Integrated Management of Credit, Market and Price Volatility Risks
First written in FY2016. 6 of 9 entries say "Advanced", first in FY2020. Latest entry: FY2026.
The whole theme swung hardest in 2020: 2 of 11 companies on the "Worse" side.
5 other companies' latest entry also says "Advanced".
- FY2026AdvancedAnnual report
「The Group divides risks arising from its business activities into financial risks subject to quantitative management and operational risks subject to qualitative management. It has established management frameworks for each and created a comprehensive risk management framework under which financial and operational risks are centrally managed.」
In addition to centralised management of financial and operational risks, the operating framework involving the head of the risk management group, departments responsible for individual risks, the Risk Management Committee and reporting to the Board of Directors was described. - 2026-05-26AdvancedGeneral Meetings of Shareholders
「Risks arising in the course of business are divided into financial risks, which are managed quantitatively, and operational risks, which are managed qualitatively. We have established management systems for each type of risk, hold the PM/ALM Committee and Risk Management Committee, enhance communication regarding risks, and report the status of risk management to the Board of Directors.」
The classification of financial and operational risks, committee operations and integrated management through reporting to the Board of Directors were described in detail. - FY2024AdvancedAnnual report
「The Group divides risks arising from its business activities into financial risks subject to quantitative management and operational risks subject to qualitative management. It has established management frameworks for each and created a comprehensive risk management framework under which financial and operational risks are centrally managed. Financial risks are classified into credit risk, market risk, asset risk and equity risk, and the location and magnitude of risk are monitored under a framework that allocates risk capital by category.」
Financial risks are classified into credit, market, asset and equity risks, with risk capital allocation and centralised management of operational risk explicitly described. - FY2023AdvancedAnnual report
「The Group divides risks associated with its business activities into financial risks subject to quantitative management and operational risks subject to qualitative management. It has established management frameworks for each and created a comprehensive risk management framework under which the Risk Management Committee centrally manages both financial and operational risks.」
The Group explicitly distinguishes financial and operational risks and centrally manages them through risk capital allocation, the CRO and the Risk Management Committee. - FY2021AdvancedAnnual report
「To accurately identify, analyse and control all risks associated with its business activities and reduce their impact on management, the Group has appointed a Chief Risk Officer (CRO) to oversee and promote risk management from a company-wide perspective. It has also assigned departments responsible for each risk and established a framework for responding to risk events swiftly and flexibly.」
A company-wide, flexible management framework combining the CRO, departments responsible for individual risks, the Risk Management Committee and reporting to the Board of Directors was described in detail. - FY2020AdvancedAnnual report
「In addition, the Risk Management Committee meets quarterly to review the progress of measures to reduce risk, the extent to which those measures have been implemented, and their effectiveness, with the results reported to the Board of Directors.」
A company-wide risk management framework has been established, with a CRO, quarterly meetings of the Risk Management Committee, and reporting to the Board of Directors. - FY2019RestatedAnnual report
「The Group considers it extremely important to comprehensively identify and control financial risks, including credit risk and market risks such as interest rate risk and the risk of price fluctuations in equities and other assets. It has incorporated an integrated risk management framework into management and is working to improve management stability. Specifically, it centrally manages quantified risks on an integrated basis and operates so that total risk remains within a specified range of equity capital, or financial strength. Risks are measured monthly, and the monitoring results are reported to the Board of Directors.」
The framework for integrating credit, market and other risks and managing them within a specified range of equity capital, together with monthly measurement and reporting to the Board of Directors, continued to be described. - FY2017RestatedAnnual report
「The Group considers it extremely important to comprehensively identify and control financial risks, including credit risk and market risks such as interest rate risk and the risk of price fluctuations in equities and other assets. It has incorporated an integrated risk management framework into management and is working to improve management stability.」
The company continues to comprehensively identify credit, market and price volatility risks, manage them within a specified range of equity capital, and conduct monthly monitoring. - FY2016First statedAnnual report
「The Group considers it extremely important to comprehensively identify and control financial risks, including credit risk and market risks such as interest rate risk and the risk of price fluctuations in equities and other assets. It has incorporated an integrated risk management framework into management and is working to improve management stability.」
The company quantifies various risks, manages them within a specified range of equity capital, and conducts monthly monitoring.