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Revision of earnings forecasts8386The Hyakujushi Bank,Ltd.Banks

Notice Regarding Revisions to Earnings Forecasts and Dividend Forecasts

For the cumulative second quarter and full year of the fiscal year ending March 2027, forecasts for ordinary revenue and each profit figure were revised upward on both a consolidated and non-consolidated basis. For the full-year consolidated forecast, ordinary revenue was changed from ¥116.5 billion to ¥139.0 billion, net income attributable to owners of the parent from ¥21.0 billion to ¥25.0 billion, and the annual dividend forecast from ¥70 to ¥90.

Worth reading
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Improvement
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Scale
19
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Wording
Conditional
How definitive the wording is.

Revised forecast

Fiscal year ending March 2027 · Six months and full yearPrevious forecast published 12 May 2026
Net SalesConsolidated—→—Millions of yen (the filing item is ordinary revenue)
—
Net SalesIndividual—→—Millions of yen (the filing item is ordinary revenue)
—
Ordinary incomeConsolidated—→—Millions of yen
—
Ordinary incomeIndividual—→—Millions of yen
—
Profit attributable to owners of the parentConsolidated—→—million (for the cumulative second quarter, interim net income; for the non-consolidated figures, net income)
—
Profit attributable to owners of the parentIndividual—→—million (for the cumulative second quarter, interim net income; for the non-consolidated figures, net income)
—
Net income per shareConsolidated—→—yen
—
Net income per shareIndividual—→—yen
—

The bar length represents the relative magnitude of change, based on the item that changed the most in this document.

Reason for the revision

The consolidated forecast was revised mainly due to the revision of the non-consolidated earnings forecast. The non-consolidated forecast was revised because net interest income, including interest on loans, and gains on sales of shares and other securities are expected to exceed the initial forecasts. The dividend was increased based on the earnings forecast revision and the shareholder return policy of providing stable profit returns and maintaining a payout ratio of 40% or more during the plan period.

Previous-period resultsConsolidated Second-quarter results Ordinary revenue 49,367 / Ordinary income 13,555 / Interim net income attributable to owners of the parent 8,944 / Interim net income per share 78.64 / Full-year results Ordinary revenue 108,556 / Ordinary income 29,135 / Profit attributable to owners of the parent 18,857 / Net income per share 166.07 / Individual Second-quarter results Ordinary revenue 45,030 / Ordinary income 12,872 / Interim net income 8,556 / Interim net income per share 75.23 / Full-year results Ordinary revenue 99,591 / Ordinary income 27,687 / Net income for the current fiscal year 18,008 / Net income per share 158.59
Dividend forecast revisionThe second-quarter-end dividend was changed from ¥35 to ¥45, the year-end dividend from ¥35 to ¥45, and the annual dividend was revised from ¥70 to ¥90.
Consolidated / non-consolidatedConsolidated / non-consolidated (standalone)
Revised forecast
ItemDetails
Net SalesConsolidated Cumulative second-quarter results 59,500 / Full year 116,500 / Individual Cumulative second-quarter results 54,500 / Full year 106,700 → Consolidated Cumulative second-quarter results 76,400 / Full year 139,000 / Individual Cumulative second-quarter results 71,800 / Full year 129,000(Consolidated Cumulative second-quarter results 28.4 / Full year 19.3 / Individual Cumulative second-quarter results 31.7 / Full year 20.9)
Ordinary incomeConsolidated Cumulative second-quarter results 16,500 / Full year 33,000 / Individual Cumulative second-quarter results 15,700 / Full year 31,200 → Consolidated Cumulative second-quarter results 19,700 / Full year 39,000 / Individual Cumulative second-quarter results 18,600 / Full year 37,000(Consolidated Cumulative second-quarter results 19.4 / Full year 18.2 / Individual Cumulative second-quarter results 18.5 / Full year 18.6)
Profit attributable to owners of the parentConsolidated Cumulative second-quarter results 11,000 / Full year 21,000 / Individual Cumulative second-quarter results 10,500 / Full year 20,000 → Consolidated Cumulative second-quarter results 13,000 / Full year 25,000 / Individual Cumulative second-quarter results 12,300 / Full year 24,000(Consolidated Cumulative second-quarter results 18.2 / Full year 19 / Individual Cumulative second-quarter results 17.1 / Full year 20)
Net income per shareConsolidated Cumulative second-quarter results 97.27 / Full year 185.69 / Individual Cumulative second-quarter results 92.84 / Full year 176.85 → Consolidated Cumulative second-quarter results 114.91 / Full year 220.9 / Individual Cumulative second-quarter results 108.73 / Full year 212.07
Fiscal Period CoveredFiscal year ending March 2027
Period CoveredSix months and full year
Publication date of previous forecast12 May 2026
Previous-period resultsConsolidated Second-quarter results Ordinary revenue 49,367 / Ordinary income 13,555 / Interim net income attributable to owners of the parent 8,944 / Interim net income per share 78.64 / Full-year results Ordinary revenue 108,556 / Ordinary income 29,135 / Profit attributable to owners of the parent 18,857 / Net income per share 166.07 / Individual Second-quarter results Ordinary revenue 45,030 / Ordinary income 12,872 / Interim net income 8,556 / Interim net income per share 75.23 / Full-year results Ordinary revenue 99,591 / Ordinary income 27,687 / Net income for the current fiscal year 18,008 / Net income per share 158.59
Reason for the revisionThe consolidated forecast was revised mainly due to the revision of the non-consolidated earnings forecast. The non-consolidated forecast was revised because net interest income, including interest on loans, and gains on sales of shares and other securities are expected to exceed the initial forecasts. The dividend was increased based on the earnings forecast revision and the shareholder return policy of providing stable profit returns and maintaining a payout ratio of 40% or more during the plan period.
Dividend forecast revisionThe second-quarter-end dividend was changed from ¥35 to ¥45, the year-end dividend from ¥35 to ¥45, and the annual dividend was revised from ¥70 to ¥90.
Consolidated / non-consolidatedConsolidated / non-consolidated (standalone)
Items this document does not state (2)
Operating profitDetails and amount of extraordinary loss

These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.

The reasons the company gives

The company's own explanation, not something inferred from the numbers.

The consolidated earnings forecast was revised mainly due to the revision of the non-consolidated earnings forecast. On a non-consolidated basis, the earnings forecast was revised upward because net interest income, including interest on loans, and gains on sales of shares and other securities are expected to exceed the initial forecasts. The dividend was increased based on the shareholder return policy of providing stable profit returns and maintaining a payout ratio of 40% or more, as well as the revision to the earnings forecast.

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Notice Regarding Revisions to Earnings Forecasts and Dividend Forecasts | The Hyakujushi Bank,Ltd. (8386) timely disclosure | Komori