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The Kiyo Bank (8370) · RiskWorsened

Credit Exposure Relating to Undrawn Loan Balances

First written in FY2017-Q2. 15 of 18 entries say "Worsened", first in FY2017. Latest entry: FY2026.

18entries
11years
0from disclosures
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How it moved
ProgressHeldSoftenedWorseWorsenedFY2017 – FY2019-Q2WorsenedFY2020-Q2 – FY2023-Q2WorsenedFY2024-Q2 – FY20262016: 12017: 220172018: 220182019: 220192020: 120202021: 220212022: 220222023: 220232024: 120242025: 220252026: 12026
Same theme, other companies
Undrawn Balances of Loan Commitments and Funding Provision ExposureA theme 20 companies write about · 19 as a headwind · 0 as a tailwind

The Kiyo Bank moved to the "Worse" side of this theme in 2017, 7 years before the typical company in this theme (2024).

The whole theme swung hardest in 2017: 4 of 10 companies on the "Worse" side.

7 other companies' latest entry also says "Worsened".

Ridges = years it wrote progress, valleys = years it wrote worse. Most hopeful companies at the back. Drag to turn, scroll to zoom, right-drag to pan. On a phone, two fingers turn and pinch to zoom; one finger scrolls the page.
Showing 14 of the 20 companies compared. The sentences above are computed from all 20.
Full recordFilings, disclosures and news, newest first
  1. FY2026WorsenedAnnual report

    「Undrawn loan balance ¥508,595 million ¥559,575 million」

    The undrawn loan balance increased from ¥508,595 million to ¥559,575 million, expanding exposure related to available credit capacity.
  2. FY2026-H1WorsenedAnnual report

    「Undrawn loan balance ¥508,595 million ¥640,657 million」

    The undrawn loan balance increased from ¥508,595 million at the end of the previous fiscal year to ¥640,657 million, expanding exposure related to available credit capacity.
  3. FY2025WorsenedAnnual report

    「The undrawn loan balance increased from ¥487,583 million at the end of the previous consolidated fiscal year to ¥508,595 million.」

    The undrawn loan balance increased from ¥487,583 million to ¥508,595 million.
  4. FY2025-H1WorsenedAnnual report

    「Undrawn loan balance ¥487,583 million ¥580,414 million」

    The undrawn loan balance increased from ¥487,583 million at the end of the previous fiscal year to ¥580,414 million, expanding exposure related to available credit capacity.
  5. FY2024-Q2WorsenedAnnual report

    「Undrawn loan balance ¥453,568 million ¥548,306 million」

    The undrawn loan balance increased from ¥453,568 million at the end of the previous fiscal year to ¥548,306 million, expanding exposure related to available credit capacity.
  6. FY2023MitigatedAnnual report

    「Undrawn loan balance ¥463,969 million ¥453,568 million」

    The undrawn loan balance decreased from ¥463,969 million to ¥453,568 million, reducing exposure related to available credit capacity.
  7. FY2023-Q2WorsenedAnnual report

    「Undrawn loan balance ¥463,969 million ¥557,793 million」

    The undrawn loan balance increased from ¥463,969 million at the end of the previous fiscal year to ¥557,793 million, expanding exposure related to available credit capacity.
  8. FY2022WorsenedAnnual report

    「Undrawn loan balance ¥451,701 million ¥463,969 million」

    The undrawn loan balance increased from ¥451,701 million at the end of the previous fiscal year to ¥463,969 million, expanding exposure related to available credit capacity.
  9. FY2022-Q2WorsenedAnnual report

    「Undrawn loan balance ¥451,701 million ¥536,560 million」

    The undrawn loan balance increased from ¥451,701 million at the end of the previous fiscal year to ¥536,560 million, expanding exposure related to available credit capacity.
  10. FY2021WorsenedAnnual report

    「Undrawn loan balance ¥408,842 million ¥451,701 million」

    The undrawn loan balance increased from ¥408,842 million at the end of the previous fiscal year to ¥451,701 million, expanding exposure related to available credit capacity.
  11. FY2021-Q2WorsenedAnnual report

    「Undrawn loan balance ¥408,842 million ¥520,751 million」

    The undrawn loan balance increased from ¥408,842 million at the end of the previous fiscal year to ¥520,751 million, expanding exposure related to available credit capacity.
  12. FY2020-Q2WorsenedAnnual report

    「Undrawn loan balance ¥387,650 million ¥474,864 million」

    The undrawn loan balance increased from ¥387,650 million at the end of the previous fiscal year to ¥474,864 million, expanding exposure related to available credit capacity.
  13. FY2019MitigatedAnnual report

    「Undrawn loan balance ¥445,330 million ¥387,650 million」

    The undrawn loan balance decreased from ¥445,330 million at the end of the previous fiscal year to ¥387,650 million, reducing exposure related to available credit capacity.
  14. FY2019-Q2WorsenedAnnual report

    「Undrawn loan balance ¥445,330 million ¥460,123 million」

    The undrawn loan balance increased from ¥445,330 million at the end of the previous fiscal year to ¥460,123 million, expanding exposure related to available credit capacity.
  15. FY2018WorsenedAnnual report

    「Undrawn loan balance ¥421,635 million ¥445,330 million」

    The undrawn loan balance increased from ¥421,635 million to ¥445,330 million, expanding exposure related to available credit capacity.
  16. FY2018-Q2WorsenedAnnual report

    「Undrawn loan commitments: ¥437,103 million; ¥401,599 million」

    The undrawn loan balance increased from ¥421,635 million at the end of March 2017 to ¥437,103 million, expanding exposure related to available credit capacity.
  17. FY2017WorsenedAnnual report

    「The undrawn loan commitments under overdraft agreements and commitment line agreements for loans are as follows.」

    Undrawn loan commitments increased from ¥364,163 million at the end of March 2016 to ¥421,635 million, expanding exposure related to available credit.
  18. FY2017-Q2First statedAnnual report

    「Undrawn loan commitments: ¥384,498 million; of which, commitments with an original contractual term of 1 year or less or that may be unconditionally cancelled at any time: ¥360,478 million」

    Undrawn loan commitments under overdraft agreements and commitment line agreements were disclosed, indicating the credit available to meet customers' loan applications.
Moved together

"Risks Related to Changes in Accounting Standards, Deferred Tax Assets, and Retirement Benefits" moved the same way as this thread, in the same document, in 10 of its 18 moves.

1076665★123456
  1. ★This thread
  2. 1Risks Related to Changes in Accounting Standards, Deferred Tax Assets, and Retirement Benefits10×
  3. 2Domestic and Overseas Bonds: Interest Rate and Credit Risk7×
  4. 3Price Fluctuation Risk of Shares and Investment Trusts6×
  5. 4Risk of Decline in Capital Adequacy Ratio6×
  6. 5Guarantee obligations for privately placed bonds6×
  7. 6Increase and Deterioration of Non-Performing Loans and Credit Losses5×

★ is this thread; numbers match the list above. The number on a line is how many documents both moved the same way in; lines between the other threads count the documents they moved together in too. Threads that move together often sit closer.

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No upcoming earnings preview for The Kiyo Bank yet.
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Credit Exposure Relating to Undrawn Loan Balances | The Kiyo Bank,Ltd. (8370) | Komori