Worth reading
19Immaterial
Scored from 5 of 6 sectionsDirection
Mixed performance
Direction inferred from the company’s description.Scale
134680
¥ million (ordinary profit)Wording
Conditional
How definitive the wording is.Contents of this document
Supplementary materials to the earnings reportFiscal year ending March 20262 items taken from the company’s own explanation
Financial Results Figures (The key points of this material are explained below)
Ordinary income¥134,680 million+118.6%
Net income¥82,227 million+113.2%
What the company explained in this material
New initiatives
For policyholder dividends in fiscal 2026, dividend rates for individual life insurance, individual annuity insurance and group insurance will remain unchanged from the previous fiscal year, while the spread dividend for group annuity insurance will be set at zero.Key KPIsA metric the company considers important as a management benchmark.
- Amount of in-force policies (individual insurance and individual annuities subtotal)360,965 Hundreds of millions of yenYear on year against the same period last year+99.6%
- Annualized premiums: total policies in force¥819,601 millionYear on year against the same period last year+100.8%
- Annualized premiums: total new contracts¥78,930 millionYear on year against the same period last year+103.3%
- Lapse and surrender rate: total for individual life insurance and individual annuity insurance7.03 %
- Total general account investment yield2.21 %
| Item | Details |
|---|---|
| Document type | Supplementary materials to the earnings report |
| Fiscal Period Covered | Fiscal year ending March 2026 |
| Ordinary income | ¥134,680 million (YoY +118.6%) |
| Net income | ¥82,227 million (YoY +113.2%) |
| Key KPIs | Indicator name Amount of in-force policies (individual insurance and individual annuities subtotal) / Value 360,965 Hundreds of millions of yen / Year on year against the same period last year 99.6 Hundreds of millions of yen, Indicator name Annualized premiums: total policies in force / Value ¥819,601 million / Year on year against the same period last year ¥100.8 million, Indicator name Annualized premiums: total new contracts / Value ¥78,930 million / Year on year against the same period last year ¥103.3 million, Indicator name Lapse and surrender rate: total for individual life insurance and individual annuity insurance / Value 7.03 % / Year on year against the same period last year Not disclosed, Indicator name Total general account investment yield / Value 2.21 % / Year on year against the same period last year Not disclosed |
| New initiatives | For policyholder dividends in fiscal 2026, dividend rates for individual life insurance, individual annuity insurance and group insurance will remain unchanged from the previous fiscal year, while the spread dividend for group annuity insurance will be set at zero. |
Items this document does not state (25)
Net SalesOperating profitGross Profit MarginOperating profit marginSelling, general and administrative expensesResults for the three months of the current quarterFull-year earnings forecastProgress against full-year forecastSelf-assessment against the planSegment resultsBreakdown of Factors Affecting the ChangeUnit price and quantity metricsNumber of stores and locationsNumber of employeesAssumptions Underlying the Business OutlookRisk amount incorporated into the outlookMedium-term management plan targetsFinancial targetsAnnual DividendPayout ratioAcquisition of treasury sharesCapital expendituresOrders received and order backlogMarket Size / ShareKey points of the Q&A
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.Investment income increased, but investment expenses, insurance claims and other payments, and extraordinary losses also increased. The materials do not provide a written summary of the overall reasons for the changes in performance.
How to read this page
This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
Weight is not a verdictIt measures how much this changes what the company had already told the market. It is not a view on the shares.
Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.