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Central General Development (3238) · RiskWorsened

Joint and Several Guarantee Obligations Related to Customer Mortgages

First written in FY2017-Q1. 23 of 35 entries say "Mitigated", first in FY2017-Q2. Latest entry: FY2026.

35entries
11years
1from disclosures
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How it moved
ProgressHeldSoftenedWorseMitigatedFY2020-Q1 – FY2022-Q32016: 220162017: 320172018: 420182019: 420192020: 420202021: 320212022: 420222023: 420232024: 320242025: 220252026: 22026
Same theme, other companies
Credit Exposure of Guarantee Obligations for Mortgage BorrowersA theme 30 companies write about · 31 as a headwind · 1 as a tailwind

Central General Development moved to the "Worse" side of this theme in 2026, 3 years after the typical company in this theme (2023).

The whole theme swung hardest in 2025: 7 of 27 companies on the "Worse" side.

9 other companies' latest entry also says "Worsened".

Ridges = years it wrote progress, valleys = years it wrote worse. Most hopeful companies at the back. Drag to turn, scroll to zoom, right-drag to pan. On a phone, two fingers turn and pinch to zoom; one finger scrolls the page.
Showing 14 of the 30 companies compared. The sentences above are computed from all 30.
Full recordFilings, disclosures and news, newest first
  1. FY2026WorsenedAnnual report

    「Joint and several guarantee obligations to financial institutions and others until completion of mortgage registration relating to customer home loans ¥5,293.125 million ¥5,883.065 million」

    Joint and several guarantee obligations relating to customer home loans increased from ¥5,293.125 million at the end of the previous fiscal year to ¥5,883.065 million.
  2. 2026-06-02WorsenedGeneral Meetings of Shareholders

    「顧客住宅ローンに関する抵当権設定登記完了までの金融機関等に対する連帯保証債務 5,883,065千円」

    顧客住宅ローンに関する連帯保証債務が、FY2026-H1の5億7,164万円から58億8,306万5千円へ増加した。
  3. FY2026-H1MitigatedAnnual report

    「Joint and several guarantee obligations to financial institutions and others until completion of mortgage registration relating to customer home loans ¥5,293.125 million ¥571.640 million」

    Joint and several guarantee obligations relating to customer home loans decreased significantly from ¥5,293.125 million at the end of the previous fiscal year to ¥571.640 million.
  4. FY2025WorsenedAnnual report

    「Joint and several guarantee obligations to financial institutions and others until completion of mortgage registration relating to customer home loans ¥3,422.022 million ¥5,293.125 million」

    Joint and several guarantee obligations relating to customer home loans increased from ¥3,422.022 million at the end of the previous fiscal year to ¥5,293.125 million.
  5. FY2025-H1MitigatedAnnual report

    「Joint and several guarantee obligations to financial institutions and others until completion of mortgage registration relating to customer home loans ¥3,422.022 million ¥222.000 million」

    Joint and several guarantee obligations relating to customer home loans decreased significantly from ¥3,422.022 million at the end of the previous fiscal year to ¥222.000 million.
  6. FY2024WorsenedAnnual report

    「Joint and several guarantee obligations to financial institutions and others until completion of mortgage registration relating to customer home loans ¥476.356 million ¥3,422.022 million」

    Joint and several guarantee obligations relating to customer home loans increased significantly from ¥476.356 million at the end of the previous fiscal year to ¥3,422.022 million.
  7. FY2024-Q3MitigatedAnnual report

    「Joint and several guarantee obligations to financial institutions and others until completion of mortgage registration relating to customer home loans ¥476.356 million —」

    Joint and several guarantee obligations relating to customer home loans fell from ¥476.356 million at the end of the previous fiscal year to zero at the end of the third quarter.
  8. FY2024-Q2WorsenedAnnual report

    「Joint and several guarantee obligations to financial institutions and others until completion of mortgage registration relating to customer home loans ¥476.356 million ¥587.200 million」

    Joint and several guarantee obligations relating to customer home loans increased from ¥476.356 million at the end of the previous fiscal year to ¥587.200 million.
  9. FY2024-Q1MitigatedAnnual report

    「Joint and several guarantee obligations to financial institutions and others until completion of mortgage registration relating to customer home loans ¥476.356 million ¥138.190 million」

    Joint and several guarantee obligations relating to customer home loans decreased from ¥476.356 million at the end of the previous fiscal year to ¥138.190 million.
  10. FY2023MitigatedAnnual report

    「Joint and several guarantee obligations to financial institutions and others until completion of mortgage registration relating to customer home loans ¥3,940.336 million ¥476.356 million」

    Joint and several guarantee obligations relating to customer home loans decreased significantly from ¥3,940.336 million at the end of the previous fiscal year to ¥476.356 million.
  11. FY2023-Q3MitigatedAnnual report

