Risk of Decline in Capital Adequacy Ratio
First written in FY2016. 11 of 19 entries say "Mitigated", first in FY2018-Q2. Latest entry: FY2026.
The Kiyo Bank moved to the "Worse" side of this theme in 2024, 6 years after the typical company in this theme (2018).
The whole theme swung hardest in 2018: 15 of 37 companies on the "Worse" side.
23 other companies' latest entry also says "Mitigated".
- FY2026MitigatedAnnual report
「The consolidated capital adequacy ratio under domestic standards rose 0.21 percentage points from the end of the previous consolidated fiscal year to 12.26%, as capital increased by ¥12.1 billion and risk-weighted assets and other amounts increased by ¥67.4 billion.」
Due to the increase in capital, the consolidated capital adequacy ratio rose from 12.05% to 12.26%. - FY2026-H1WorsenedAnnual report
「As of the end of the interim consolidated fiscal period, the consolidated capital adequacy ratio under domestic standards fell 0.10 percentage points from the end of the previous consolidated fiscal year to 11.95%, due to an increase in risk-weighted assets and other amounts.」
Due to the increase in risk-weighted assets and other amounts, the consolidated capital adequacy ratio fell from 12.05% at the end of the previous fiscal year to 11.95%. - FY2025WorsenedAnnual report
「The consolidated capital adequacy ratio under domestic standards fell 0.72 percentage points from the end of the previous consolidated fiscal year to 12.05%, as capital increased by ¥2.9 billion and risk-weighted assets and other amounts increased by ¥130.4 billion.」
Although capital increased, the consolidated capital adequacy ratio fell from 12.77% to 12.05% due to the increase in risk-weighted assets and other amounts. - FY2025-H1WorsenedAnnual report
「As of the end of the interim consolidated fiscal period, the consolidated capital adequacy ratio under domestic standards fell 0.52 percentage points from the end of the previous consolidated fiscal year to 12.25%, due to an increase in risk-weighted assets and other amounts.」
Due to the increase in risk-weighted assets and other amounts, the consolidated capital adequacy ratio fell from 12.77% at the end of the previous fiscal year to 12.25%. - FY2024-Q2WorsenedAnnual report
「As of the end of the second quarter, the consolidated capital adequacy ratio under domestic standards fell 0.04 percentage points from the end of the previous consolidated fiscal year to 12.99%, due to an increase in risk-weighted assets and other amounts.」
Due to the increase in risk-weighted assets and other amounts, the consolidated capital adequacy ratio fell 0.04 percentage points from 13.06% at the end of the previous fiscal year to 12.99%. - FY2023MitigatedAnnual report
「1. Consolidated capital adequacy ratio (2/3) 10.82 13.06 3. Risk-weighted assets and other amounts 20,104 16,620」
Due to the decrease in risk-weighted assets and other amounts, the figure with respect to the risk of a decline in the consolidated capital adequacy ratio improved. - FY2023-Q2MitigatedAnnual report
「As of the end of the second quarter, the consolidated capital adequacy ratio under domestic standards rose 0.25 percentage points from the end of the previous consolidated fiscal year to 11.07%, mainly because capital increased and risk-weighted assets and other amounts decreased.」
Due to the increase in capital and decrease in risk-weighted assets and other amounts, the figure with respect to the risk of a decline in the consolidated capital adequacy ratio improved from 10.82% to 11.07%. - FY2022MitigatedAnnual report
「The consolidated capital adequacy ratio under domestic standards rose 0.42 percentage points from the end of the previous consolidated fiscal year to 10.82%, as capital increased by ¥11.0 billion and risk-weighted assets and other amounts increased by ¥25.1 billion from the end of the previous consolidated fiscal year.」
Due mainly to the increase in capital, the consolidated capital adequacy ratio rose, improving the figure with respect to the risk of a decline in the capital adequacy ratio. - FY2022-Q2MitigatedAnnual report
「As of the end of the second quarter, the consolidated capital adequacy ratio under domestic standards was 10.66%, up 0.26 percentage points from the end of the previous consolidated fiscal year, mainly because capital increased due to the steady recognition of interim net income attributable to owners of the parent.」
Due mainly to the increase in capital, the consolidated capital adequacy ratio rose from the end of the previous fiscal year, improving the figure with respect to the risk of a decline in the capital adequacy ratio. - FY2021MitigatedAnnual report
「The consolidated capital adequacy ratio under domestic standards rose 0.44 percentage points from the end of the previous consolidated fiscal year to 10.40%, as capital increased by ¥4.7 billion and risk-weighted assets and other amounts decreased by ¥39.5 billion.」
Due to the increase in capital and decrease in risk-weighted assets, the consolidated capital adequacy ratio rose from 9.96% to 10.40%. - FY2021-Q2MitigatedAnnual report
