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The Kita-Nippon Bank (8551) · FactMitigated

Increase in ordinary expenses due to higher lease-related costs

First written in FY2020-Q3. 6 of 13 entries say "Worsened", first in FY2021. Latest entry: FY2026.

13entries
7years
0from disclosures
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ProgressHeldSoftenedWorseFirst statedFY2020-Q3 – FY2021-Q2MitigatedFY2022-Q1 – FY2022WorsenedFY2023-Q2 – FY2024MitigatedFY2025-H1 – FY20262020: 220202021: 320212022: 220222023: 320232024: 220242025: 020252026: 12026
Same theme, other companies
Pressure on ordinary expenses from higher lease-related expensesA theme 1 companies write about · 1 as a headwind · 0 as a tailwind

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  1. FY2026MitigatedAnnual report

    「Ordinary income from the leasing business decreased by ¥139 million year on year to ¥3,412 million, mainly due to lower lease-related income. Ordinary profit, which represents segment profit, increased by ¥10 million year on year to ¥156 million, as lease-related and credit costs declined despite the decrease in ordinary income.」

    Lower lease-related costs and credit-related expenses eased the situation in which rising costs were weighing on profit in the leasing business.
  2. FY2025-H1MitigatedAnnual report

    「Ordinary income from the leasing business decreased by ¥1,117 million year on year to ¥1,651 million, mainly due to lower lease-related income. Ordinary profit, which represents segment profit, increased by ¥89 million year on year to ¥42 million, mainly due to lower lease-related expenses.」

    Lower lease-related costs improved segment profit in the leasing business from a loss of ¥47 million in the same period of the previous year to profit of ¥42 million.
  3. FY2024WorsenedAnnual report

    「Despite higher lease-related revenue, profit decreased by ¥47 million from the previous consolidated fiscal year to ¥40 million, mainly because lease-related costs also increased.」

    Higher costs outweighed the increase in lease-related revenue, reducing segment profit in the leasing business.
  4. FY2024-Q2WorsenedAnnual report

    「Ordinary income from the leasing business increased by ¥706 million year on year to ¥2,768 million, mainly due to higher lease-related income. Ordinary profit, which represents segment profit, decreased by ¥72 million year on year and resulted in a loss of ¥47 million, as the increase in lease-related expenses outweighed the increase in lease-related income.」

    Lease-related revenue increased, but lease-related costs also rose, causing segment profit in the leasing business to decline year on year and turn into a loss.
  5. FY2024-Q1WorsenedAnnual report

    「In the lease business, ordinary revenue increased by ¥879 million from the same period of the previous fiscal year to ¥1,824 million, due mainly to an increase in lease-related income. Although ordinary revenue increased, segment profit, namely ordinary profit, decreased by ¥38 million to a loss of ¥37 million, due mainly to increases in lease-related expenses and provisions for doubtful accounts.」

    Lease-related revenue increased, but lease-related costs and provision expenses for allowance for doubtful accounts also rose, causing profit from the leasing business to decline year on year and turn into a loss.
  6. FY2023-Q3WorsenedAnnual report

    「Ordinary expenses increased by ¥35 million from the nine-month period of the previous consolidated fiscal year to ¥13,846 million, mainly due to higher lease-related costs.」

    Ordinary expenses increased by ¥35 million year on year due to higher lease-related costs and other factors. Lease-related costs continued to be cited as a factor driving the increase in expenses despite higher revenue and profit in the leasing business.
  7. FY2023-Q2WorsenedAnnual report

    「In the lease business, ordinary revenue increased by ¥564 million from the same period of the previous fiscal year to ¥2,062 million, due mainly to an increase in lease-related income. Although lease-related income increased, segment profit, namely ordinary profit, increased by ¥7 million to ¥25 million because lease-related expenses also increased.」

    Lease-related revenue increased, while lease-related costs also rose. Although profit from the leasing business increased, cost pressures continued.
  8. FY2022MitigatedAnnual report

    「Although lease-related costs decreased, ordinary expenses increased by ¥762 million from the previous consolidated fiscal year to ¥20,363 million, mainly due to higher losses on sales of bonds, including Japanese government bonds, and higher losses on sales of shares and other securities.」

    Lease-related costs decreased from the previous fiscal year, easing the previous factor driving the increase in ordinary expenses. Meanwhile, losses on sales of bonds, including Japanese government bonds, and losses on sales of shares and other securities became new factors driving the increase.
  9. FY2022-Q2MitigatedAnnual report

    「Ordinary expenses decreased by ¥231 million from the cumulative second quarter of the previous fiscal year to ¥9,286 million, mainly because operating expenses and lease-related expenses declined.」

    Lease-related costs decreased year on year, easing the situation in which they had been identified as a factor driving the increase in ordinary expenses through the previous interim period.
  10. FY2022-Q1MitigatedAnnual report

    「Ordinary expenses decreased by ¥405 million year on year to ¥4,576 million, mainly because operating expenses and lease-related expenses declined.」

    Lease-related costs decreased year on year, easing the situation in which they had been a factor driving the increase in ordinary expenses through the previous fiscal year.
  11. FY2021WorsenedAnnual report

    「Although operating expenses decreased, ordinary expenses increased by ¥295 million from the previous consolidated fiscal year to ¥19,601 million, mainly due to higher provision expenses for allowance for doubtful accounts and higher lease-related costs.」

    Operating expenses decreased, but higher lease-related costs were also identified as a factor driving the full-year increase in ordinary expenses.
  12. FY2021-Q2RestatedAnnual report

    「Ordinary expenses increased by ¥147 million from the six-month period of the previous consolidated fiscal year to ¥9,517 million, mainly due to higher lease-related costs.」

    Higher lease-related costs continued to be cited as a factor driving the increase in ordinary expenses, which rose by ¥147 million year on year.
  13. FY2020-Q3First statedAnnual report

    「Ordinary expenses increased by ¥62 million from the nine-month period of the previous consolidated fiscal year to ¥14,057 million, mainly due to higher lease-related costs.」

    Ordinary expenses increased by ¥62 million year on year, primarily due to higher lease-related costs.
Moved together

"Contraction in Net Fees and Commissions Due to Declining Fees Received" moved the same way as this thread, in the same document, in 10 of its 13 moves.

1066555★123456
  1. ★This thread
  2. 1Contraction in Net Fees and Commissions Due to Declining Fees Received10×
  3. 2Increase in ordinary expenses due to higher operating expenses6×
  4. 3Year-on-year decline in ordinary profit and quarterly net income attributable to owners of the parent6×
  5. 4Expansion of Retail Loan Balances5×
  6. 5Expansion of Deposit Balances5×
  7. 6Credit Risk from Deterioration in Regional Economies and Real Estate Prices5×

★ is this thread; numbers match the list above. The number on a line is how many documents both moved the same way in; lines between the other threads count the documents they moved together in too. Threads that move together often sit closer.

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Increase in ordinary expenses due to higher lease-related costs | The Kita-Nippon Bank,Ltd. (8551) | Komori