    「Joint and several guarantee obligations to financial institutions and others until completion of mortgage registration relating to customer home loans ¥3,940.336 million ¥1,273.380 million」

    Joint and several guarantee obligations relating to customer home loans decreased from ¥3,940.336 million at the end of the previous fiscal year to ¥1,273.380 million.
  12. FY2023-Q2MitigatedAnnual report

    「Joint and several guarantee obligations to financial institutions and others until completion of mortgage registration relating to customer home loans ¥3,940.336 million ¥374.400 million」

    Joint and several guarantee obligations relating to customer home loans decreased from ¥3,940.336 million at the end of the previous fiscal year to ¥374.400 million.
  13. FY2023-Q1MitigatedAnnual report

    「Joint and several guarantee obligations to financial institutions and others until completion of mortgage registration relating to customer home loans ¥3,940.336 million ¥141.975 million」

    Joint and several guarantee obligations relating to customer home loans decreased significantly from ¥3,940.336 million at the end of the previous fiscal year to ¥141.975 million at the end of the first quarter.
  14. FY2022WorsenedAnnual report

    「Joint and several guarantee obligations to financial institutions and others until completion of mortgage registration relating to customer home loans ¥2,191.600 million ¥3,940.336 million」

    Joint and several guarantee obligations relating to customer home loans increased from ¥2,191.600 million at the end of the previous fiscal year to ¥3,940.336 million.
  15. FY2022-Q3MitigatedAnnual report

    「Joint and several guarantee obligations to financial institutions and others until completion of mortgage registration relating to customer home loans ¥2,191.600 million ¥41.000 million」

    Joint and several guarantee obligations relating to customer home loans decreased from ¥2,191.600 million at the end of the previous fiscal year to ¥41.000 million.
  16. FY2022-Q2MitigatedAnnual report

    「Joint and several guarantee obligations to financial institutions and others until completion of mortgage registration relating to customer home loans ¥2,191.600 million ¥136.170 million」

    Joint and several guarantee obligations relating to customer home loans decreased from ¥2,191.600 million at the end of the previous fiscal year to ¥136.170 million.
  17. FY2022-Q1MitigatedAnnual report

    「Joint and several guarantee obligations to financial institutions and others until completion of mortgage registration relating to customer home loans ¥2,191.600 million ¥296.445 million」

    Joint and several guarantee obligations relating to customer home loans decreased from ¥2,191.600 million at the end of the previous fiscal year to ¥296.445 million.
  18. FY2021-Q3MitigatedAnnual report

    「Joint and several guarantee obligations to financial institutions and others until completion of mortgage registration relating to customer home loans ¥624.680 million ¥356.900 million」

    Joint and several guarantee obligations relating to customer home loans decreased from ¥624.680 million at the end of the previous fiscal year to ¥356.900 million.
  19. FY2021-Q2MitigatedAnnual report

    「Joint and several guarantee obligations to financial institutions and others until completion of mortgage registration relating to customer home loans ¥624.680 million ¥80.800 million」

    Joint and several guarantee obligations relating to customer home loans decreased from ¥624.680 million at the end of the previous fiscal year to ¥80.800 million.
  20. FY2021-Q1MitigatedAnnual report

    「Joint and several guarantee obligations to financial institutions and others until completion of mortgage registration relating to customer home loans ¥624.680 million ¥314.009 million」

    Joint and several guarantee obligations relating to customer home loans decreased from ¥624.680 million at the end of the previous fiscal year to ¥314.009 million.
  21. FY2020MitigatedAnnual report

    「Joint and several guarantee obligations to financial institutions and others until completion of mortgage registration relating to customer home loans ¥2,984.156 million ¥624.680 million」

    Joint and several guarantee obligations relating to customer home loans decreased from ¥2,984.156 million to ¥624.680 million.
  22. FY2020-Q3MitigatedAnnual report

    「Joint and several guarantee obligations to financial institutions and others until completion of mortgage registration relating to customer home loans ¥2,984.156 million ¥46.200 million」

    Joint and several guarantee obligations relating to customer home loans decreased significantly from ¥2,984.156 million at the end of the previous fiscal year to ¥46.200 million.
  23. FY2020-Q2MitigatedAnnual report

    「Joint and several guarantee obligations to financial institutions and others until completion of mortgage registration relating to customer home loans ¥2,984.156 million ¥590.601 million」

    Joint and several guarantee obligations relating to customer home loans decreased from ¥2,984.156 million at the end of the previous fiscal year to ¥590.601 million.
  24. FY2020-Q1MitigatedAnnual report

    「Joint and several guarantee obligations to financial institutions and others until completion of mortgage registration relating to customer home loans ¥2,984.156 million ¥213.543 million」

    Joint and several guarantee obligations relating to customer home loans decreased significantly from ¥2,984.156 million at the end of the previous fiscal year to ¥213.543 million.
  25. FY2019WorsenedAnnual report