「As of the end of the second quarter, the consolidated capital adequacy ratio under domestic standards was 11.03%, up 1.07 percentage points from the end of the previous consolidated fiscal year, mainly because the amount of credit risk-weighted assets related to securities decreased.」
Due mainly to a decrease in credit risk-weighted assets related to securities, the consolidated capital adequacy ratio rose from 9.96% at the end of the previous fiscal year to 11.03%. - FY2020-Q2MitigatedAnnual report
「As of the end of the second quarter, the consolidated capital adequacy ratio under domestic standards was 10.41%, up 1.09 percentage points from the end of the previous consolidated fiscal year. This reflected a ¥400 million increase in capital, mainly due to the steady recognition of interim net income attributable to owners of the parent, and a ¥223.9 billion decrease in risk-weighted assets and other amounts, mainly due to changes in credit risk measurement methods.」
Due to the increase in capital and decrease in risk-weighted assets, the consolidated capital adequacy ratio rose from 9.32% to 10.41%. - FY2019WorsenedAnnual report
「The consolidated capital adequacy ratio under domestic standards fell 0.39 percentage points from the end of the previous consolidated fiscal year to 9.32%, as capital decreased by ¥5.3 billion due to the redemption of subordinated bonds and other factors, while risk-weighted assets and other amounts increased by ¥32.3 billion due to an increase in loans and other factors.」
Due to the decrease in capital and increase in risk-weighted assets, the consolidated capital adequacy ratio fell from 9.71% to 9.32%. - FY2019-Q2MitigatedAnnual report
「At the end of the second quarter of the fiscal year, the consolidated capital adequacy ratio under domestic standards was 10.16%, up 0.45 percentage points from the end of the previous fiscal year. This was because total capital increased by ¥5.9 billion, mainly as a result of the steady recognition of interim net income attributable to owners of the parent, while the amount of risk-weighted assets and other items decreased by ¥36.4 billion, mainly because of a decrease in securities.」
The consolidated capital adequacy ratio rose from 9.71% at the end of the previous fiscal year to 10.16%, improving the latest figure with respect to the risk of a decline in the capital adequacy ratio. - FY2018MitigatedAnnual report
「The consolidated capital adequacy ratio under domestic standards rose 0.01 percentage points from the end of the previous consolidated fiscal year to 9.71%, as capital increased by ¥6.9 billion, mainly due to the steady recognition of net income attributable to owners of the parent, while risk-weighted assets and other amounts increased by ¥69.7 billion due to an increase in loans and other factors.」
The consolidated capital adequacy ratio rose from 9.70% to 9.71%, with the latest figure recovering from the risk of a decline in the capital adequacy ratio. - FY2018-Q2MitigatedAnnual report
「The consolidated capital ratio under domestic standards at the end of the second quarter was 9.93%, up 0.23 percentage points from the end of the previous consolidated fiscal year. Although risk-weighted assets and other items increased by ¥25.6 billion, capital increased by ¥7.2 billion due partly to the steady recording of interim net income attributable to owners of the parent.」
Due mainly to a ¥7.2 billion increase in capital, the consolidated capital adequacy ratio rose from 9.70% at the end of the previous fiscal year to 9.93%, recovering from its recent decline. - FY2017WorsenedAnnual report
「As capital decreased by ¥900 million from the end of the previous consolidated fiscal year and risk-weighted assets increased by ¥98.4 billion due to an increase in loans and other factors, the ratio fell 0.53 percentage points from the end of the previous consolidated fiscal year to 9.70%.」
Due to the decrease in capital and increase in risk-weighted assets, the consolidated capital adequacy ratio fell 0.53 percentage points from 10.23% to 9.70%. - FY2017-Q2WorsenedAnnual report
「The consolidated capital ratio under domestic standards at the end of the second quarter was 10.13%, down 0.10 percentage points from the end of the previous consolidated fiscal year. Although capital increased by ¥2.7 billion due partly to the steady recording of interim net income attributable to owners of the parent, risk-weighted assets increased by ¥48.0 billion.」
Although capital increased through the recognition of profit, risk-weighted assets increased by ¥48.0 billion, causing the consolidated capital adequacy ratio to fall 0.10 percentage points from the end of the previous fiscal year. - FY2016First statedAnnual report
「As of the end of March 2016, the Bank was well above each of these standards. However, if it were to fall below any of the standards, it would be subject to guidance or orders from the supervisory authorities.」
Financial accounting losses, an increase in loans, credit risk-taking in market investments, and regulatory changes are listed as factors that could reduce the ratio.