated transaction volume for PayPay reached ¥15.4 trillion, while PayPay Bank’s balance of loans outstanding rose to ¥935.8 billion. Revenue from strategic businesses increased 17.7% year on year, and adjusted EBITDA was ¥51.5 billion. - FY2025-H1AdvancedAnnual report
「Consolidated transaction volume for PayPay was ¥7.2 trillion (Notes 2 and 3), up 21.6% year on year (Note 4), continuing to increase steadily. The balance of loans outstanding at PayPay Bank Co., Ltd. was ¥819.3 billion, up 26.1% year on year.」
Consolidated transaction volume, including PayPay and PayPay Card, reached ¥7.2 trillion, while PayPay Bank’s balance of loans outstanding was ¥819.3 billion, indicating growth in the scale of usage of the payments and financial ecosystem. - FY2024AdvancedAnnual report
「Consolidated transaction volume for PayPay was ¥12.5 trillion (Notes 2 and 3), up 22.2% year on year (Note 4), continuing to expand steadily. The balance of loans outstanding at PayPay Bank Co., Ltd. was ¥729.3 billion, up 16.8% year on year.」
Consolidated transaction volume for PayPay reached ¥12.5 trillion, while PayPay Bank’s balance of loans outstanding rose to ¥729.3 billion, indicating growth in the scale of usage of the payments and financial ecosystem. - FY2024-Q3AdvancedAnnual report
「Consolidated transaction volume for PayPay was ¥9.2 trillion (Notes 2 and 3), up 23.3% year on year (Note 4), continuing to expand steadily. The balance of loans outstanding at PayPay Bank Co., Ltd. was ¥676.1 billion, up 32.1% year on year.」
Consolidated transaction volume, including PayPay and PayPay Card, and PayPay Bank’s balance of loans outstanding both increased, indicating growth in the scale of usage of the payments and financial ecosystem. - FY2024-Q2AdvancedAnnual report
「Consolidated transaction volume for PayPay, including PayPay Co., Ltd. and PayPay Card Co., Ltd., was ¥5.9 trillion (Notes 2 and 3), up 28.1% year on year (Note 4), continuing to expand steadily. The balance of loans outstanding at PayPay Bank Co., Ltd. was ¥649.5 billion, up 28.9% year on year.」
Consolidated transaction volume for PayPay and PayPay Card reached ¥5.9 trillion, while PayPay Bank’s balance of loans outstanding rose to ¥649.5 billion, indicating growth in the scale of usage of the payments and financial ecosystem. - FY2024-Q1AdvancedAnnual report
「Consolidated transaction volume for PayPay and PayPay Card reached ¥3.0 trillion(*2), up 31.4% year on year(*3), and continued to expand steadily. PayPay Bank's loans outstanding also reached ¥613.2 billion, up 26.2% year on year. Adjusted EBITDA for the consolidated PayPay business, including PayPay and PayPay Card, turned profitable, while the loss in adjusted EBITDA for the Strategic Business segment narrowed year on year.」
Consolidated transaction volume for PayPay and PayPay Card and PayPay Bank's loans outstanding increased, and adjusted EBITDA for the consolidated PayPay business turned profitable. - FY2023AdvancedAnnual report
「PayPay, the cashless payment service provided by PayPay as one of the three starting points, has achieved rapid growth as social infrastructure, reaching 56.64 million registered users and 4.10 million registered locations in 4 years and 6 months since its launch.」
The Company explained that PayPay had reached 56.64 million registered users and 4.10 million registered locations 4 years and 6 months after its launch, indicating expansion of the user base in the payments and financial services ecosystem. - FY2023-Q3AdvancedAnnual report
「PayPay transaction volume continued to expand steadily to ¥5.7294 trillion as both the number and average value of transactions increased, up 46.4% year on year. PayPay Card credit card transaction volume increased steadily to ¥2.6608 trillion, up 24.6%, while PayPay Bank loans outstanding increased to ¥511.8 billion, up 59.4%.」
Key indicators for PayPay, PayPay Card and PayPay Bank increased to ¥5.7294 trillion, ¥2.6608 trillion and ¥511.8 billion, respectively. The scale of payments and financial services usage continued to increase after PayPay became a consolidated subsidiary. - FY2023-Q2AdvancedAnnual report
「PayPay transaction volume performed strongly at ¥3.5056 trillion as the number of transactions increased with growth in users and usage frequency, up 43.4% year on year. PayPay Card credit card transaction volume increased steadily to ¥1.6843 trillion, up 23.7%, while PayPay Bank loans outstanding reached ¥503.9 billion, up 74.8%.」
