Komori
North Pacific Bank (8524) · InitiativeRestated

Fintech Initiatives and Strengthening Cybersecurity

First written in FY2016. 4 of 7 entries say "Advanced", first in FY2018. Latest entry: FY2025.

7entries
10years
0from disclosures
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How it moved
ProgressHeldSoftenedWorseFirst statedFY2016 – FY2017AdvancedFY2018 – FY20222016: 120162017: 120172018: 120182019: 120192020: 120202021: 020212022: 120222023: 020232024: 020242025: 12025
Same theme, other companies
Developing Next-Generation Financial Services with Fintech as a Strategic FocusA theme 19 companies write about · 1 as a headwind · 21 as a tailwind

The whole theme swung hardest in 2022: 2 of 12 companies on the "Worse" side.

5 other companies' latest entry also says "Restated".

Ridges = years it wrote progress, valleys = years it wrote worse. Most hopeful companies at the back. Drag to turn, scroll to zoom, right-drag to pan. On a phone, two fingers turn and pinch to zoom; one finger scrolls the page.
Showing 14 of the 19 companies compared. The sentences above are computed from all 19.
Full recordFilings, disclosures and news, newest first
  1. FY2025RestatedAnnual report

    「We introduced the TSUBASA Smile tablet for counter services. Going forward, we will continue working to improve convenience and enhance services to meet customers' broad range of needs.」

    We continue to pursue policies aimed at improving convenience and enhancing services through digital technology.
  2. FY2022AdvancedAnnual report

    「We recognize as challenges the rapid advance of digitalization, the resulting entry of companies from other industries, and the need to improve productivity through the digitalization of services and operations to a greater extent than ever before.」

    We linked the response to fintech not only to the penetration of existing digital services but also to accelerating DX initiatives following the system migration in January 2023.
  3. FY2020AdvancedAnnual report

    「We are working to introduce redundant computer equipment and communications lines and expand systems for detecting cyberattacks. In the core banking system renewal scheduled for January 2023, we are further strengthening the backup system in addition to the main system.」

    In addition to responding to fintech and digitalization, initiatives took concrete form through redundant communications lines, cyberattack detection systems, the core banking system renewal scheduled for January 2023, and stronger backup capabilities.
  4. FY2019AdvancedAnnual report

    「We are also actively responding to the rapid advance of digitalization, including cashless payments, primarily through the TSUBASA Alliance. As part of this effort, we jointly developed a service platform that is easy to use while ensuring a high level of security.」

    The response to FinTech took concrete form through the development by the TSUBASA Alliance of a shared service platform focused on security and ease of use, and through initiatives addressing cashless payments.
  5. FY2018AdvancedAnnual report

    「We are actively leveraging partnerships with financial institutions and others in different regions, including the TSUBASA Alliance, in order to provide customers with higher-value-added services, including initiatives addressing fintech in response to the rapid progress of IT technology.」

    The response to FinTech took concrete form beyond simply reiterating the partnership policy, through the open-API common platform and the provision of applications.
  6. FY2017RestatedAnnual report

    「Five basic strategies and a strategic response to FinTech / In the event of a computer-system outage or malfunction caused by failures of computer equipment or communications lines, software defects or other factors, or the destruction or leakage of information caused by unauthorized use of computers or external cyberattacks」

    We have positioned the fintech response as a basic strategy under the new medium-term plan and continue to recognize cyber and system risks.
  7. FY2016First statedAnnual report

    「④ Strengthening the management foundation: responding to fintech and strengthening cybersecurity」

    We have identified opportunities in digital financial services and cybersecurity measures as integrated themes for strengthening the management foundation.
Moved together

"Regional Revitalization and Support for Regional Growth" moved the same way as this thread, in the same document, in 4 of its 7 moves.

444444★123456
  1. ★This thread
  2. 1Regional Revitalization and Support for Regional Growth4×
  3. 2Proposal-Based Support and Solutions for Corporate Customers4×
  4. 3Expanding Customer Touchpoints and Strengthening Comprehensive Customer Relationships4×
  5. 4Expansion of products for individual customers and the shift to non-face-to-face banking4×
  6. 5Establishing a Low-Cost Operating Structure4×
  7. 6Environmental Conservation and Environmental Finance4×

★ is this thread; numbers match the list above. The number on a line is how many documents both moved the same way in; lines between the other threads count the documents they moved together in too. Threads that move together often sit closer.

When this could move next
No upcoming earnings preview for North Pacific Bank yet.
News
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