Komori
The Oita Bank (8392) · TargetSoftened

10.25% Capital Adequacy Ratio Target

First written in FY2016. 4 of 19 entries say "Softened", first in FY2019. Latest entry: FY2026.

19entries
11years
2from disclosures
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How it moved
ProgressHeldSoftenedWorseAdvancedFY2017-Q2 – FY2017OtherFY2021 – FY2023-Q2OtherFY2025-H1 – FY2026-H12016: 220162017: 120172018: 220182019: 220192020: 220202021: 220212022: 120222023: 020232024: 220242025: 220252026: 32026
Same theme, other companies
Maintenance of a Bank's Capital Adequacy Ratio under Domestic StandardsA theme 47 companies write about · 39 as a headwind · 16 as a tailwind

The Oita Bank moved to the "Worse" side of this theme in 2026, 8 years after the typical company in this theme (2018).

The whole theme swung hardest in 2017: 9 of 40 companies on the "Worse" side.

0 other companies' latest entry also says "Softened".

Ridges = years it wrote progress, valleys = years it wrote worse. Most hopeful companies at the back. Drag to turn, scroll to zoom, right-drag to pan. On a phone, two fingers turn and pinch to zoom; one finger scrolls the page.
Showing 14 of the 47 companies compared. The sentences above are computed from all 47.
Full recordFilings, disclosures and news, newest first
  1. FY2026SoftenedAnnual report

    「Consolidated capital adequacy ratio Approximately 10% 9.53% Approximately 9.5%」

    The consolidated capital adequacy ratio was 9.53% for the fiscal year ending March 2026, and the final-year target was revised from approximately 10% to approximately 9.5%.
  3. FY2026-H1Below target level at the interim pointAnnual report

    「As a result, the consolidated capital adequacy ratio declined by 0.17 percentage points from the end of the previous consolidated fiscal year to 9.94%.」

    The consolidated capital adequacy ratio declined from 10.11% at the end of March 2025 to 9.94%, falling below the Medium-Term Management Plan 2024 target of approximately 10% at the interim point.
  4. FY2025Annual decline in consolidated capital adequacy ratio, while remaining above target levelAnnual report

    「The consolidated capital adequacy ratio declined by 0.31 percentage points from the end of the previous consolidated fiscal year to 10.11%.」

    Although the consolidated capital adequacy ratio declined from 10.42% to 10.11%, it remained above the Medium-Term Management Plan 2024 target of approximately 10% for the fiscal year ending March 2025.
  5. FY2025-H1Decline in consolidated capital adequacy ratio at the interim pointAnnual report

    「As a result, the consolidated capital adequacy ratio declined by 0.13 percentage points from the end of the previous consolidated fiscal year to 10.29%.」

    The consolidated capital adequacy ratio was 10.29% at the end of September 2024 versus the Medium-Term Management Plan 2024 target of approximately 10% for the fiscal year ending March 2027. It was down 0.13 percentage points from 10.42% at the end of the previous fiscal year.
  6. FY2024ReframedAnnual report

    「Consolidated capital adequacy ratio (soundness) (Note 3) Approximately 10%」

    Under Medium-Term Management Plan 2024, the framework was updated to target a consolidated capital adequacy ratio of approximately 10% for the fiscal year ending March 2027, based on full implementation of the finalized Basel III standards. The consolidated capital adequacy ratio was 10.42% at the end of March 2024.
  7. FY2023-Q2Decline in standalone capital adequacy ratioAnnual report

    「Standalone capital adequacy ratio (domestic standards) (Unit: ¥100 million, %) 30 September 2022 1 Capital adequacy ratio (2/3) 9.79」

    The standalone capital adequacy ratio was 9.79% as of 30 September 2022, down from 10.01% at the end of the previous fiscal year and 10.08% in the previous interim period.
  8. FY2022-Q2Improvement in standalone capital adequacy ratioAnnual report

    「Standalone capital adequacy ratio (domestic standards) (Unit: ¥100 million, %) 30 September 2021 1 Capital adequacy ratio (2/3) 10.07」

    The standalone capital adequacy ratio improved from 10.01% at the end of March 2021 to 10.07%. Although this was at the same level as the target under the previous medium-term management plan, it is not treated as achievement of the annual target.
  9. FY2021Annual targets not achievedAnnual report