In payments and financial services, PayPay transaction volume, PayPay Card transaction volume and PayPay Bank loans outstanding increased to ¥3.5056 trillion, ¥1.6843 trillion and ¥503.9 billion, respectively. - FY2023-Q1AdvancedAnnual report
「PayPay transaction volume performed strongly at ¥1.6776 trillion as the number of transactions increased with growth in users and usage frequency, up 37.9% year on year. PayPay Card credit card transaction volume increased steadily to ¥841.6 billion, up 22.6%, while the number of PayPay Bank accounts reached 6.22 million, up 13.7%.」
PayPay transaction volume, PayPay Card transaction volume and PayPay Bank accounts increased to ¥1.6776 trillion, ¥841.6 billion and 6.22 million, respectively, indicating further development of the user base in the payments and financial services ecosystem. - FY2022AdvancedAnnual report
「PayPay transaction volume performed strongly at ¥5.4436 trillion as the number of transactions increased with growth in users and usage frequency, up 67.2% year on year. PayPay Card(*3) credit card transaction volume increased steadily to ¥2.9081 trillion, up 19.8%, while the number of PayPay Bank(*4) accounts reached 6.02 million, up 17.6%.」
Key indicators for PayPay, PayPay Card and PayPay Bank increased to ¥5.4436 trillion, ¥2.9081 trillion and 6.02 million accounts, respectively, indicating further development of the user base in the payments and financial services ecosystem. - FY2022-Q3AdvancedAnnual report
「PayPay transaction volume performed strongly at ¥3.9131 trillion as the number of transactions increased with growth in users and usage frequency, up 72.7% year on year. PayPay Card(*3) credit card transaction volume increased steadily to ¥2.1349 trillion, up 18.8%, while the number of PayPay Bank(*4) accounts reached 5.81 million, up 17.4%.」
PayPay transaction volume, PayPay Card transaction volume and PayPay Bank accounts increased to ¥3.9131 trillion, ¥2.1349 trillion and 5.81 million, respectively, indicating further development of the user base in payments and financial services. - FY2022-Q2AdvancedAnnual report
「PayPay transaction volume performed strongly at ¥2.4452 trillion as the number of transactions increased with growth in users and usage frequency, up 67.5% year on year. PayPay Card(*3) credit card transaction volume increased steadily to ¥1.3622 trillion, up 19.5%, while the number of PayPay Bank(*4) accounts reached 5.65 million, up 17.2%.」
PayPay transaction volume, PayPay Card transaction volume and PayPay Bank accounts increased to ¥2.4452 trillion, ¥1.3622 trillion and 5.65 million, respectively, indicating further development of the user base in payments and financial services. - FY2022-Q1AdvancedAnnual report
「PayPay transaction volume performed strongly at ¥1.2167 trillion as the number of transactions increased with growth in users and usage frequency, up 65.2% year on year. ワイジェイカード(*2) credit card transaction volume increased steadily to ¥686.6 billion, up 23.4%, while the number of PayPay Bank(*3) accounts reached 5.47 million, up 16.4%.」
Key indicators for PayPay, credit cards and banking all increased. PayPay transaction volume reached ¥1.2167 trillion and PayPay Bank accounts reached 5.47 million, indicating expansion of the user base in payments and financial services. - FY2021AdvancedAnnual report
「With respect to the payments business, the Company began discussions to integrate the domestic QR and barcode payment businesses of PayPay and LINE Pay into PayPay, targeting April 2022. Through continued collaboration with PayPay and LINE, the Company will grow the accumulation of various data from everyday offline activities centered on payments originating with PayPay and LINE Pay, together with the expansion of balances, into diverse revenue-generating businesses, including O2O (Online to Offline / customer referrals) businesses and financial services.」
The Company began discussions to integrate the domestic payments businesses of PayPay and LINE Pay into PayPay, targeting April 2022, and expanded its policy of developing payment data into O2O and financial services. - FY2021-Q3AdvancedAnnual report
「The number of PayPay transactions continued to grow steadily to approximately 1.4222 billion, approximately 3.3 times the level a year earlier, as cashless payments gained wider adoption due to the impact of COVID-19 and other factors.」
