Komori
The Kiyo Bank (8370) · TargetAdvanced

Maintaining Capital Adequacy Ratios Above Domestic Standards

First written in FY2016. 10 of 19 entries say "Advanced", first in FY2019-Q2. Latest entry: FY2026.

19entries
11years
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How it moved
ProgressHeldSoftenedWorseRestatedFY2016 – FY2018-Q2AdvancedFY2019-Q2 – FY2023RestatedFY2024-Q2 – FY2026-H12016: 220162017: 220172018: 220182019: 220192020: 120202021: 220212022: 220222023: 220232024: 120242025: 220252026: 12026
Same theme, other companies
Maintenance of a Bank's Capital Adequacy Ratio under Domestic StandardsA theme 45 companies write about · 38 as a headwind · 13 as a tailwind

The whole theme swung hardest in 2017: 9 of 38 companies on the "Worse" side.

4 other companies' latest entry also says "Advanced".

Ridges = years it wrote progress, valleys = years it wrote worse. Most hopeful companies at the back. Drag to turn, scroll to zoom, right-drag to pan. On a phone, two fingers turn and pinch to zoom; one finger scrolls the page.
Showing 14 of the 45 companies compared. The sentences above are computed from all 45.
Full recordFilings, disclosures and news, newest first
  1. FY2026AdvancedAnnual report

    「The consolidated capital adequacy ratio under domestic standards was 12.26%, up 0.21 percentage points from the end of the previous consolidated fiscal year, as capital increased by ¥12.1 billion and risk-weighted assets and other amounts increased by ¥67.4 billion.」

    The consolidated capital adequacy ratio rose to 12.26%, maintaining a level above domestic standards.
  2. FY2026-H1RestatedAnnual report

    「As of the end of the interim consolidated fiscal period, the consolidated capital adequacy ratio under domestic standards fell 0.10 percentage points from the end of the previous consolidated fiscal year to 11.95%, due to an increase in risk-weighted assets and other amounts.」

    Although the consolidated capital adequacy ratio fell, it remained above domestic standards at 11.95%.
  3. FY2025RestatedAnnual report

    「As of the end of the consolidated fiscal year, the Bank was well above each of these standards.」

    With a consolidated capital adequacy ratio of 12.05% and a non-consolidated capital adequacy ratio of 11.24%, the Bank maintained levels above domestic standards.
  4. FY2025-H1RestatedAnnual report

    「As of the end of the interim consolidated fiscal period, the consolidated capital adequacy ratio under domestic standards fell 0.52 percentage points from the end of the previous consolidated fiscal year to 12.25%, due to an increase in risk-weighted assets and other amounts.」

    Although the consolidated capital adequacy ratio fell from the end of the previous fiscal year, it remains at 12.25%, above domestic standards.
  5. FY2024-Q2RestatedAnnual report

    「As of the end of the second quarter, the consolidated capital adequacy ratio under domestic standards fell 0.04 percentage points from the end of the previous consolidated fiscal year to 12.99%, due to an increase in risk-weighted assets and other amounts.」

    The consolidated capital adequacy ratio fell slightly from the end of the previous fiscal year to 12.99% but remains above domestic standards.
  6. FY2023AdvancedAnnual report

    「The consolidated capital adequacy ratio under domestic standards rose 2.24 percentage points from the end of the previous consolidated fiscal year to 13.06%, as capital decreased by ¥300 million and risk-weighted assets and other amounts decreased by ¥348.3 billion from the end of the previous consolidated fiscal year.」

    The consolidated capital adequacy ratio rose from 10.82% to 13.06%, widening its margin above domestic standards.
  7. FY2023-Q2AdvancedAnnual report

    「As of the end of the second quarter, the consolidated capital adequacy ratio under domestic standards rose 0.25 percentage points from the end of the previous consolidated fiscal year to 11.07%, mainly because capital increased and risk-weighted assets and other amounts decreased.」

    The consolidated capital adequacy ratio rose 0.25 percentage points from the end of the previous fiscal year to 11.07%, widening its margin above domestic standards.
  8. FY2022AdvancedAnnual report

    「The consolidated capital adequacy ratio under domestic standards rose 0.42 percentage points from the end of the previous consolidated fiscal year to 10.82%, as capital increased by ¥11.0 billion and risk-weighted assets and other amounts increased by ¥25.1 billion from the end of the previous consolidated fiscal year.」

    The consolidated capital adequacy ratio rose from 10.40% to 10.82%, maintaining a level above domestic standards.
  9. FY2022-Q2AdvancedAnnual report

    「As of the end of the second quarter, the consolidated capital adequacy ratio under domestic standards was 10.66%, up 0.26 percentage points from the end of the previous consolidated fiscal year, mainly because capital increased due to the steady recognition of interim net income attributable to owners of the parent.」

    The consolidated capital adequacy ratio rose 0.26 percentage points from the end of the previous fiscal year to 10.66%, maintaining a level above domestic standards.
  10. FY2021AdvancedAnnual report

