Expansion of the Store Network and Customer Base
First written in FY2016. 18 of 29 entries say "Advanced", first in FY2018. Latest entry: 2026-08-07.
No other company in this theme has enough history to compare yet.
- 2026-08-07SoftenedEarnings
「Loans ¥4,581.397 billion, a decrease of ¥10.136 billion from the end of the previous fiscal year; securities ¥1,139.845 billion, an increase of ¥78.252 billion; and deposits and other items ¥5,841.735 billion, a decrease of ¥29.212 billion」
Loans and deposits and other items were below their levels at the end of the previous fiscal year, indicating a decline in customer-base balance indicators during the first quarter. - FY2026AdvancedAnnual report
「Loans totaled ¥4.591534 trillion, up ¥121.924 billion year on year, as lending to small and medium-sized enterprises and other lending increased. Deposits totaled ¥5.840098 trillion, up ¥143.395 billion year on year, as the increase in corporate deposits outweighed the decline in individual deposits.」
Consolidated loan and deposit balances both increased from the end of the previous fiscal year due to increases in lending to small and medium-sized enterprises and in corporate deposits. - 2026-05-15AdvancedEarnings
「Loans increased by ¥127.4 billion from the end of the previous fiscal year to ¥4,622.2 billion, owing to increased lending to the wholesale and retail industries and other sectors.」
The disclosed results show that loans increased from the end of the previous fiscal year, indicating expansion of the customer base. - FY2026-H1AdvancedAnnual report
「Regarding the principal account balances, loans increased by ¥73.765 billion from the end of the previous fiscal year to ¥4.543375 trillion, as lending to large corporations and other lending increased. Securities increased by ¥65.648 billion to ¥1.129131 trillion as a result of managing the portfolio while closely monitoring market trends. Deposits increased by ¥8.466 billion to ¥5.705169 trillion as corporate deposits and other deposits increased.」
Loans increased due to higher lending to large corporations and other lending, and deposits also exceeded the previous year's level due to increases in corporate deposits and other deposits. - FY2025-H1Decrease in loans; increase in depositsAnnual report
「Regarding the principal account balances, loans decreased by ¥48.185 billion from the end of the previous fiscal year to ¥4.458538 trillion, as lending to small and medium-sized enterprises and other lending declined. … Deposits increased by ¥12.969 billion to ¥5.719785 trillion as corporate deposits and other deposits increased.」
Total loans decreased due to a decline in lending to small and medium-sized enterprises and other lending, while the deposit balance increased because corporate deposits and other deposits rose. - FY2024-Q3AdvancedAnnual report
「Regarding the principal account balances, loans increased by ¥24.384 billion from the end of the previous fiscal year to ¥4.522638 trillion, as lending to small and medium-sized enterprises increased. Deposits increased by ¥17.928 billion to ¥5.709284 trillion as individual and corporate deposits increased.」
Loans and deposits each increased from the end of the previous fiscal year due to increases in lending to small and medium-sized enterprises and in individual and corporate deposits, respectively. - FY2024-Q2Increase in loans; decrease in depositsAnnual report
「Loans increased by ¥2.036 billion from the end of the previous fiscal year to ¥4.500290 trillion as lending to small and medium-sized enterprises remained solid. … Deposits decreased by ¥19.658 billion to ¥5.671697 trillion, as the decrease in deposits from financial institutions and other deposits outweighed the increase in individual and corporate deposits.」
Loans increased on the strength of lending to small and medium-sized enterprises, while the deposit balance decreased because deposits from financial institutions and other deposits declined. - FY2024-Q1Decrease in loans; increase in depositsAnnual report
「Regarding the principal account balances, loans decreased by ¥2.707 billion from the end of the previous fiscal year to ¥4.495546 trillion, as lending to individuals and other lending declined. … Deposits increased by ¥41.118 billion to ¥5.732474 trillion as individual and corporate deposits increased.」
Total loans decreased from the end of the previous fiscal year due to a decline in retail lending and other lending, while the deposit balance increased as individual and corporate deposits rose. - FY2023AdvancedAnnual report
