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43Recurring
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How definitive the wording is.Contents of this document
Supplementary materials for earnings summaryFiscal year ended March 2026 (fiscal 2025)3 items taken from the company’s own explanation
Financial Results Figures (The key points of this material are explained below)
Ordinary income¥29,186 million
Net income¥18,657 million
What the company explained in this material
Breakdown of Factors Affecting the ChangeReasons cited by the Company for the change in the figures.
- Foreign exchange gains¥333,045 million
- Interest and dividend income¥213,860 million
- Gains on money trusts¥78,656 million
- Provision for policy reserves¥885,911 million
Assumptions Underlying the Business OutlookThe assumptions used by the company in preparing its forecast.
- 10-year JGB yieldBeginning of fiscal year1.485％End of fiscal year2.355％
- 10-year U.S. Treasury yieldBeginning of fiscal year4.205％End of fiscal year4.317％
- JPY/USD exchange rateBeginning of fiscal year149.52End of fiscal year159.88
- 10-year Australian government bond yieldBeginning of fiscal year4.384％End of fiscal year4.974％
- JPY/AUD exchange rateBeginning of fiscal year93.97End of fiscal year109.68
Key KPIsA metric the company considers important as a management benchmark.
- Total annualized premiums from in-force policies¥1,446,305 millionYear on year against the same period last year+117.2%
- Total annualized premiums from new policies¥269,730 millionYear on year against the same period last year+117.6%
- Amount of in-force individual insurance policies¥13,187,280 millionYear on year against the same period last year+124.6%
- Amount of new individual insurance policies¥1,738,742 millionYear on year against the same period last year+113.7%
- General account total investment yield7.17 ％
| Item | Details |
|---|---|
| Document type | Supplementary materials for earnings summary |
| Fiscal Period Covered | Fiscal year ended March 2026 (fiscal 2025) |
| Ordinary income | ¥29,186 million |
| Net income | ¥18,657 million |
| Breakdown of Factors Affecting the Change | Factors Foreign exchange gains / Amount ¥333,045 million, Factors Interest and dividend income / Amount ¥213,860 million, Factors Gains on money trusts / Amount ¥78,656 million, Factors Provision for policy reserves / Amount ¥885,911 million |
| Key KPIs | Indicator name Total annualized premiums from in-force policies / Value ¥1,446,305 million / Year on year against the same period last year ¥117.2 million, Indicator name Total annualized premiums from new policies / Value ¥269,730 million / Year on year against the same period last year ¥117.6 million, Indicator name Amount of in-force individual insurance policies / Value ¥13,187,280 million / Year on year against the same period last year ¥124.6 million, Indicator name Amount of new individual insurance policies / Value ¥1,738,742 million / Year on year against the same period last year ¥113.7 million, Indicator name General account total investment yield / Value 7.17 ％ / Year on year against the same period last year Not disclosed |
| Assumptions Underlying the Business Outlook | Item 10-year JGB yield / Beginning of fiscal year 1.485％ / End of fiscal year 2.355％, Item 10-year U.S. Treasury yield / Beginning of fiscal year 4.205％ / End of fiscal year 4.317％, Item JPY/USD exchange rate / Beginning of fiscal year 149.52 / End of fiscal year 159.88, Item 10-year Australian government bond yield / Beginning of fiscal year 4.384％ / End of fiscal year 4.974％, Item JPY/AUD exchange rate / Beginning of fiscal year 93.97 / End of fiscal year 109.68 |
Items this document does not state (24)
Net SalesOperating profitGross Profit MarginOperating profit marginSelling, general and administrative expensesResults for the three months of the current quarterFull-year earnings forecastProgress against full-year forecastSelf-assessment against the planSegment resultsUnit price and quantity metricsNumber of stores and locationsNumber of employeesRisk amount incorporated into the outlookMedium-term management plan targetsFinancial targetsAnnual DividendPayout ratioAcquisition of treasury sharesCapital expendituresOrders received and order backlogMarket Size / ShareKey points of the Q&ANew initiatives
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.Investment income increased due mainly to ¥333,045 million in foreign exchange gains, ¥213,860 million in interest and dividend income, and ¥78,656 million in gains on money trusts. Meanwhile, the provision for policy reserves amounted to ¥885,911 million under ordinary expenses, contributing to the decrease in ordinary profit.
How to read this page
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