Results for this period
Interim period (second quarter)1 April 2026 to 30 September 2026ConsolidatedJapanese GAAPThe width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Income from funds investment, including interest on loans and interest and dividends on securities, increased, while interest on deposits, expenses, and expenses related to the disposal of non-performing loans also increased, resulting in higher ordinary expenses.
No applicable matters
| Item | Details |
|---|---|
| Fiscal Period Classification | Interim period (second quarter) |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 April 2026 to 30 September 2026 |
| Net Sales | ¥31,269 million (YoY +24.4%) |
| Ordinary income | ¥4,475 million (YoY -9.3%) |
| Profit attributable to owners of the parent | ¥3,521 million (YoY -18.9%) |
| Net income per share | ¥33.81 |
| Equity ratio | End of the current fiscal period 4.8 / End of previous period 4.8 |
| Total assets | ¥3,434,772 million |
| Net assets | ¥166,804 million |
| Full-year earnings forecast | Net Sales ¥60,800 million (YoY +11.5%) / Operating profit Not disclosed / Ordinary income ¥10,800 million (YoY +7.8%) / Net income ¥9,000 million (YoY +8.6%) |
| Annual Dividend Forecast | ¥26.00 → ¥30.00 per share（+15.4%） |
| Impairment loss | ¥0 million |
| Breakdown of extraordinary income (loss) | Extraordinary income Gain on disposal of fixed assets ¥503 million / Extraordinary loss Loss on disposal of fixed assets ¥7 million |
| Disclosure regarding the going concern assumption | No applicable matters |
| Change in accounting policy | Changes due to revisions to standards No / Other changes No / Change in accounting estimate No / Restatement No |
| Changes in the scope of consolidation | New 0 / Excluded 0 / Company name Not applicable |
| Availability of Supplementary Financial Results Materials | Yes |
| Availability of Financial Results Briefing | Whether applicable No / Subject person Not disclosed |
| Issued Shares at Period-End | 109,608,000 shares |
| Treasury Shares at Period-End | 5,443,478 shares |
| Factors Behind Changes in Business Performance | Income from funds investment, including interest on loans and interest and dividends on securities, increased, while interest on deposits, expenses, and expenses related to the disposal of non-performing loans also increased, resulting in higher ordinary expenses. |
Items this document does not state (15)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.Because income from funds investment, including interest on loans and interest and dividends on securities, increased, while interest on deposits, expenses, and expenses related to the disposal of non-performing loans also increased.