Strengthening the earnings power of core businesses centered on leasing and installment sales

「Lease and installment finance contract execution volume increased 96.9% year on year to ¥245,251 million, while the balance of operating assets increased 1.3% from the end of the previous fiscal year to ¥1,988,051 million. Operating income increased 51.2% year on year to ¥10,445 million.」

「Operating income from leasing and installment sales decreased 5.3% from the previous fiscal year (the fiscal year ended March 2025) to ¥26,851 million. At the end of the fiscal year (the fiscal year ended March 2026), the operating assets balance decreased ¥7,178 million from the end of the previous fiscal year to ¥1,963,160 million.」

「Lease and installment finance contract execution volume decreased 1.3% year on year to ¥944,610 million, while the balance of operating assets decreased 0.4% from the end of the previous fiscal year to ¥1,963,160 million. Operating income decreased 5.3% year on year to ¥26,851 million.」

「Contract volume for leasing and installment sales decreased 22.3% year on year to ¥358,203 million, and the operating assets balance decreased 3.5% from the end of the previous fiscal year to ¥1,901,182 million. Operating income increased 15.6% year on year to ¥12,251 million.」

「Contract volume in the leasing and installment sales segment increased 41.6% from the previous fiscal year (the fiscal year ended March 2024) to ¥957,031 million, partly due to the accumulation of projects in focus areas, including real estate.」

「Contract volume for leasing and installment sales increased 53.6% year on year to ¥460,844 million due to an increase in the execution of information and communications equipment and real estate transactions. [Leasing and installment sales] Revenue from leasing and installment sales increased 7.0% year on year to ¥274,488 million, while operating income decreased 16.2% to ¥10,598 million.」

「Revenue from leasing and installment sales increased 22.9% from the previous fiscal year to ¥620,783 million, and operating income increased 18.5% to ¥25,375 million. At the end of the fiscal year (the fiscal year ended March 2024), the operating assets balance increased ¥99,108 million from the end of the previous fiscal year to ¥1,694,916 million, due to the accumulation of assets in focus areas.」

「Contract volume for leasing and installment sales increased 47.2% year on year to ¥456,357 million due to an increase in the execution of industrial and machine tools and real estate transactions. [Leasing and installment sales] Revenue from leasing and installment sales increased 49.4% year on year to ¥478,379 million, and operating income increased 14.9% to ¥19,450 million.」

「Contract volume for leasing and installment sales increased 55.7% year on year to ¥299,965 million due to an increase in the execution of industrial and machine tools and real estate transactions. [Leasing and installment sales] Revenue from leasing and installment sales increased 18.6% year on year to ¥256,638 million, and operating income increased 9.5% to ¥12,652 million.」

「Contract volume for leasing and installment sales decreased 16.8% year on year to ¥64,683 million due to declines in industrial and machine tools and real estate transactions. [Leasing and installment sales] Revenue from leasing and installment sales increased 8.3% year on year to ¥117,169 million, while operating income decreased 15.9% to ¥5,256 million.」

「積極的に積み上げた高品質な営業資産（2022年度比7,000億円超）。」

「Revenue from leasing and installment sales decreased 14.9% year on year to ¥320,146 million, while operating income increased 12.2% to ¥16,928 million, due to initiatives emphasizing profitability and other factors.」

「Revenue from leasing and installment sales decreased 13.9% year on year to ¥216,374 million, while operating income increased 5.7% to ¥11,553 million, due to initiatives emphasizing profitability and other factors.」

「Revenue from leasing and installment sales decreased 5.3% year on year to ¥108,165 million, while operating income increased 19.3% to ¥6,253 million, due to initiatives emphasizing profitability and other factors.」

「Revenue from leasing and installment sales increased 10.9% year on year to ¥376,372 million, as sales of properties upon the expiration of real estate bridge transactions were concentrated in the period, while operating income decreased 3.8% to ¥15,091 million.」

「Revenue from leasing and installment sales increased 13.4% year on year to ¥251,320 million, as sales of properties upon the expiration of real estate bridge transactions were concentrated in the period, while operating income increased 7.2% to ¥10,934 million.」

「Contract volume for leasing and installment sales decreased 44.5% year on year to ¥91,953 million, due to the execution of large projects involving information and communications equipment and industrial and machine tools in the previous fiscal year, as well as the impact of COVID-19, which led to an overall decline in contract volume. Revenue from leasing and installment sales increased 2.4% year on year to ¥114,228 million, and operating income increased 0.4% to ¥5,239 million.」

