Productivity Improvement and Low-Cost Operations
First written in FY2017. 5 of 7 entries say "Reframed", first in FY2018. Latest entry: FY2026.
The Shimizu Bank moved to the "Worse" side of this theme in 2018, 4 years before the typical company in this theme (2022).
The whole theme swung hardest in 2025: 18 of 109 companies on the "Worse" side.
8 other companies' latest entry also says "Reframed".
- FY2026ReframedAnnual report
「We will improve operational efficiency and productivity through the use of DX and AI, and invest the management resources secured as a result primarily in achieving a sustainable society and further promoting regional co-creation, thereby building a robust management foundation for sustainable growth together with our communities.」
The measures for productivity enhancement and low-cost operations were reorganised from the previous focus on DX and alliances to include the use of AI and the focused investment of secured management resources in regional co-creation and sustainability. - FY2025RestatedAnnual report
「We will accelerate efforts to improve operational efficiency through DX and advance our alliance strategy, further strengthen the management foundation that the Bank has built over many years, and enhance corporate value by developing businesses that contribute to the sustainable development of the region’s environment, society and economy.」
The Bank continued to present measures to strengthen its management foundation and corporate value through operational efficiency improvements using DX and its alliance strategy. - FY2023ReframedAnnual report
「We will accelerate efforts to improve operational efficiency through DX and advance our alliance strategy, further strengthen the management foundation that the Bank has built over many years, and enhance corporate value by developing businesses that contribute to the sustainable development of the region’s environment, society and economy.」
The measures for productivity enhancement and low-cost operations were restructured as the practice of sustainability-oriented management through more efficient operations using DX and an accelerated alliance strategy. - FY2020ReframedAnnual report
「By expanding cooperation with external organisations through our alliance strategy and practising low-cost operations, we will improve customer convenience and enhance management efficiency.」
The explanation shifted to combining expanded alliances with external organisations and measures for productivity enhancement and low-cost operations in order to improve customer convenience and management efficiency simultaneously. - FY2019ReframedAnnual report
「In addition to the measures previously focused on enhancing financial intermediation, we will introduce new products, expand external partnerships and advance management-efficiency measures to strengthen earnings.」
In addition to the previous focus on productivity enhancement and cost management, the Bank identified new products, external partnerships and management-efficiency measures as means of strengthening earnings. - FY2018ReframedAnnual report
「Through thorough operational reforms, we will create more time for customer-facing activities, accurately identify customers’ needs and provide genuinely useful products and services, thereby achieving sustainable growth together with our communities.」
In addition to enhancing productivity through operational reviews and expense reductions, the Bank outlined a policy of creating more time for customer-facing activities through operational reforms. - FY2017First statedAnnual report
「Second, under “Enhancing productivity,” we will review and improve our operations without being constrained by conventional practices, strengthen our cost-management capabilities through measures such as reducing expenses, achieve both proactive investment and low-cost operations, and improve productivity across the organisation.」
The plan identifies as a pillar measures to achieve both investment and low-cost operations through operational reviews and improvements, expense reductions and cost management.