Credit risk from deterioration in customers’ financial condition or insolvency
First written in FY2025-H1. 5 of 6 entries say "Worsened", first in FY2025. Latest entry: 2026-08-07.
Ryoyo Ryosan Holdings moved to the "Worse" side of this theme in 2025, 3 years after the typical company in this theme (2022).
The whole theme swung hardest in 2026: 18 of 64 companies on the "Worse" side.
16 other companies' latest entry also says "Worsened".
- 2026-08-07WorsenedEarnings
「Notes and accounts receivable 110,414 113,100」
Notes and accounts receivable increased from ¥110.414 billion at the previous fiscal year-end to ¥113.100 billion, increasing the amount exposed to credit risk. - FY2026WorsenedAnnual report
「Our Group extends credit in transactions with various customers in Japan and overseas and, as of the end of the consolidated fiscal year under review, had notes and accounts receivable of ¥110,414 million.」
Notes and accounts receivable increased from ¥94,462 million at the previous fiscal year-end to ¥110,414 million, expanding the amount subject to credit risk. - 2026-05-19WorsenedEarnings presentation
「Trade receivables」
According to the balance-sheet chart, trade receivables increased from ¥99.2 billion at the end of September 2025 to ¥110.4 billion at the end of March 2026, increasing the receivables balance exposed to credit risk. - FY2026-H1WorsenedAnnual report
「Although trade receivables increased by ¥4,335 million,」
Notes and accounts receivable increased from ¥94,462 million at the previous fiscal year-end to ¥99,249 million, expanding the receivables balance subject to credit risk. - FY2025WorsenedAnnual report
「As of the end of the consolidated fiscal year under review, notes and accounts receivable amounted to ¥94,462 million.」
Notes and accounts receivable subject to credit risk increased from ¥91,711 million to ¥94,462 million. - FY2025-H1First statedAnnual report
「Our Group extends credit in transactions with various customers in Japan and overseas and, as of the end of the interim consolidated accounting period under review, had notes and accounts receivable of ¥91,711 million.」
The company sets individual credit limits and uses safeguards such as factoring insurance according to the level of risk.