「Loans totaled ¥4.498254 trillion, up ¥215.489 billion year on year, as a result of actively meeting the funding needs of local companies. Deposits totaled ¥5.691355 trillion, up ¥17.328 billion year on year, as individual deposits and other deposits increased.」
Loans increased through support for local companies, and the deposit balance also exceeded the previous year's level due to an increase in individual deposits and other deposits. - FY2023-Q3AdvancedAnnual report
「Regarding the principal account balances, loans increased by ¥166.783 billion from the end of the previous fiscal year to ¥4.449548 trillion, as business loans and retail lending, including mortgage loans, increased. Securities decreased by ¥93.113 billion to ¥1.442610 trillion as a result of managing the portfolio while closely monitoring market trends. Deposits increased by ¥6.149 billion to ¥5.680177 trillion as individual and corporate deposits and other deposits increased.」
Loans increased from the end of the previous fiscal year due to increases in business and retail lending, while deposits increased due to increases in individual and corporate deposits and other deposits. - FY2023-Q2Increase in loans; decrease in depositsAnnual report
「Regarding the principal account balances, loans increased by ¥96.724 billion from the end of the previous fiscal year to ¥4.379489 trillion, as lending to small and medium-sized enterprises and individuals remained solid. Securities decreased by ¥45.950 billion to ¥1.489772 trillion as a result of managing the portfolio while closely monitoring market trends. Deposits decreased by ¥34.648 billion to ¥5.639379 trillion, as the decrease in corporate deposits and other deposits outweighed the increase in individual deposits.」
Loans increased due to higher lending to small and medium-sized enterprises and individuals, while the deposit balance decreased because corporate deposits and other deposits declined. - FY2023-Q1AdvancedAnnual report
「Regarding the principal account balances, loans increased by ¥58.693 billion from the end of the previous fiscal year to ¥4.341458 trillion, as lending to large corporations and individuals increased. … Deposits increased by ¥14.522 billion to ¥5.688550 trillion as individual and corporate deposits increased.」
Loans and deposits both increased from the end of the previous fiscal year due to increases in lending to large corporations and individuals, and in individual and corporate deposits. - FY2022Decrease in loans; increase in depositsAnnual report
「Loans totaled ¥4.282764 trillion, down ¥14.160 billion year on year, as the decrease in business loans and other lending outweighed the solid performance of individual mortgage loans. Deposits totaled ¥5.674027 trillion, up ¥146.172 billion year on year, as individual deposits and other deposits increased.」
Although mortgage loans remained solid, total loans decreased because business loans and other lending declined. Meanwhile, the deposit balance increased as individual deposits and other deposits rose. - FY2022-Q3AdvancedAnnual report
「Regarding the principal account balances, loans increased by ¥12.950 billion from the end of the previous fiscal year to ¥4.309876 trillion, as retail lending, including mortgage loans, increased. … Deposits increased by ¥89.239 billion to ¥5.617094 trillion as individual and corporate deposits and other deposits increased.」
Loans and deposits each increased from the end of the previous fiscal year, due to increases in retail lending and in individual and corporate deposits, respectively. - FY2022-Q2Decrease in loans; increase in depositsAnnual report
「Loans decreased by ¥12.070 billion from the end of the previous fiscal year to ¥4.284854 trillion, as the decrease in business loans outweighed the continued solid performance of retail lending, including mortgage loans. Deposits increased by ¥4.897 billion to ¥5.532752 trillion as individual deposits increased.」
While retail lending remained solid, total loans decreased from the end of the previous fiscal year because business loans declined. The deposit balance increased as individual deposits rose. - FY2022-Q1AdvancedAnnual report
「Regarding the principal account balances, loans increased by ¥6.814 billion from the end of the previous fiscal year to ¥4.303740 trillion, as retail lending, including mortgage loans, increased. … Deposits increased by ¥49.834 billion to ¥5.577690 trillion as individual and corporate deposits increased.」