    「Consolidated capital adequacy ratio 9% or higher 10.4%」

    Against the capital adequacy ratio target of 9% or higher under the Fifth Medium-Term Management Plan, the actual ratio for the fiscal year ended March 2021 was 10.4%.
  11. FY2021-Q2AdvancedAnnual report

    「As of the end of the second quarter, the consolidated capital adequacy ratio under domestic standards was 11.03%, up 1.07 percentage points from the end of the previous consolidated fiscal year, mainly because the amount of credit risk-weighted assets related to securities decreased.」

    The consolidated capital adequacy ratio was 11.03%, maintaining a level above domestic standards and rising 1.07 percentage points from the end of the previous fiscal year.
  12. FY2020-Q2AdvancedAnnual report

    「As of the end of the second quarter, the consolidated capital adequacy ratio under domestic standards was 10.41%, up 1.09 percentage points from the end of the previous consolidated fiscal year. This reflected a ¥400 million increase in capital, mainly due to the steady recognition of interim net income attributable to owners of the parent, and a ¥223.9 billion decrease in risk-weighted assets and other amounts, mainly due to changes in credit risk measurement methods.」

    The consolidated capital adequacy ratio rose from 9.32% at the end of the previous fiscal year to 10.41%, maintaining a level above domestic standards.
  13. FY2019AdvancedAnnual report

    「Consolidated capital adequacy ratio 9.3% 9% or higher」

    The consolidated capital adequacy ratio for the fiscal year ended March 2019 was 9.3%, exceeding the target level of 9% or higher for the fiscal year ending March 2021.
  14. FY2019-Q2AdvancedAnnual report

    「At the end of the second quarter of the fiscal year, the consolidated capital adequacy ratio under domestic standards was 10.16%, up 0.45 percentage points from the end of the previous fiscal year. This was because total capital increased by ¥5.9 billion, mainly as a result of the steady recognition of interim net income attributable to owners of the parent, while the amount of risk-weighted assets and other items decreased by ¥36.4 billion, mainly because of a decrease in securities.」

    The consolidated capital ratio above domestic standards increased to 10.16%.
  15. FY2018ReframedAnnual report

    「Soundness Capital ratio <consolidated> At least 9%」

    In addition to the existing policy of maintaining capital ratios above domestic standards, a consolidated capital ratio of at least 9% was set as a target metric for the fiscal year ending March 2021, the final year of the Fifth Medium-Term Management Plan.
  16. FY2018-Q2RestatedAnnual report

    「The consolidated capital ratio under domestic standards at the end of the second quarter was 9.93%, up 0.23 percentage points from the end of the previous consolidated fiscal year. Although risk-weighted assets and other items increased by ¥25.6 billion, capital increased by ¥7.2 billion due partly to the steady recording of interim net income attributable to owners of the parent.」

    The consolidated capital ratio under domestic standards rose 0.23 percentage points from the end of the previous fiscal year to 9.93%, and the policy regarding capital levels remains unchanged.
  17. FY2017RestatedAnnual report

    「As of the end of March 2017, the Bank was well above each of these standards.」

    The Bank reported a consolidated capital ratio of 9.70% and a non-consolidated capital ratio of 9.33%, reaffirming its policy of maintaining ratios above domestic standards.
  18. FY2017-Q2RestatedAnnual report

    「The consolidated capital ratio under domestic standards at the end of the second quarter was 10.13%, down 0.10 percentage points from the end of the previous consolidated fiscal year. Although capital increased by ¥2.7 billion due partly to the steady recording of interim net income attributable to owners of the parent, risk-weighted assets increased by ¥48.0 billion.」

    The consolidated capital ratio was 10.13% and the non-consolidated capital ratio was 9.76%, maintaining capital levels based on domestic standards.
  19. FY2016First statedAnnual report

    「The Bank must maintain its consolidated and non-consolidated capital ratios at or above the domestic standards stipulated in the “Criteria for Determining Whether a Bank’s Capital Adequacy Is Appropriate in Light of Its Assets and Other Holdings,” as prescribed under Article 14-2 of the Banking Act.」

    As of the end of March 2016, the consolidated capital ratio was 10.23% and the non-consolidated ratio was 9.87%; the text states that both were well above the respective standards.
Moved together

"Strengthening lending and earnings through relationship-banking-based sales" moved the same way as this thread, in the same document, in 11 of its 19 moves.

1199987★123456
  1. ★This thread
  2. 1Strengthening lending and earnings through relationship-banking-based sales11×
  3. 2Growth in Outstanding Loans and Deposits9×
  4. 3Risk of Decline in Capital Adequacy Ratio9×
  5. 4Capital Policy Through Flexible Share Repurchases9×
  6. 5Early achievement of ¥4 trillion in deposits8×
  7. 6Increase in net fees and commissions7×

★ is this thread; numbers match the list above. The number on a line is how many documents both moved the same way in; lines between the other threads count the documents they moved together in too. Threads that move together often sit closer.

When this could move next
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