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Money Forward (3994) · TargetAdvanced

Creating Added Value Through the Accumulation and Analysis of Big Data

First written in FY2016. 5 of 7 entries say "Advanced", first in FY2021. Latest entry: 2026-10-15.

7entries
10years
1from disclosures
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How it moved
ProgressHeldSoftenedWorseFirst statedFY2016 – FY2017AdvancedFY2021 – 2026-10-152017: 120172018: 120182019: 020192020: 020202021: 020212022: 120222023: 120232024: 020242025: 120252026: 22026
Same theme, other companies
Strengthening Service Infrastructure Through Technology and Data UtilizationA theme 13 companies write about · 0 as a headwind · 14 as a tailwind

6 other companies' latest entry also says "Advanced".

Ridges = years it wrote progress, valleys = years it wrote worse. Most hopeful companies at the back. Drag to turn, scroll to zoom, right-drag to pan. On a phone, two fingers turn and pinch to zoom; one finger scrolls the page.
Full recordFilings, disclosures and news, newest first
  1. 2026-10-15AdvancedFinancial Results Presentation

    「日常業務では、決算書・申告データと仕訳データをAIで照合し、チェック業務を効率化。」

    蓄積された会計・申告データのAI活用が、実務上の照合・チェック業務へ展開された。
  2. FY2025AdvancedAnnual report

    「We are advancing research and development to help achieve the management vision customers have in mind by automating and autonomizing intelligent decision-making in increasingly complex and sophisticated back-office operations. Our main activities focus on credit assessment and language processing, and 17 research results have so far been applied in the business.」

    17 data and AI research results have been applied to the business in the areas of credit assessment and language processing, advancing value creation through automation and autonomy.
  3. FY2024AdvancedAnnual report

    「We also presented research results concerning elemental technologies related to LLMs at international conferences and other venues. Going forward, we will apply these research results to resolving users' issues.」

    The company is moving toward the stage of publishing the results of its data and AI research and applying them to solve user challenges.
  4. FY2022AdvancedAnnual report

    「We actively recruited researchers to promote research and development aimed at gaining deep insights from users' financial behavior and supporting the safe, secure and comfortable execution of their envisioned household financial and management activities.」

    We advanced research and development to derive insights from financial behavior data and support household and management decisions, along with the recruitment of researchers.
  5. FY2021AdvancedAnnual report

    「During the consolidated fiscal year, we made it possible, particularly through the application of deep learning, to automatically read invoice amounts, payment due dates, payees and other information stated on digitized invoices. This achievement was incorporated into Money Forward Cloud Payables, our cloud-based accounts payable management system. We also applied genetic algorithms to accelerate automated payment matching. This achievement was incorporated into V-ONE Cloud, the cash application and receivables management system of our group company 株式会社アール・アンド・エー・シー.」

    Research results from the use of data and AI were incorporated into live accounts payable and cash application services.
  6. FY2017RestatedAnnual report

    「Going forward, we will use data held by individuals, small and medium-sized enterprises, and sole proprietors themselves, together with AI, to develop convenient services that enable users to make the best decisions concerning their finances and management, based on a user-centric approach and without being constrained by existing business areas.」

    The policy of creating added value through the use of accumulated data and AI has been made more specific as support for decision-making by both individuals and small and medium-sized enterprises.
  7. FY2016First statedAnnual report

    「We believe it is necessary to make more sophisticated use of data based on this big data in order to provide users with further added value. Accordingly, we will work to establish a structure for independently analyzing big data.」

    Based on the accumulation of user data, the establishment of an in-house analysis structure is presented as a measure.
Moved together

"Service Adoption and Expansion of the Domestic Customer Base" moved the same way as this thread, in the same document, in 5 of its 7 moves.

555544★123456
  1. ★This thread
  2. 1Service Adoption and Expansion of the Domestic Customer Base5×
  3. 2Improving Back-Office Efficiency and Productivity through MF Cloud5×
  4. 3Recurring Revenue Driven by Growth in Paid Users5×
  5. 4Strengthening API integration, account aggregation, AI, and security technologies5×
  6. 5Continued Feature Development and UI/UX Improvements4×
  7. 6Continued Operating Losses from Upfront Investments and Uncertainty Regarding Profitability Improvement4×

★ is this thread; numbers match the list above. The number on a line is how many documents both moved the same way in; lines between the other threads count the documents they moved together in too. Threads that move together often sit closer.

When this could move next
No upcoming earnings preview for Money Forward yet. It last moved in the Financial Results Presentation of 2026-10-15: "Advanced".
News
No news is linked to this thread yet. When an article touches it, it will appear here by date.
Creating Added Value Through the Accumulation and Analysis of Big Data | Money Forward,Inc. (3994) | Komori