Credit risk underwriting for corporate customers beyond trade receivables
First written in FY2016. 7 of 12 entries say "Restated". Latest entry: FY2026.
0 other companies' latest entry also says "Restated".
- FY2026RestatedAnnual report
「In addition to the ¥219 trillion market for underwriting credit risk in business-to-business transactions, we will expand the scope of receivables covered by our guarantees to areas such as the ¥245 trillion direct finance market, including cloud lending and crowdfunding, and the ¥543 trillion indirect finance market, including lending. We will also consider overseas expansion by leveraging our strengths as a company established by a general trading company, including guarantee operations overseas and brokering risk underwriting between countries.」
The policy to expand the scope of guaranteed receivables to direct and indirect finance, overseas guarantees and brokering risk underwriting between countries has been reaffirmed. The market-size figures have been updated. - FY2025RaisedAnnual report
「In addition to the ¥220 trillion market for underwriting credit risk in business-to-business transactions, we will expand the scope of receivables covered by our guarantees to areas such as the ¥252 trillion direct finance market, including cloud lending and crowdfunding, and the ¥526 trillion indirect finance market, including lending. We will also consider overseas expansion by leveraging our strengths as a company established by a general trading company, including guarantee operations overseas and brokering risk underwriting between countries.」
The scope of guaranteed receivables has been specified to include not only business-to-business transactions but also the ¥252 trillion direct finance market, the ¥526 trillion indirect finance market, cloud-based finance, overseas guarantee operations and brokering risk underwriting between countries. - FY2024RaisedAnnual report
「In addition to the ¥240 trillion market for underwriting credit risk in business-to-business transactions, we will expand the scope of receivables covered by our guarantees to areas such as the ¥400 trillion indirect finance market, including lending. We will also seek to expand the scale of our business by considering overseas operations, in addition to our domestic business, and entry into adjacent fields where our expertise in underwriting credit risk in business-to-business transactions can be applied.」
The expanded scope of guaranteed receivables has been specified, extending from the complex corporate receivables handled traditionally to the ¥400 trillion indirect finance market, overseas markets and adjacent fields. - FY2023RestatedAnnual report
「Our Group specializes in underwriting credit risk for corporate customers. By enhancing our expertise, including through legal analysis of receivables and familiarity with industry practices, we actively pursue the underwriting of credit risk on various types of receivables whose origination dates and amounts are more complex and difficult to determine than those of trade receivables.」
The policy to address not only simple trade receivables but also risks involving complex receivables and payables has been reaffirmed. - FY2022RestatedAnnual report
「Our Group will leverage its strengths in providing customized solutions for complex risks involving receivables and payables, and seek rapid business expansion by leveraging its customer base and brand strength among financial institutions and other customers.」
The policy to address not only simple trade receivables but also risks involving complex receivables and payables, and to expand the business by leveraging the customer base of financial institutions and other customers, has been reaffirmed. - FY2021RestatedAnnual report
「Our Group will leverage its strengths in providing customized solutions for complex risks involving receivables and payables, and seek rapid business expansion by leveraging its customer base and brand strength among financial institutions and other customers.」
The policy to address not only simple trade receivables but also financial receivables, contract receivables and other risks involving complex receivables and payables has been reaffirmed. - FY2019RestatedAnnual report
「We will actively pursue the underwriting of credit risk on various types of receivables whose origination dates and amounts are more complex and difficult to determine than those of trade receivables, including contract receivables from construction projects and other contracted work, long-term receivables, claims for the return of store security deposits, and export receivables, with the aim of providing high-value-added credit risk underwriting.」
The policy to expand the scope to contract receivables, long-term receivables, claims for the return of store security deposits, export receivables and other receivables has been reaffirmed. - FY2018RestatedAnnual report
「Our Group specializes in underwriting credit risk for corporate customers. By enhancing our expertise, including through legal analysis of receivables and familiarity with industry practices, we will actively pursue the underwriting of credit risk on various types of receivables whose origination dates and amounts are more complex and difficult to determine than those of trade receivables, including contract receivables from construction projects and other contracted work, long-term receivables, claims for the return of store security deposits, and export receivables, with the aim of providing high-value-added credit risk underwriting.」
The policy to expand the scope to contract receivables, long-term receivables, claims for the return of store security deposits, export receivables and other receivables has been reaffirmed. - FY2017RestatedAnnual report
「Our Group specializes in underwriting credit risk for corporate customers. By enhancing our expertise, including through legal analysis of receivables and familiarity with industry practices, we will actively pursue the underwriting of credit risk on various types of receivables whose origination dates and amounts are more complex and difficult to determine than those of trade receivables, including contract receivables from construction projects and other contracted work, long-term receivables, claims for the return of store security deposits, and export receivables, with the aim of providing high-value-added credit risk underwriting.」
The policy to expand the scope to contract receivables, long-term receivables, claims for the return of store security deposits, export receivables and other receivables has been reiterated. - FY2016First statedAnnual report
「We will actively pursue the underwriting of credit risk on various types of receivables whose origination dates and amounts are more complex and difficult to determine than those of trade receivables, including contract receivables from construction projects and other contracted work, long-term receivables, and claims for the return of store security deposits, with the aim of providing high-value-added credit risk underwriting.」
The policy is to expand the scope to contract receivables, long-term receivables, claims for the return of store security deposits and other receivables.