PayPay transactions increased to approximately 1.4222 billion, approximately 3.3 times the year-earlier level, indicating further expansion in the scale of payments service usage. - FY2021-Q2AdvancedAnnual report
「The number of PayPay transactions continued to grow steadily to approximately 915.06 million, approximately 6.4 times the level a year earlier, as cashless payments gained wider adoption due to the impact of COVID-19.」
PayPay transactions reached approximately 915.06 million, approximately 6.4 times the year-earlier level, indicating expansion in the scale of payments service usage. - FY2021-Q1AdvancedAnnual report
「The number of PayPay transactions continued to grow steadily to approximately 428.50 million, approximately 9.0 times the level a year earlier, although offline usage was trending down due to the impact of COVID-19.」
PayPay transactions reached approximately 428.50 million, approximately 9.0 times the year-earlier level, demonstrating concrete expansion in the scale of payments and financial services usage. Offline usage, however, was affected by COVID-19. - FY2020AdvancedAnnual report
「Through collaboration with PayPay, the Company will grow a range of data accumulated from everyday offline activities centered on payments originating with PayPay, together with the expansion of balances, into diverse revenue-generating businesses, including O2O (Online to Offline / customer referrals) businesses and financial services.」
The Company is developing a plan to accumulate offline payment data and balances originating with PayPay and expand into O2O and financial services. A separate disclosure also states that registered users exceeded 25 million on 19 February 2020. - FY2020-Q3AdvancedAnnual report
「Loans in the card business increased from the end of the previous consolidated fiscal year, mainly due to higher transaction volume in the credit card business.」
Loans in the card business increased from ¥253.340 billion at the end of the previous fiscal year to ¥346.764 billion, while deposits in the banking business increased from ¥768.613 billion to ¥888.347 billion, indicating expansion in the scale of payments and financial services operations. - FY2020-Q2AdvancedAnnual report
「Loans in the card business increased from the end of the previous consolidated fiscal year, mainly due to higher transaction volume in the credit card business. Deposits in the banking business increased from the end of the previous consolidated fiscal year due to an increase in customer deposits.」
Loans in the card business increased from ¥253.340 billion to ¥296.530 billion, while deposits in the banking business increased from ¥768.613 billion to ¥820.018 billion, indicating expansion in the scale of payments and financial services operations. - FY2020-Q1AdvancedAnnual report
「Profit before tax for the quarter and profit for the quarter attributable to owners of the parent decreased year on year, despite the recognition of a ¥10.8 billion gain from a change in the Company's ownership interest in PayPay, due to a decrease in operating profit and the recognition of a ¥5.7 billion equity-method investment loss as a result of active investment in PayPay, which began services in the previous period, among other factors.」
The Company recorded a ¥10.8 billion gain from a change in its ownership interest in PayPay, while also recording a ¥5.7 billion equity-method investment loss associated with active investment, indicating continued investment in payments and financial services. - FY2019AdvancedAnnual report
「Profit before tax and profit for the period attributable to owners of the parent decreased year on year, in addition to the factors described above, mainly because the Company recorded an equity-method investment loss of ¥18.3 billion as a result of active investment in PayPay, which began services during the current period.」
The launch of PayPay services and active investment gave concrete form to the expansion of payments and financial services, while an equity-method investment loss of ¥18.3 billion was also recorded. - FY2019-Q3AdvancedAnnual report
「・Loans in the card business increased from the end of the previous consolidated fiscal year, mainly due to higher transaction volume in the credit card business. ・Securities held in the banking business increased from the end of the previous consolidated fiscal year due to the acquisition and sale of securities in connection with the investment of funds by Japan Net Bank.」
