Komori
T&D Holdings (8795) · RiskSoftened

Emergence of Delinquent and Restructured Loans

First written in FY2021-Q2. 7 of 9 entries say "Softened", first in FY2022-Q2. Latest entry: 2026-05-15.

9entries
7years
2from disclosures
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How it moved
ProgressHeldSoftenedWorseFirst statedFY2021-Q2SoftenedFY2022-Q2 – FY2023WorsenedFY2024-Q2SoftenedFY2025-H1 – 2026-05-152020: 12021: 120212022: 020222023: 220232024: 120242025: 220252026: 22026
Same theme, other companies
Credit and Collection Risk for Accounts Receivable and LoansA theme 63 companies write about · 61 as a headwind · 2 as a tailwind

T&D Holdings moved to the "Worse" side of this theme in 2021, 2 years before the typical company in this theme (2023).

The whole theme swung hardest in 2023: 8 of 32 companies on the "Worse" side.

0 other companies' latest entry also says "Softened".

Ridges = years it wrote progress, valleys = years it wrote worse. Most hopeful companies at the back. Drag to turn, scroll to zoom, right-drag to pan. On a phone, two fingers turn and pinch to zoom; one finger scrolls the page.
Showing 14 of the 63 companies compared. The sentences above are computed from all 63.
Full recordFilings, disclosures and news, newest first
  1. FY2026-H1SoftenedAnnual report

    「合計 1,207 1,076」

    問題債権合計は前年度末の1,207百万円から1,076百万円へ減少した。危険債権は35百万円から6百万円へ減少した一方、貸付条件緩和債権は20百万円から38百万円へ増加した。
  2. FY2025SoftenedAnnual report

    「合計 3,987 1,207」

    問題債権合計は前年度末の39億87百万円から12億7百万円へ減少した。危険債権も31億31百万円から35百万円へ減少した一方、三月以上延滞債権は増加した。
  3. FY2025-H1SoftenedAnnual report

    「破産更生債権及びこれらに準ずる債権 109 726 危険債権 3,131 1,688 三月以上延滞債権 725 639 貸付条件緩和債権 20 20 合計 3,987 3,074」

    問題債権合計は前年度末の39億87百万円から30億74百万円へ減少した。危険債権と三月以上延滞債権も減少している。
  4. FY2024-Q2WorsenedAnnual report

    「破産更生債権及びこれらに準ずる債権 205 99 危険債権 779 2,851 三月以上延滞債権 903 746 貸付条件緩和債権 20 20 合計 1,908 3,717」

    問題債権合計は前年度末の1,908百万円から3,717百万円へ増加した。特に危険債権が779百万円から2,851百万円へ増加している。
  5. FY2023SoftenedAnnual report

    「破産更生債権及びこれらに準ずる債権 205 危険債権 779 三月以上延滞債権 903 貸付条件緩和債権 20 合計 1,908」

    問題債権合計は前年度末の2,230百万円から1,908百万円へ減少し、三月以上延滞債権も減少した。
  6. FY2022-Q2SoftenedAnnual report

    「破綻先債権 89 延滞債権 1,047 3ヵ月以上延滞債権 1,338 貸付条件緩和債権 21 合計 2,496」

    貸付金の問題債権合計は前年度末の33億5百万円から24億96百万円へ減少した。破綻先債権、延滞債権、3ヵ月以上延滞債権が減少し、貸付条件緩和債権は21百万円で横ばいとなった。
  7. FY2021-Q2First statedAnnual report

    「Bankrupt and reorganization claims: 109; delinquent claims: 423; claims delinquent for 3 months or more: 1,425; restructured loans: 756; total: 2,714」

    Problem loans totaled ¥2,714 million, comprising bankrupt and reorganization claims, delinquent claims, claims delinquent for 3 months or more, and restructured loans. Restructured loans in particular increased from ¥21 million at the previous fiscal year-end to ¥756 million.
Moved together

"Increase in Ordinary Expenses Due to Higher Policy-Reserve Provisioning" moved the same way as this thread, in the same document, in 8 of its 9 moves.

887765★123456
  1. ★This thread
  2. 1Increase in Ordinary Expenses Due to Higher Policy-Reserve Provisioning8×
  3. 2Increase in Investment Expenses8×
  4. 3Price Fluctuation Reserve for Losses from Price Movements7×
  5. 4Declining Profitability of Rental Real Estate Due to Weak Market Prices and Rents7×
  6. 5Increase in Insurance Payments6×
  7. 6Increase in Insurance Payments Due to Insured Events, Major Disasters and Infectious Diseases5×

★ is this thread; numbers match the list above. The number on a line is how many documents both moved the same way in; lines between the other threads count the documents they moved together in too. Threads that move together often sit closer.

When this could move next
T&D Holdings's next results are scheduled for 2026-11-13. Read the earnings preview It last moved in the Earnings presentation of 2026-05-15: "Softened".
News
No news is linked to this thread yet. When an article touches it, it will appear here by date.