    「Capital adequacy ratio (soundness) 10.07% 10.01%」

    Actual standalone capital adequacy ratio was 10.01% versus the target of 10.07% for the fiscal year ending March 2021 under Medium-Term Management Plan 2019, falling short of the target.
  10. FY2021-Q2AdvancedAnnual report

    「Standalone capital adequacy ratio (domestic standards) (Unit: ¥100 million, %) 30 September 2020 1 Capital adequacy ratio (2/3) 10.08」

    The standalone capital adequacy ratio was 10.08% as of 30 September 2020, above the target of 10.07% for the fiscal year ending March 2021 under Medium-Term Management Plan 2019 at the interim point. This is not treated as completion of the annual target.
  11. FY2020Annual targets not achievedAnnual report

    「Capital adequacy ratio (soundness) 10.05% 10.01% 10.07%」

    Actual capital adequacy ratio was 10.01% versus the target of 10.05% for the fiscal year ending March 2020, falling short of the annual target. The target for the fiscal year ending March 2021 is stated as 10.07%.
  12. FY2020-Q2Below the new plan target at the interim pointAnnual report

    「Standalone capital adequacy ratio (domestic standards) (Unit: ¥100 million, %) 30 September 2019 1 Capital adequacy ratio (2/3) 9.93」

    The standalone capital adequacy ratio was 9.93% as of 30 September 2019, below the target of 10.05% for the fiscal year ending March 2020 under Medium-Term Management Plan 2019 at the interim point.
  13. FY2019SoftenedAnnual report

    「Capital adequacy ratio (soundness) 10.05% 10.07%」

    After actual capital adequacy ratio of 9.97% fell short of the 10.30% target for fiscal 2018, the target levels were reset under Medium-Term Management Plan 2019 to 10.05% for the fiscal year ending March 2020 and 10.07% for the fiscal year ending March 2021.
  14. FY2019-Q2Below target at the interim pointAnnual report

    「Standalone capital adequacy ratio (domestic standards) (Unit: ¥100 million, %) 30 September 2018 1 Capital adequacy ratio (2/3) 10.21」

    The standalone capital adequacy ratio was 10.21% as of 30 September 2018, below the existing target of 10.26% for the fiscal year ending March 2018 at the interim point.
  15. FY2018Target not achievedAnnual report

    「Among the management metrics in Medium-Term Management Plan 2016, the standalone capital adequacy ratio under the soundness category was 10.11%, below the target of 10.26% for the second year of the plan.」

    Standalone capital adequacy ratio for the fiscal year ending March 2018 was 10.11%, below the target of 10.26%.
  16. FY2017AchievedAnnual report

    「Capital adequacy ratio (soundness) 10.25% 10.34% 10.26%」

    Actual capital adequacy ratio was 10.34% versus the target of 10.25% for the fiscal year ending March 2017, achieving the target. The target for the following fiscal year ending March 2018 is stated as 10.26%.
  17. FY2017-Q2AdvancedAnnual report

    「Standalone capital adequacy ratio (domestic standards) (Unit: ¥100 million, %) 30 September 2016 1. Capital adequacy ratio (2/3) 10.36」

    The standalone capital adequacy ratio as of 30 September 2016 was stated as 10.36%, versus the target of 10.25% for the fiscal year ending March 2017.
  18. FY2016First statedAnnual report

    「Fiscal year ending March 2017 Target Capital adequacy ratio (soundness) 10.25%」

    This was set as a soundness metric under Medium-Term Management Plan 2016.
Moved together

"¥5 billion consolidated net income target" moved the same way as this thread, in the same document, in 4 of its 19 moves.

443332★123456
  1. ★This thread
  2. 1¥5 billion consolidated net income target4×
  3. 2Decline in Capital Adequacy Ratio and Regulatory Risk4×
  4. 3Long-Term Customer Relationships and Support for Core Businesses3×
  5. 4OHR target of 78.8%3×
  6. 5Plan to continue the ¥7 annual dividend3×
  7. 6Grant of Stock Options to Directors and Executive Officers2×

★ is this thread; numbers match the list above. The number on a line is how many documents both moved the same way in; lines between the other threads count the documents they moved together in too. Threads that move together often sit closer.

When this could move next
The Oita Bank's next results are scheduled for 2026-11-09. Read the earnings preview It last moved in the General Meetings of Shareholders of 2026-05-29: "Softened".
News
No news is linked to this thread yet. When an article touches it, it will appear here by date.