Loans in the credit card business and securities held by Japan Net Bank increased, indicating expansion in the scale of payments and financial services operations. - FY2019-Q2AdvancedAnnual report
「Commerce business revenue increased year on year, reflecting higher revenue from the ASKUL Group and ワイジェイカード(株), the contribution from making Japan Net Bank a subsidiary in the fourth quarter of fiscal 2017, and higher advertising revenue (*1) from Yahoo! Shopping, among other factors.」
The Company explained that making Japan Net Bank a subsidiary contributed to the increase in commerce business revenue, demonstrating the expansion of the business platform for payments and financial services, including banking. - FY2019-Q1AdvancedAnnual report
「Pay Corporation Commerce Business 50% The number of active credit card accounts (*5) continued to increase year on year, reaching 4.90 million accounts.」
In payments and financial services, Pay Corporation became an affiliate in which the Company holds 50% of the voting rights, while the number of active credit card accounts increased to 4.90 million. - FY2018AdvancedAnnual report
「The number of active credit card accounts (*4) continued to increase from the previous consolidated fiscal year, reaching 4.68 million accounts.」
The number of active credit card accounts increased from the previous fiscal year to 4.68 million, demonstrating full-year expansion of the customer base in payments and financial services alongside the Company's full-scale entry into banking. - FY2018-Q3AdvancedAnnual report
「The Company will make a full-scale entry into the banking business by making Japan Net Bank a consolidated subsidiary and will strengthen the ecosystem within its services.」
As part of the expansion of payments and financial services, the Company made a full-scale entry into banking by making Japan Net Bank a consolidated subsidiary. The number of active credit card accounts also increased to 4.42 million. - FY2018-Q2AdvancedAnnual report
「The number of active credit card accounts (*4) continued to increase year on year, reaching 4.12 million accounts.」
The number of active credit card accounts increased year on year to 4.12 million, indicating an expansion of the customer base in payments and financial services. - FY2018-Q1Decision to make a full-scale entry into the banking businessAnnual report
「The Company will make a full-scale entry into the banking business by making Japan Net Bank a subsidiary and will strengthen the ecosystem within its services.」
As part of the expansion of payments and financial services, the Company clearly stated its policy of making a full-scale entry into banking by making Japan Net Bank a subsidiary. - FY2017AdvancedAnnual report
「Trade and other receivables increased from the end of the previous consolidated fiscal year, mainly due to higher transaction volume in the credit card business.」
The increase in transaction volume in the credit card business was reflected in the full-year financial figures as an increase in trade receivables. - FY2017-Q3AdvancedAnnual report
「Trade and other receivables increased from the end of the previous consolidated fiscal year, mainly due to higher transaction volume in the credit card business and hometown tax payments.」
The Company explained that higher transaction volume in the credit card business and hometown tax payments led to an increase in trade receivables, indicating an expansion in the scale of payment-related services. - FY2017-Q2AdvancedAnnual report
「Trade and other receivables increased from the end of the previous consolidated fiscal year, mainly due to an increase in transaction volume in the credit card business, despite a decrease in accounts receivable from ASKUL Corporation.」
The Company explained that higher transaction volume in the credit card business led to an increase in receivables, confirming the expansion of the payments and financial services business in its operating results. - FY2016First statedAnnual report
「In addition to improving the convenience of e-commerce and further expanding gross merchandise value, the Company acquired shares in ワイジェイカード(株), whose core business is credit cards, to make payments and financial services a new core business with expected synergies with the assets and expertise held by the Company.」
The Company is expanding into credit cards, FX and payments as areas of synergy with e-commerce.