Loans and deposits both increased from the end of the previous fiscal year due to increases in retail lending, individual deposits and corporate deposits. - FY2021-Q3AdvancedAnnual report
「Regarding the principal account balances, loans increased by ¥136.673 billion from the end of the previous fiscal year to ¥4.315362 trillion, as loans to businesses, mortgage loans and other lending increased. Securities increased by ¥104.702 billion to ¥1.394171 trillion as a result of managing the portfolio while closely monitoring market trends. Deposits increased by ¥348.787 billion to ¥5.481304 trillion as individual and corporate deposits and other deposits increased.」
Loans and deposits both increased from the end of the previous fiscal year due to increases in business loans, mortgage loans and other lending, and individual and corporate deposits. - FY2021-Q2AdvancedAnnual report
「Regarding the principal account balances, loans increased by ¥109.120 billion from the end of the previous fiscal year to ¥4.287809 trillion, as loans to businesses, mortgage loans and other lending increased. Securities increased by ¥79.550 billion to ¥1.369019 trillion as a result of managing the portfolio while closely monitoring market trends. Deposits increased by ¥268.321 billion to ¥5.400838 trillion as individual and corporate deposits and other deposits increased.」
Loans and deposits both increased from the end of the previous fiscal year due to increases in business loans, mortgage loans and other lending, and individual and corporate deposits. - FY2021-Q1AdvancedAnnual report
「Regarding the principal account balances, loans increased by ¥79.118 billion from the end of the previous fiscal year to ¥4.257807 trillion, as lending to individuals, including mortgage loans, and lending to small and medium-sized enterprises increased. Securities increased by ¥49.826 billion to ¥1.339295 trillion as a result of managing the portfolio while closely monitoring market trends. Deposits increased by ¥273.055 billion to ¥5.405572 trillion as individual and corporate deposits increased.」
Loans and deposits both increased from the end of the previous fiscal year as lending to individuals and small and medium-sized enterprises, and individual and corporate deposits, increased. - FY2020AdvancedAnnual report
「Loans totaled ¥4.178689 trillion, up ¥65.557 billion year on year, mainly because retail lending, centered on mortgage loans, remained solid. Deposits totaled ¥5.132517 trillion, up ¥106.210 billion year on year, as individual deposits increased after the strategy of consistently putting customers first gained acceptance.」
Loan and deposit balances both increased from the end of the previous fiscal year, supported by retail lending centered on mortgage loans and a customer-focused deposit strategy. - FY2020-Q3AdvancedAnnual report
「Regarding the principal account balances, loans increased by ¥17.977 billion from the end of the previous fiscal year to ¥4.131110 trillion, mainly because mortgage loans increased as a result of promoting differentiation from other banks through the rollout of Loan Plaza branches open on Saturdays, Sundays and public holidays, including Everyday Loan Plaza branches that are open year-round. … Deposits increased by ¥117.080 billion from the end of the previous fiscal year to ¥5.143386 trillion, as individual deposits increased after the strategy of consistently putting customers first gained acceptance.」
Loans and deposits each increased from the end of the previous fiscal year, supported by the rollout of Loan Plaza branches and a customer-focused strategy. - FY2020-Q2Decrease in loans; increase in depositsAnnual report
「Loans decreased by ¥32.732 billion from the end of the previous fiscal year to ¥4.0804 trillion, as the decrease in corporate loans and other lending outweighed the increase in mortgage loans and other lending. … Deposits increased by ¥12.040 billion from the end of the previous fiscal year to ¥5.038347 trillion, as individual deposits increased after the strategy of consistently putting customers first gained acceptance.」
Although mortgage loans and other lending increased, total loans decreased because corporate loans and other lending declined. Meanwhile, individual deposits increased against the backdrop of a customer-focused strategy, and the deposit balance rose. - FY2020-Q1Decrease in loans; increase in depositsAnnual report
