Higher Insurance Losses Due to the Kumamoto Earthquake and Other Events

「In the consolidated fiscal year, revenue was ¥65.4 billion, up 10.2% year on year, due to steady sales of Secom General Insurance Co., Ltd.'s cancer insurance Jiyu Shinryo Insurance Medicom and automobile insurance, as well as higher investment income. Operating profit was ¥5.9 billion, up 41.2% year on year, due mainly to lower losses from natural catastrophes and a decrease in selling, general and administrative expenses.」

「In the consolidated fiscal year, revenue was ¥59.3 billion, up 2.1% year on year, despite a decline in investment income, due to higher insurance underwriting revenue. Operating profit was ¥4.2 billion, up 65.6% year on year, due mainly to a decrease in the provision for policy reserves.」

「Operating income was ¥2.5 billion, up 146.1% from the previous fiscal year, due mainly to lower losses from natural disasters.」

「Operating income was ¥10.0 billion, up 14.9% year on year, due mainly to lower losses from natural disasters.」

「In the insurance business, revenue was ¥28.5 billion, up 8.7% year on year, due mainly to higher investment income, while operating income was ¥4.7 billion, up 127.0% year on year, due mainly to lower losses from natural disasters.」

「In underwriting insurance, the Group underwrites policies in accordance with its Underwriting Regulations and works to maintain appropriate risk control by continuously reviewing loss ratios. It addresses catastrophe and accumulation risks through reinsurance cover and provisions for extraordinary catastrophe risk.」

「In the insurance business, revenue was ¥40.6 billion, up 4.6% year on year, due mainly to higher investment income, while operating profit was ¥8.7 billion, down 6.1% year on year, due mainly to increased losses from natural catastrophes.」

「Operating income was ¥2.1 billion, down 54.4% year on year, due mainly to increased losses from natural disasters.」

「In the insurance business, revenue was ¥12.3 billion, up 1.9% year on year, due mainly to higher investment income. Operating profit was ¥2.5 billion, down 15.2% year on year, due mainly to an increase in losses from natural disasters.」

「Operating income was ¥1.0 billion, up 27.0% from the previous fiscal year, due mainly to lower losses resulting from natural disasters.」

「In the insurance business, revenue was ¥25.4 billion, up 7.0% year on year, due mainly to strong sales of Secom General Insurance Co., Ltd.'s cancer insurance product, Jiyu Shinryo Hoken Medicom. Operating income (loss) was operating profit of ¥4.6 billion, compared with an operating loss of ¥1.6 billion in the same period of the previous year, due to the recognition of a reversal of policy reserves and a reduction in losses from major disasters, among other factors.」

「Operating income was ¥700 million, down 51.5% from the previous fiscal year, due mainly to the impact of major disasters, including Typhoon Haishen and the torrential rains in July 2020.」

「Operating income was ¥2.9 billion, down 6.3% year on year, due mainly to the impact of major disasters, including Typhoon Haishen and the torrential rains in July 2020.」

「The operating loss was ¥1.6 billion, compared with an operating loss of ¥200 million in the same period of the previous year, due mainly to the impact of major disasters, including Typhoon Haishen and the torrential rains in July 2020.」

「In the Insurance business, revenue increased 5.5% year on year to ¥35.2 billion, driven by strong sales of the cancer insurance product "Jiyu Shinryo Hoken Medicom," fire insurance, and automobile insurance offered by セコム損害保険株式会社. Operating income declined 1.7% year on year to ¥3.1 billion due to major disasters occurring in the third quarter.」

「In the Insurance business, revenue increased 3.1% year on year to ¥23.3 billion, driven by strong sales of the cancer insurance product "Jiyu Shinryo Hoken Medicom," fire insurance, and automobile insurance offered by セコム損害保険株式会社. However, the operating loss was ¥200 million, compared with an operating loss of ¥2.1 billion in the same period of the previous year, due mainly to the continuing impact of major disasters.」

「Operating income (loss) changed from operating profit of ¥1.3 billion in the previous fiscal year to an operating loss of ¥300 million in the current fiscal year, due mainly to an increase in provisions for policy reserves related to natural disasters and other events.」

「Operating income increased 27.2% year on year to ¥3.1 billion. Although losses increased due to major disasters, including the torrential rains in July 2018 and Typhoons Jebi and Trami, this was offset in the third quarter by the reversal of outstanding claims reserves, among other factors.」

「In the Insurance business, revenue increased 8.0% year on year to ¥22.6 billion, driven by strong sales of the cancer insurance product "Jiyu Shinryo Hoken Medicom" and fire insurance offered by セコム損害保険株式会社. Operating income was a loss of ¥2.1 billion, compared with operating income of ¥2.1 billion in the same period of the previous year, due to higher losses resulting from major disasters, including the torrential rains in July 2018 and Typhoon Jebi.」

「Operating income was ¥2.5 billion, down 28.4% year on year, due to higher incurred losses resulting from a typhoon.」

「Operating income was ¥2.1 billion, up 92.0% year on year, as insurance underwriting expenses declined due to lower incurred losses.」

「Operating profit was ¥1.3 billion, as insurance underwriting expenses decreased due mainly to a reduction in incurred losses, up 61.4% year on year.」

「Operating income was ¥1.1 billion, up 163.8% year on year, as insurance underwriting expenses declined due in part to lower incurred losses from natural disasters.」

「Operating income was ¥800 million, down 51.6% year on year, due to higher losses resulting from the Kumamoto Earthquake and other events.」