Worth reading
30Immaterial
Scored from 5 of 6 sectionsDirection
Mixed performance
Direction inferred from the company’s description.Scale
107906
Millions of yenWording
Avoiding a definitive answer
How definitive the wording is.Contents of this document
Supplementary materials to the earnings summarySecond quarter of the fiscal year ending March 20273 items taken from the company’s own explanation
Financial Results Figures (The key points of this material are explained below)
Full-year earnings forecast
Consolidated premium and other incomeExpected to remain flat
Group core profitExpected to be approximately ¥650 billion
Annualized premiums in force (Group)Expected to remain flat
Amount of policies in force (combined domestic group life insurance companies)Expected to remain flat
What the company explained in this material
Breakdown of Factors Affecting the ChangeReasons cited by the Company for the change in the figures.
- Positive spread (combined domestic group life insurance companies)Change in amount61,873
- Insurance-related profit and loss (combined domestic group life insurance operations)Change in amount-932
Key KPIsA metric the company considers important as a management benchmark.
- Annualized premiums from new policies (Group)288,797 Millions of yenYear on year against the same period last year+7.6%
- Annualized premiums in force (Group)5,584,646 Millions of yenYear on year against the same period last year+9.6%
- Amount of policies in force (combined domestic group life insurance companies)96,388,225 Millions of yenYear on year against the same period last year+1.0%
- Annualized premiums from policies canceled or lapsed (Dai-ichi Life)34,287 Millions of yenYear on year against the same period last year-0.7%
- Consolidated total assets¥770,140 100 millionYear on year against the same period last year+9.5%
- Group core profit376,880 Millions of yenYear on year against the same period last year+40.1%
- Number of new policies (fixed annuities, bancassurance)39,022 projectsYear on year against the same period last year-23.7%
- Number of new policies (single-premium fixed whole life insurance, bancassurance)42,547 projectsYear on year against the same period last year-12.6%
Number of employees
Sales roles37,692 people
Administrative staff9,500 people
Change during the periodSales staff: +2.2% versus the end of March 2026; office-based staff: -0.6%
| Item | Details |
|---|---|
| Document type | Supplementary materials to the earnings summary |
| Fiscal Period Covered | Second quarter of the fiscal year ending March 2027 |
| Full-year earnings forecast | Consolidated premium and other income Expected to remain flat / Group core profit Expected to be approximately ¥650 billion / Annualized premiums in force (Group) Expected to remain flat / Amount of policies in force (combined domestic group life insurance companies) Expected to remain flat |
| Breakdown of Factors Affecting the Change | Factors Positive spread (combined domestic group life insurance companies) / Change in amount 61,873 Millions of yen, Factors Insurance-related profit and loss (combined domestic group life insurance operations) / Change in amount -932 Millions of yen |
| Key KPIs | Indicator name Annualized premiums from new policies (Group) / Value 288,797 Millions of yen / Year on year against the same period last year 7.6 Millions of yen, Indicator name Annualized premiums in force (Group) / Value 5,584,646 Millions of yen / Year on year against the same period last year 9.6 Millions of yen, Indicator name Amount of policies in force (combined domestic group life insurance companies) / Value 96,388,225 Millions of yen / Year on year against the same period last year 1 Millions of yen, Indicator name Annualized premiums from policies canceled or lapsed (Dai-ichi Life) / Value 34,287 Millions of yen / Year on year against the same period last year -0.7 Millions of yen, Indicator name Consolidated total assets / Value ¥770,140 100 million / Year on year against the same period last year ¥9.5 100 million, Indicator name Group core profit / Value 376,880 Millions of yen / Year on year against the same period last year 40.1 Millions of yen, Indicator name Number of new policies (fixed annuities, bancassurance) / Value 39,022 projects / Year on year against the same period last year -23.7 projects, Indicator name Number of new policies (single-premium fixed whole life insurance, bancassurance) / Value 42,547 projects / Year on year against the same period last year -12.6 projects |
| Number of employees | Sales roles 37,692 people / Administrative staff 9,500 people / Change during the period Sales staff: +2.2% versus the end of March 2026; office-based staff: -0.6% |
Items this document does not state (25)
Net SalesOperating profitOrdinary incomeNet incomeGross Profit MarginOperating profit marginSelling, general and administrative expensesResults for the three months of the current quarterProgress against full-year forecastSelf-assessment against the planSegment resultsUnit price and quantity metricsNumber of stores and locationsAssumptions Underlying the Business OutlookRisk amount incorporated into the outlookMedium-term management plan targetsFinancial targetsAnnual DividendPayout ratioAcquisition of treasury sharesCapital expendituresOrders received and order backlogMarket Size / ShareKey points of the Q&ANew initiatives
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.For the combined domestic group life insurance operations, net investment spreads increased by ¥61,873 million, while insurance-related profit and loss declined by ¥932 million. The company provided no specific explanation for the other changes.
How to read this page
This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
Weight is not a verdictIt measures how much this changes what the company had already told the market. It is not a view on the shares.
Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.