    「Joint and several guarantee obligations to financial institutions and others until completion of mortgage registration relating to customer home loans ¥571.847 million ¥2,984.156 million」

    Joint and several guarantee obligations relating to customer home loans increased significantly from ¥571.847 million to ¥2,984.156 million.
  26. FY2019-Q3WorsenedAnnual report

    「Joint and several guarantee obligations to financial institutions and others until completion of mortgage registration relating to customer home loans ¥571.847 million ¥669.243 million」

    Joint and several guarantee obligations relating to customer home loans increased from ¥571.847 million at the end of the previous fiscal year to ¥669.243 million.
  27. FY2019-Q2MitigatedAnnual report

    「Joint and several guarantee obligations to financial institutions and others until completion of mortgage registration relating to customer home loans ¥571.847 million ¥307.951 million」

    Joint and several guarantee obligations relating to customer home loans decreased from ¥571.847 million to ¥307.951 million.
  28. FY2019-Q1MitigatedAnnual report

    「Joint and several guarantee obligations to financial institutions and others until completion of mortgage registration relating to customer home loans ¥571.847 million ¥302.900 million」

    Joint and several guarantee obligations relating to customer home loans decreased from ¥571.847 million to ¥302.900 million.
  29. FY2018MitigatedAnnual report

    「Joint and several guarantee obligations to financial institutions and others until completion of mortgage registration relating to customer home loans ¥914.961 million ¥571.847 million」

    Joint and several guarantee obligations relating to customer home loans decreased from ¥914.961 million at the end of the previous fiscal year to ¥571.847 million.
  30. FY2018-Q3WorsenedAnnual report

    「Joint and several guarantee obligations to financial institutions and others until completion of mortgage registration relating to customer home loans ¥914.961 million ¥1,139.274 million」

    Joint and several guarantee obligations relating to customer home loans increased from ¥914.961 million at the end of the previous fiscal year to ¥1,139.274 million at the end of the third quarter.
  31. FY2018-Q2WorsenedAnnual report

    「Joint and several guarantee obligations to financial institutions and others until completion of mortgage registration relating to customer home loans ¥914.961 million ¥61.000 million」

    Joint and several guarantee obligations relating to customer home loans stood at ¥61.000 million at the end of the second quarter, compared with ¥914.961 million at the end of the previous fiscal year. This was an increase from ¥30.000 million at the end of the previous quarter.
  32. FY2018-Q1MitigatedAnnual report

    「Joint and several guarantee obligations to financial institutions and others until completion of mortgage registration relating to customer home loans ¥914.961 million ¥30.000 million」

    Joint and several guarantee obligations relating to customer home loans decreased from ¥914.961 million at the end of the previous fiscal year to ¥30.000 million at the end of the quarter.
  33. FY2017-Q3WorsenedAnnual report

    「Joint and several guarantee obligations to financial institutions and others until completion of mortgage registration relating to customer home loans ¥1,571.846 million ¥48.900 million」

    Joint and several guarantee obligations returned to ¥48.900 million from zero in the previous quarter, and the balance increased.
  34. FY2017-Q2MitigatedAnnual report

    「Joint and several guarantee obligations to financial institutions and others until completion of mortgage registration relating to customer home loans ¥1,571.846 million —」

    The balance of joint and several guarantee obligations relating to customer home loans fell from ¥1,571.846 million at the end of the previous fiscal year to zero at the end of the quarter.
  35. FY2017-Q1First statedAnnual report

    「Joint and several guarantee obligations to financial institutions and others until completion of mortgage registration relating to customer home loans ¥1,571.846 million ¥188.210 million」

    Disclosed joint and several guarantee obligations relating to customer home loans. The balance decreased from the end of the previous fiscal year to the end of the quarter.
Moved together

"Year-on-year performance improvement" moved the same way as this thread, in the same document, in 20 of its 35 moves.

201915111010★123456
  1. ★This thread
  2. 1Year-on-year performance improvement20×
  3. 2Growth in earnings from the real estate leasing and management business19×
  4. 3Full-year schedule for completion and handover of 12 properties15×
  5. 4Resilient Office Demand and Rising Rents11×
  6. 5Decline in Supply in the Market for Newly Built For-Sale Condominiums10×
  7. 6Changes in Financial Structure Due to Higher Liabilities and Lower Net Assets10×

★ is this thread; numbers match the list above. The number on a line is how many documents both moved the same way in; lines between the other threads count the documents they moved together in too. Threads that move together often sit closer.

When this could move next
No upcoming earnings preview for Central General Development yet. It last moved in the General Meetings of Shareholders of 2026-06-02: "Worsened".
News
No news is linked to this thread yet. When an article touches it, it will appear here by date.
Joint and Several Guarantee Obligations Related to Customer Mortgages | CENTRAL GENERAL DEVELOPMENT CO.,LTD. (3238) | Komori