「Revenue from leasing and installment sales decreased 5.7% from the previous fiscal year to ¥482,545 million because fewer properties were sold upon the expiration of real estate transactions than in the previous fiscal year (the fiscal year ended March 2020), and the cost of sales also declined. Operating income increased 20.8% to ¥22,457 million, due to the increase in the operating assets balance.」

「Gross profit increased 4.7% to ¥36,885 million, as higher leasing revenue from the accumulation of operating assets increased gross profit before deduction of funding costs, while lower foreign-currency funding rates reduced funding costs. [Leasing and installment sales] Revenue from leasing and installment sales decreased 7.5% year on year to ¥339,275 million because sales of properties upon the expiration of real estate bridge transactions were concentrated in the previous fiscal year, while operating income increased 12.6% to ¥15,684 million.」

「Contract volume for leasing and installment sales increased 6.4% year on year to ¥345,129 million, as the company significantly increased its handling of information and communications equipment by capturing the needs of telecommunications and internet operators, and increased real estate bridge transactions by addressing customers’ real estate strategies.」

「Revenue from leasing and installment sales decreased 19.6% year on year to ¥111,558 million, while operating income increased 6.7% to ¥5,218 million.」

「Regarding contract volume, the leasing and installment sales segment recorded contract volume of ¥692,350 million, an increase of 26.0% from the previous fiscal year (the fiscal year ended March 2019).」

「Contract volume for leasing and installment sales increased 33.2% year on year to ¥518,216 million, owing to the capture of large projects involving industrial and machine tools, capital investment needs among telecommunications operators for information and communications equipment, and the execution of aircraft operating lease transactions.」

「Contract volume for leasing and installment sales increased 20.1% year on year to ¥324,219 million, owing to the capture of large projects involving industrial and machine tools, broad capital investment needs for information and communications equipment, and the execution of aircraft operating lease transactions.」

「Contract volume for leasing and installment sales increased 47.1% year on year to ¥182,256 million, owing to the capture of large projects involving industrial and machine tools, broad capital investment needs for information and communications equipment, and the steady execution of aircraft operating leases.」

「Revenue from leasing and installment sales decreased 5.2% from the previous fiscal year to ¥366,095 million, partly because sales of properties at the end of real estate leases were concentrated in the previous fiscal year (the fiscal year ended March 2018). However, operating income increased 16.2% to ¥18,046 million, driven by growth in the global business and other factors. At the end of the fiscal year, the operating assets balance increased ¥183,923 million from the end of the previous fiscal year to ¥1,306,106 million.」

「In addition to steadily capturing capital investment demand for industrial and machine tools, transportation equipment and other items in leasing and installment sales, the execution of short-term real estate transactions grew in both leasing and installment sales and finance. As a result, contract volume for leasing and installment sales increased 37.7% year on year to ¥389,181 million.」

「In addition to capturing capital investment projects involving industrial and machine tools in leasing and installment sales and customers’ needs to expand their store networks overseas, the execution of short-term real estate transactions grew in both leasing and installment sales and finance. As a result, the contract volume for leasing and installment sales increased 31.3% year on year to ¥269,891 million.」

「[Leasing and installment sales] Revenue from leasing and installment sales decreased 10.9% year on year to ¥81,045 million, while operating income increased 11.8% to ¥4,380 million.」

「In our core business serving the manufacturing and domestic-demand industries, where we have traditionally had strengths, we closed large transactions through businesses positioned within the commercial flow, focusing on the flow of customers’ purchases and product sales. In the real estate field, we recorded our first results in real estate leasing for childcare facilities and hotels, areas where social needs are growing.」

「More profitable “in-depth development of the core business leveraging knowledge and experience relating to physical assets”」

「Our group launched its Fifth Medium-Term Management Plan, with fiscal 2019 as its final year, in fiscal 2017. Under this plan, we will leverage our accumulated business expertise and financial strength to actively promote more profitable businesses in addition to our conventional core businesses. To this end, we will pursue high-value-added, differentiated sales through thorough in-depth development of our core business, leveraging our knowledge and experience relating to assets.」

「We will accelerate comprehensive proposals that address customer needs and approaches to industries where demand for financing is expected, with the aim of strengthening the earnings power of our core businesses centered on leasing and installment sales.」