「Loans decreased by ¥28.444 billion from the end of the previous fiscal year to ¥4.084688 trillion, as the decrease in corporate loans and other lending outweighed the increase in mortgage loans and other lending. Securities increased by ¥25.748 billion to ¥1.270853 trillion as a result of managing the portfolio while closely monitoring market trends. Deposits increased by ¥42.888 billion to ¥5.069194 trillion, as individual deposits increased after the strategy of consistently putting customers first gained acceptance.」
Although mortgage loans and other lending increased, total loans decreased because corporate loans and other lending declined. Meanwhile, individual deposits increased against the backdrop of a customer-focused strategy, and the deposit balance rose. - FY2019-Q3AdvancedAnnual report
「Regarding the principal account balances, loans increased by ¥90.164 billion from the end of the previous fiscal year to ¥4.113254 trillion, mainly because mortgage loans increased as a result of promoting differentiation from other banks through the rollout of Loan Plaza branches open on Saturdays, Sundays and public holidays, including Everyday Loan Plaza branches that are open year-round. … Deposits increased by ¥75.997 billion from the end of the previous fiscal year to ¥4.974526 trillion, as individual deposits increased after the strategy of consistently putting customers first gained acceptance.」
Loans and deposits each increased from the end of the previous fiscal year, supported by the rollout of Loan Plaza branches and a customer-focused strategy. - FY2019-Q2AdvancedAnnual report
「Regarding the principal account balances, loans increased by ¥50.053 billion from the end of the previous fiscal year to ¥4.073143 trillion, mainly because mortgage loans increased as a result of promoting differentiation from other banks through the rollout of Loan Plaza branches open on Saturdays, Sundays and public holidays, including Everyday Loan Plaza branches that are open year-round. … Deposits increased by ¥28.961 billion from the end of the previous fiscal year to ¥4.927490 trillion, as individual deposits increased after the strategy of consistently putting customers first gained acceptance.」
Loans and deposits each increased from the end of the previous fiscal year, supported by the rollout of Loan Plaza branches and a customer-focused strategy. - FY2019-Q1AdvancedAnnual report
「Regarding the principal account balances, loans increased by ¥15.687 billion from the end of the previous fiscal year to ¥4.038777 trillion, mainly because mortgage loans increased as a result of promoting differentiation from other banks through the rollout of Loan Plaza branches open on Saturdays, Sundays and public holidays, including Everyday Loan Plaza branches that are open year-round. … Deposits increased by ¥36.395 billion from the end of the previous fiscal year to ¥4.934924 trillion, as individual deposits increased after the strategy of consistently putting customers first gained acceptance.」
Loan and deposit balances increased from the end of the previous fiscal year, supported by the rollout of Loan Plaza branches and a customer-focused strategy. - FY2018AdvancedAnnual report
「Loans totaled ¥4.023090 trillion, up ¥171.633 billion year on year, mainly because mortgage loans increased as a result of promoting differentiation from other banks through the rollout of Loan Plaza branches open on Saturdays, Sundays and public holidays, including Everyday Loan Plaza branches that are open year-round. Deposits totaled ¥4.898528 trillion, up ¥134.489 billion year on year, as individual deposits increased after the strategy of consistently putting customers first gained acceptance.」
The company states that mortgage loans increased through the rollout of Loan Plaza branches, and that loan and deposit balances increased. - FY2017RestatedAnnual report
「We will strengthen our growth potential by building a branch network in underserved areas and actively expanding our customer base.」
The expansion of the branch network and customer base is reiterated as a growth initiative. - FY2016First statedAnnual report
「We will strengthen our growth potential by building a branch network in underserved areas and actively expanding our customer base.」
The expansion of branches into underserved areas and the expansion of the customer base are explicitly identified as growth initiatives.