Kiyo Bank to open its first branch in Hyogo, aiming to become the main bank for corporate clients

The Kiyo Bank,Ltd. will open Kobe Branch on 12 April 2027, marking its first branch in Hyogo Prefecture. As a corporate-focused branch, it will provide integrated support ranging from cash-flow assistance to core business support for small and medium-sized enterprises, with the bank eventually aiming to expand its branch network with the branch serving as a flagship location. It has set a target of increasing the outstanding loan balance from ¥50 billion to ¥100 billion over 10 years.

The bank's expansion outside its home prefecture in the Kansai region will be its first in 77 years, since it opened a branch in Osaka Prefecture. It already has business relationships with more than 100 companies in Hyogo Prefecture, and its outstanding loan balance there has reached approximately ¥17 billion. The decision to open the branch was reportedly influenced by the bank's existing transaction record and foothold in the prefecture.

Kobe Branch will have 10 employees, and a branch-opening preparation office was established in Osaka in October 2026. The bank plans to develop new business by visiting small and medium-sized enterprises around the branch using external data and through referrals from existing customers.

The article reportedly continues with details of the practical aspects of cash-flow support, but the text is truncated midway. The Kiyo Bank,Ltd. is expected to strengthen repayment support for corporate customers with relationships with multiple banks.