2026年６月期　第２四半期　決算説明資料

Contents of this document

Earnings presentation materialsSecond quarter of the fiscal year ending June 202613 items taken from the company’s own explanation

Financial Results Figures (The key points of this material are explained below)

Net Sales¥25,971 million-27.7%

Operating profit¥392 million-75.5%

Ordinary income¥515 million-70.6%

Net income¥80 million-93.0%

Selling, general and administrative expenses¥5,125 million

Gross Profit Margin

Rate21.2%

Year-on-year change (points)前年同期22.1%から0.9ポイント低下

Operating profit margin

Rate1.5%

Year-on-year change (points)前年同期4.5%から3.0ポイント低下

Full-year earnings forecast

Net Sales

¥55,000 million

Operating profit

¥2,900 million

Ordinary income

¥3,000 million

Net income

¥2,772 million

Earnings per share

¥138.9

Progress against full-year forecast　通期の予想に対して、いまどこまで進んだかの割合です。

Net Sales47.2%

Operating profit13.5%

Ordinary income17.2%

Net income2.9%

フランチャイズ事業売上高48.9%

フランチャイズ事業営業利益45.6%

Real estate sales business revenue38.7%

不動産売買事業営業利益18.1%

金融事業売上高39.5%

金融事業営業利益34.0%

ハウス・リースバック事業売上高85.3%

ハウス・リースバック事業営業利益67.6%

What the company explained in this material

Self-assessment against the planThe company's self-assessment against its own plan.

上期計画は未達。ただし売上高は当初2Q計画を上回った。

Assumptions Underlying the Business OutlookThe assumptions used by the company in preparing its forecast.

上期は一時的に減収減益、下期偏重の計画
営業人材採用から仕入れ・販売による回収まで約1年のタイムラグ
ハウス・リースバックの取扱件数は大幅抑制

New initiatives

金融事業で足立成和信用金庫と事業性極度保証を提携
リフォーム事業の株式譲渡契約を締結し、2026年2月5日付で譲渡完了
不動産売買事業で中古住宅買取再販を強化
成長投資として営業人材の採用・人員補強を拡大

Key KPIsA metric the company considers important as a management benchmark.

Used-home revenue¥5,118 million
Year on year against the same period last year+44.8%
Number of used homes sold181 postings
Year on year against the same period last year+48.4%
金融事業の新規保証件数282 postings
Year on year against the same period last year+13.3%
Reverse mortgage guarantee balance¥31,788 million
Cumulative number of franchise locations733 stores
Cumulative number of stores opened638 stores

Unit price and quantity metricsThese figures show sales broken down by price and volume.

Used-home revenue¥5,118 million
Number of used homes sold181 postings
Amount of new guarantees¥5,064 million
Number of new guarantees282 postings

Segment results

Franchise business

Net Sales

¥1,665 million+1.8%

Operating profit

¥920 million-6.1%

Real Estate Sales Business

Net Sales

¥16,508 million-26.2%

Operating profit

¥651 million-58.9%

Financial Business

Net Sales

¥306 million+7.8%

Operating profit

¥136 million+53.8%

House Leaseback Business

Net Sales

¥6,629 million-37.3%

Operating profit

¥628 million-46.9%

Other

Net Sales

¥941 million-20.6%

Operating profit

¥41 million-68.1%

Medium-term management plan targets

Target fiscal yearFiscal year ending June 2030

Net Sales¥80.0 billion

Ordinary income¥8 billion

Net income for the current fiscal year¥5.30 billion

Equity ratioAt least 30%

ROIC6.0% or higher

Payout ratioAt least 30%

Cumulative number of affiliated stores960 stores

中古住宅売上高・比率370億円（54%）

Guarantee balance¥125 billion

Financial targets

Equity ratio

Actual results for the fiscal year ended June 202525.6%

Target for the fiscal year ending June 2030At least 30%

ROIC

Actual results for the fiscal year ended June 20252.6%

Target for the fiscal year ending June 20306.0% or higher

Payout ratio

Actual results for the fiscal year ended June 2025At least 30%

Target for the fiscal year ending June 2030At least 30%

Debt-to-equity ratio2026年6月期第2四半期2.6倍

Market Size / Share

Used-home distribution share2025年18.8%、2030年21.6%、2035年24.7%（予測）

事業性極度保証の潜在市場約10兆円

中小企業向け貸出残高約300兆円

融資における不動産担保利用約50兆円

仲介件数比較ハウスドゥ31,169件、三井不動産リアルティグループ38,680件など

Number of stores and locations

Number at period-end累計加盟店舗数733店舗、累計開店店舗数638店舗

Number of store openings and closures during the period新規加盟店舗数60店舗、新規開店店舗数55店舗、前期末比で累計加盟店舗数+8店舗・累計開店店舗数+14店舗

Number of employees

Number of Employees営業人員数（期中平均）88.3人

Changes and hiring plans during the period人員補強は順調に進捗。採用費・人件費を積極投入

Annual Dividend

Annual dividend per share¥46 (forecast)

