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The Shimizu Bank (8364) · PolicyThe cost-efficiency-focused funding policy reappeared

Financing with a focus on profitability

First written in FY2017-Q1. 5 of 15 entries say "Restated". Latest entry: FY2026-H1.

15entries
10years
0from disclosures
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How it moved
ProgressHeldSoftenedWorseDroppedFY2018-Q1 – FY2026-H12016: 220162017: 420172018: 120182019: 020192020: 320202021: 020212022: 120222023: 220232024: 020242025: 22025
Same theme, other companies
Sound Financing Considering Capital Efficiency and the Cost of CapitalA theme 3 companies write about · 0 as a headwind · 3 as a tailwind

1 other company's latest entry also says "Other".

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Full recordFilings, disclosures and news, newest first
  1. FY2026-H1The cost-efficiency-focused funding policy reappearedAnnual report

    「As a result of funding focused on cost efficiency」

    The wording “funding focused on cost efficiency,” which was not explicitly stated in the previous annual report, has appeared again in the explanation of deposits for the current interim period.
  2. FY2025DroppedAnnual report

    「Deposits increased by ¥53.0 billion from the end of the previous fiscal year to ¥1.5950 trillion, reflecting efforts to expand the locally focused sales network.」

    The explanation of deposits in the annual report does not include the wording “funding focused on cost efficiency,” which appeared in some previous filings.
  3. FY2024-Q2The cost-efficiency-focused funding policy reappearedAnnual report

    「As a result of funding focused on cost efficiency」

    The wording “funding focused on cost efficiency,” which was not explicitly stated in the previous filing, has appeared again in the explanation of deposits for the current second quarter.
  4. FY2023-Q3DroppedAnnual report

    「Deposits increased by ¥42.8 billion from the end of the previous fiscal year to ¥1.5585 trillion, reflecting efforts to expand the locally focused sales network.」

    The wording “funding focused on cost efficiency,” which appeared in the explanation of deposits for the previous second quarter, does not appear in the explanation for the current third quarter.
  5. FY2023-Q2The cost-efficiency-focused funding policy reappearedAnnual report

    「As a result of funding focused on cost efficiency」

    The wording “funding focused on cost efficiency,” which had not been explicitly stated through the previous period, has appeared again in the explanation of deposits for the current second quarter.
  6. FY2021-Q1DroppedAnnual report

    「As a result of efforts to expand our locally rooted sales base, deposits increased by ¥93.3 billion from the end of the previous fiscal year to ¥1.4764 trillion.」

    The explanation of deposits for the current first quarter does not include the previously used wording, “funding focused on cost efficiency.”
  7. FY2020The cost-efficiency-focused funding policy reappeared in the annual reportAnnual report

    「As a result of funding focused on cost efficiency」

    The wording “funding focused on cost efficiency,” which was not included in the third-quarter report, has appeared again in the annual report.
  8. FY2020-Q3DroppedAnnual report

    「As a result of efforts to expand our locally rooted sales base, deposits increased by ¥22.3 billion from the end of the previous fiscal year to ¥1.4087 trillion.」

    The explanation of deposits for the current quarter does not include the previously used wording, “funding focused on cost efficiency.”
  9. FY2018RestatedAnnual report

    「As a result of funding focused on cost efficiency」

    The policy of prioritizing cost efficiency in funding has also been restated in the annual report.
  10. FY2018-Q2RestatedAnnual report

    「As a result of funding focused on cost efficiency」

    The policy of prioritizing cost efficiency in funding activities continues to be stated.
  11. FY2018-Q1RestatedAnnual report

    「As a result of funding focused on cost efficiency」

    The policy of prioritizing cost efficiency in funding continues to be stated, together with the specific explanation provided in the previous fiscal year.
  12. FY2017ReframedAnnual report

    「We will acquire retail deposits and achieve stable funding while controlling funding costs.」

    The previous policy of prioritizing cost efficiency in funding is explained in more specific terms as controlling funding costs and securing stable funding through the acquisition of retail deposits.
  13. FY2017-Q3RestatedAnnual report

    「As a result of funding focused on cost efficiency」

    The policy of prioritizing cost efficiency in funding activities continues to be stated.
  14. FY2017-Q2RestatedAnnual report

    「As a result of funding focused on cost efficiency」

    The policy of prioritizing cost efficiency in funding activities has been restated using the same wording.
  15. FY2017-Q1First statedAnnual report

    「As a result of funding focused on cost efficiency」

    The bank has indicated an ongoing policy of prioritizing cost efficiency in its funding activities.
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