Interest Rate Risk Across Total Assets and Liabilities
First written in FY2016. 5 of 10 entries say "Mitigated", first in FY2018. Latest entry: FY2026.
The Kiyo Bank moved to the "Worse" side of this theme in 2019, 3 years before the typical company in this theme (2022).
The whole theme swung hardest in 2026: 8 of 35 companies on the "Worse" side.
1 other company's latest entry also says "Mitigated".
- FY2026MitigatedAnnual report
「At the end of the fiscal year, interest-rate risk was ¥15,559 million, compared with ¥16,864 million at the end of the previous fiscal year, while price fluctuation risk was ¥13,989 million, compared with ¥17,097 million.」
Interest-rate risk VaR decreased from ¥16,864 million to ¥15,559 million, reducing the amount of interest-rate risk across total assets and liabilities. - FY2025MitigatedAnnual report
「At the end of the fiscal year, interest-rate risk was ¥16,864 million, compared with ¥20,255 million at the end of the previous fiscal year, while price fluctuation risk was ¥17,097 million, compared with ¥8,866 million.」
Interest-rate risk VaR across total assets and liabilities decreased from ¥20,255 million to ¥16,864 million. - FY2023MitigatedAnnual report
「At the end of the fiscal year, interest-rate risk was ¥11,187 million, compared with ¥12,348 million at the end of the previous fiscal year, while price fluctuation risk was ¥13,992 million, compared with ¥12,946 million.」
Interest-rate risk VaR decreased from ¥12,348 million to ¥11,187 million. Meanwhile, price fluctuation risk VaR increased. - FY2022WorsenedAnnual report
「At the end of the fiscal year, interest-rate risk was ¥12,348 million, compared with ¥11,038 million at the end of the previous fiscal year, while price fluctuation risk was ¥12,946 million, compared with ¥18,714 million.」
Interest-rate risk VaR increased from ¥11,038 million at the end of the previous fiscal year to ¥12,348 million, indicating a numerical increase in interest-rate risk across total assets and liabilities. - FY2019WorsenedAnnual report
「At the end of the fiscal year, interest-rate risk was ¥11,039 million, compared with ¥8,474 million at the end of the previous fiscal year, while price fluctuation risk was ¥9,219 million, compared with ¥13,841 million.」
Interest-rate risk VaR increased from ¥8,474 million to ¥11,039 million, indicating a numerical increase in interest-rate risk across total assets and liabilities. - FY2019-Q2MitigatedAnnual report
「At the end of the second quarter of the fiscal year, the consolidated capital adequacy ratio under domestic standards was 10.16%, up 0.45 percentage points from the end of the previous fiscal year. This was because total capital increased by ¥5.9 billion, mainly as a result of the steady recognition of interim net income attributable to owners of the parent, while the amount of risk-weighted assets and other items decreased by ¥36.4 billion, mainly because of a decrease in securities.」
The consolidated capital adequacy ratio increased from 9.71% to 10.16% as capital increased and risk-weighted assets decreased. - FY2018MitigatedAnnual report
「At the end of the fiscal year, interest-rate risk was ¥8,474 million, compared with ¥10,438 million at the end of the previous fiscal year, while price fluctuation risk was ¥13,841 million, compared with ¥20,224 million.」
Interest-rate risk VaR decreased from ¥10,438 million to ¥8,474 million. - FY2018-Q2RestatedAnnual report
「During the cumulative second quarter under review, there were no significant changes in the matters described in this quarterly report regarding the business and accounting conditions that could materially affect investors’ decisions, or in the “Business and Other Risks” described in the securities report for the previous fiscal year.」
It was stated that there had been no significant changes in business and other risks. - FY2017WorsenedAnnual report
「At the end of the fiscal year, interest-rate risk was ¥10,438 million, compared with ¥2,922 million at the end of the previous fiscal year, while price fluctuation risk was ¥20,224 million, compared with ¥27,758 million.」
Interest-rate risk VaR increased from ¥2,922 million at the end of the previous fiscal year to ¥10,438 million, indicating a numerical increase in interest-rate risk across total assets and liabilities. - FY2016First statedAnnual report
「The bank manages changes in periodic profit and loss arising from differences in the interest-rate repricing dates of financial assets and financial liabilities. However, unexpected interest-rate movements could adversely affect the bank's results.」
Interest-rate risk VaR was ¥2,922 million at the end of March 2016.