Interim and Year-End Breakdown期末配当46円（予想）、中間配当はNot disclosed

Payout ratio

30%以上を基本水準、2026年6月期予想33.1%

Contents of this document
Item	Details
Document type	Earnings presentation materials
Fiscal Period Covered	Second quarter of the fiscal year ending June 2026
Net Sales	¥25,971 million (YoY -27.7%)
Operating profit	¥392 million (YoY -75.5%)
Ordinary income	¥515 million (YoY -70.6%)
Net income	¥80 million (YoY -93.0%)
Gross Profit Margin	Rate 21.2% / Year-on-year change (points) 前年同期22.1%から0.9ポイント低下
Operating profit margin	Rate 1.5% / Year-on-year change (points) 前年同期4.5%から3.0ポイント低下
Selling, general and administrative expenses	¥5,125 million
Full-year earnings forecast	Net Sales ¥55,000 million / Operating profit ¥2,900 million / Ordinary income ¥3,000 million / Net income ¥2,772 million / Earnings per share ¥138.9
Progress against full-year forecast	Net Sales 47.2% / Operating profit 13.5% / Ordinary income 17.2% / Net income 2.9% / フランチャイズ事業売上高 48.9% / フランチャイズ事業営業利益 45.6% / Real estate sales business revenue 38.7% / 不動産売買事業営業利益 18.1% / 金融事業売上高 39.5% / 金融事業営業利益 34.0% / ハウス・リースバック事業売上高 85.3% / ハウス・リースバック事業営業利益 67.6%
Self-assessment against the plan	上期計画は未達。ただし売上高は当初2Q計画を上回った。
Segment results	Franchise business Net Sales ¥1,665 million (YoY +1.8%) / Operating profit ¥920 million (YoY -6.1%) / Real Estate Sales Business Net Sales ¥16,508 million (YoY -26.2%) / Operating profit ¥651 million (YoY -58.9%) / Financial Business Net Sales ¥306 million (YoY +7.8%) / Operating profit ¥136 million (YoY +53.8%) / House Leaseback Business Net Sales ¥6,629 million (YoY -37.3%) / Operating profit ¥628 million (YoY -46.9%) / Other Net Sales ¥941 million (YoY -20.6%) / Operating profit ¥41 million (YoY -68.1%)
Key KPIs	Indicator name Used-home revenue / Value ¥5,118 million / Year on year against the same period last year +44.8%, Indicator name Number of used homes sold / Value 181 postings / Year on year against the same period last year +48.4%, Indicator name 金融事業の新規保証件数 / Value 282 postings / Year on year against the same period last year +13.3%, Indicator name Reverse mortgage guarantee balance / Value ¥31,788 million / Year on year against the same period last year Not disclosed, Indicator name Cumulative number of franchise locations / Value 733 stores / Year on year against the same period last year Not disclosed, Indicator name Cumulative number of stores opened / Value 638 stores / Year on year against the same period last year Not disclosed
Unit price and quantity metrics	Indicator name Used-home revenue / Value ¥5,118 million, Indicator name Number of used homes sold / Value 181 postings, Indicator name Amount of new guarantees / Value ¥5,064 million, Indicator name Number of new guarantees / Value 282 postings
Number of stores and locations	Number at period-end 累計加盟店舗数733店舗、累計開店店舗数638店舗 / Number of store openings and closures during the period 新規加盟店舗数60店舗、新規開店店舗数55店舗、前期末比で累計加盟店舗数+8店舗・累計開店店舗数+14店舗
Number of employees	Number of Employees 営業人員数（期中平均）88.3人 / Changes and hiring plans during the period 人員補強は順調に進捗。採用費・人件費を積極投入
Assumptions Underlying the Business Outlook	上期は一時的に減収減益、下期偏重の計画, 営業人材採用から仕入れ・販売による回収まで約1年のタイムラグ, ハウス・リースバックの取扱件数は大幅抑制
Medium-term management plan targets	Target fiscal year Fiscal year ending June 2030 / Net Sales ¥80.0 billion / Ordinary income ¥8 billion / Net income for the current fiscal year ¥5.30 billion / Equity ratio At least 30% / ROIC 6.0% or higher / Payout ratio At least 30% / Cumulative number of affiliated stores 960 stores / 中古住宅売上高・比率 370億円（54%） / Guarantee balance ¥125 billion
Financial targets	Equity ratio Actual results for the fiscal year ended June 2025 25.6% / Target for the fiscal year ending June 2030 At least 30% / ROIC Actual results for the fiscal year ended June 2025 2.6% / Target for the fiscal year ending June 2030 6.0% or higher / Payout ratio Actual results for the fiscal year ended June 2025 At least 30% / Target for the fiscal year ending June 2030 At least 30% / Debt-to-equity ratio 2026年6月期第2四半期2.6倍
Annual Dividend	Annual dividend per share ¥46 (forecast) / Interim and Year-End Breakdown 期末配当46円（予想）、中間配当はNot disclosed
Payout ratio	30%以上を基本水準、2026年6月期予想33.1%
Market Size / Share	Used-home distribution share 2025年18.8%、2030年21.6%、2035年24.7%（予測） / 事業性極度保証の潜在市場約10兆円 / 中小企業向け貸出残高約300兆円 / 融資における不動産担保利用約50兆円 / 仲介件数比較ハウスドゥ31,169件、三井不動産リアルティグループ38,680件など
New initiatives	金融事業で足立成和信用金庫と事業性極度保証を提携, リフォーム事業の株式譲渡契約を締結し、2026年2月5日付で譲渡完了, 不動産売買事業で中古住宅買取再販を強化, 成長投資として営業人材の採用・人員補強を拡大

Items this document does not state (7)

Results for the three months of the current quarterBreakdown of Factors Affecting the ChangeRisk amount incorporated into the outlookAcquisition of treasury sharesCapital expendituresOrders received and order backlogKey points of the Q&A

These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.

2026年６月期 第２四半期 決算説明資料

Contents of this document