27th Medium-Term Management Plan “ZENSHIN: Building Bridges”
First written in FY2020. 8 of 12 entries say "Restated". Latest entry: FY2024-Q1.
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- FY2024-Q1RestatedAnnual report
「During the first quarter of the current consolidated fiscal year, there were no material changes or new provisions concerning the indicators and other measures used to assess the status of achievement of the management policies, management strategies and management objectives of the Bank and its group.」
It was explained that there were no material changes or new provisions during the cumulative first-quarter period concerning management policies, management strategies and target indicators, including the 27th Medium-Term Management Plan. - FY2023The 27th Medium-Term Management Plan ended, with some targets achievedAnnual report
「Actual results for the 148th fiscal period (fiscal year ending March 2023) Targets for the 148th fiscal period (fiscal year ending March 2023) Core net business income ¥2.4 billion At least ¥3.0 billion Outstanding loans to small and medium-sized enterprises and others ¥1,016.4 billion At least ¥1 trillion Consolidated capital adequacy ratio 8.69% At least 8%」
In the final year of the 27th Medium-Term Management Plan, the outstanding loan balance to small and medium-sized enterprises and others and the consolidated capital adequacy ratio achieved their targets, while core net business income fell short of the target of at least ¥3 billion. The company changed from the 27th plan to the 28th plan in April 2023. - FY2023-Q3RestatedAnnual report
「There were no material changes or new provisions during the cumulative third quarter in the objective indicators and other measures used to assess the bank's and the bank group's management policies, management strategies and progress toward management objectives.」
It was explained that there were no material changes or new provisions during the cumulative third-quarter period concerning management policies, management strategies and target indicators, including the 27th Medium-Term Management Plan “ZENSHIN.” - FY2023-Q1RestatedAnnual report
「During the first quarter of the current consolidated fiscal year, there were no material changes or new provisions concerning the indicators and other measures used to assess the status of achievement of the management policies, management strategies and management objectives of the Bank and its group.」
It was explained that there were no material changes or new provisions during the cumulative first-quarter period concerning management policies, management strategies and target indicators, including the 27th Medium-Term Management Plan. - FY2022AdvancedAnnual report
「Actual results for the 147th fiscal period (fiscal year ending March 2022) Targets for the 148th fiscal period (fiscal year ending March 2023) Core net business income ¥4.1 billion At least ¥3.0 billion Outstanding loans to small and medium-sized enterprises and others ¥995.1 billion At least ¥1 trillion Consolidated capital adequacy ratio 8.95% At least 8% As a result of implementing various measures and providing detailed support for the management issues and needs faced by customers, core net business income reached the target, while the outstanding loan balance to small and medium-sized enterprises and others remained firm.」
For the 3 indicators under the 27th Medium-Term Management Plan, core net business income was ¥4.1 billion, exceeding the target; the outstanding loan balance was ¥995.1 billion; and the consolidated capital adequacy ratio was 8.95%. The outstanding loan balance approached the target of at least ¥1 trillion, and the capital adequacy ratio was maintained at 8% or higher. - FY2022-Q2RestatedAnnual report
「There were no material changes or new provisions during the cumulative second quarter in the objective indicators and other measures used to assess the bank's and the bank group's management policies, management strategies and progress toward management objectives.」
It was explained that there were no material changes or new provisions during the interim period concerning management policies, management strategies and target indicators, including the 27th Medium-Term Management Plan “ZENSHIN.” - FY2022-Q1RestatedAnnual report
「During the first quarter of the current consolidated fiscal year, there were no material changes or new provisions concerning the indicators and other measures used to assess the status of achievement of the management policies, management strategies and management objectives of the Bank and its group.」
It was explained that there were no material changes or new provisions during the cumulative first-quarter period concerning management policies, management strategies and target indicators, including the 27th Medium-Term Management Plan. - FY2021AdvancedAnnual report
「Actual results for the 146th fiscal period (fiscal year ending March 2021) Targets for the 148th fiscal period (fiscal year ending March 2023) Core net business income ¥3.6 billion At least ¥3.0 billion Outstanding loans to small and medium-sized enterprises and others ¥977.0 billion At least ¥1 trillion Consolidated capital adequacy ratio 9.03% At least 8%」
For the 3 indicators under the 27th Medium-Term Management Plan, actual results for the fiscal year ending March 2021 were core net business income of ¥3.6 billion, an outstanding loan balance to small and medium-sized enterprises and others of ¥977.0 billion, and a consolidated capital adequacy ratio of 9.03%. Core net business income exceeded the target level, and the capital adequacy ratio was maintained at 8% or higher. - FY2021-Q3RestatedAnnual report
「There were no material changes or new provisions during the cumulative third quarter in the objective indicators and other measures used to assess the bank's and the bank group's management policies, management strategies and progress toward management objectives.」
It was explained that there were no material changes or new provisions during the cumulative third-quarter period concerning management policies, management strategies and target indicators, including the 27th Medium-Term Management Plan “ZENSHIN.” - FY2021-Q2RestatedAnnual report
「There were no material changes or new provisions during the cumulative second quarter in the objective indicators and other measures used to assess the bank's and the bank group's management policies, management strategies and progress toward management objectives.」
It was explained that there were no material changes or new provisions during the interim period concerning management policies, management strategies and target indicators, including the 27th Medium-Term Management Plan “ZENSHIN.” - FY2021-Q1RestatedAnnual report
「During the first quarter of the current consolidated fiscal year, there were no material changes or new provisions concerning the indicators and other measures used to assess the status of achievement of the management policies, management strategies and management objectives of the Bank and its group.」
It was explained that there were no material changes or new provisions during the cumulative first-quarter period concerning management policies, management strategies and target indicators, including the 27th Medium-Term Management Plan. - FY2020First statedAnnual report
「The 27th Medium-Term Management Plan, “ZENSHIN—Building Bridges,” began in April 2020. As a regional financial institution, we will contribute to the revitalization of the regional economy by steadily putting into practice measures in which each employee stays close to small and medium-sized enterprises and individual customers in the region, gets to know them, considers what would please and benefit them, and acts accordingly.」
Following the 26th Medium-Term Management Plan, the 27th Medium-Term Management Plan, which began in April 2020 and runs for 3 years, was presented systematically for the first time. Its targets are core net business income of at least ¥3 billion, an outstanding loan balance to small and medium-sized enterprises and others of at least ¥1 trillion, and a consolidated capital adequacy ratio of at least 8% for the fiscal year ending March 2023.