Worth reading
40Recurring
0–100. This measures how worthwhile something is to read, not how good or bad the company is.Direction
Improvement
Direction inferred from the company’s description.Scale
2641
Millions of yenWording
Conditional
How definitive the wording is.Results for this period
First quarter1 April 2026 to 30 June 2026ConsolidatedJapanese GAAPOrdinary income8,487Millions of yenYear on year +45.1%Progress 27.8%
Net income attributable to owners of the parent5,720Millions of yenYear on year +38.7%Progress 27.8%
The width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
Net income per share¥139.22
Financial position at period-end
Total assets6,795,859Millions of yen
of which net assets 418,057 Millions of yenEquity ratio 6.1%vs. prior year-end +0.7pt
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Segment revenueSegment Banking / Ordinary income for the current period 30,207 Millions of yen / Ordinary income for the year-earlier period 21,938 Millions of yen / Year on year against the same period last year Not disclosed, Segment Leasing / Ordinary income for the current period 10,287 Millions of yen / Ordinary income for the year-earlier period 10,591 Millions of yen / Year on year against the same period last year Not disclosed, Segment Credit guarantees / Ordinary income for the current period 454 Millions of yen / Ordinary income for the year-earlier period 262 Millions of yen / Year on year against the same period last year Not disclosed
Segment profitSegment Banking / Segment profit for the current fiscal year 8,551 Millions of yen / Segment profit for the same period of the previous fiscal year 6,324 Millions of yen / Year on year against the same period last year Not disclosed, Segment Leasing / Segment profit for the current fiscal year 337 Millions of yen / Segment profit for the same period of the previous fiscal year 385 Millions of yen / Year on year against the same period last year Not disclosed, Segment Credit guarantees / Segment profit for the current fiscal year 658 Millions of yen / Segment profit for the same period of the previous fiscal year 378 Millions of yen / Year on year against the same period last year Not disclosed
Outlook and shareholder returns
Full-year earnings forecast
Net SalesNot disclosed
Operating profitNot disclosed
Ordinary income30,500 Millions of yen (YoY +37.8%)
Net income20,600 Millions of yen (YoY +6.2%)
Annual Dividend Forecast150 yen (per share, before taking the stock split into account) → 150 yen (per share, before taking the stock split into account)（0.0%）
Factors Behind Changes in Business Performance
Funds investment income, other ordinary income, net interest income, and net fees and commissions increased, while funding costs and losses on sales of Japanese government bonds and other bonds also increased.
Disclosure regarding the going concern assumption
Not applicable.
Change in accounting policy
基準改正に伴う変更 Noそれ以外の変更 No見積りの変更 No修正再表示 No
Changes in the scope of consolidationNew 0 / Excluded 0 / Company name None
Material subsequent eventsA stock split at a ratio of 5 common shares for each share is scheduled to take effect on 1 October 2026.
Impairment loss232 Millions of yen
Breakdown of extraordinary income (loss)Gain on disposal of fixed assets 1 Millions of yen, Losses on disposal of fixed assets 21 Millions of yen, Impairment Losses 232 Millions of yen
Depreciation and amortization963 Millions of yen
Availability of Supplementary Financial Results MaterialsYes
Availability of Financial Results BriefingWhether applicable No / Subject person Not disclosed
Issued Shares at Period-End41,281,897 Shares
Treasury Shares at Period-End197,221 Shares
| Item | Details |
|---|---|
| Fiscal Period Classification | First quarter |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 April 2026 to 30 June 2026 |
| Ordinary income | 8,487 Millions of yen (YoY +45.1%) |
| Profit attributable to owners of the parent | 5,720 Millions of yen (YoY +38.7%) |
| Net income per share | ¥139.22 |
| Equity ratio | End of the current fiscal period 6.1% / End of previous period 5.4% |
| Total assets | 6,795,859 Millions of yen |
| Net assets | 418,057 Millions of yen |
| Full-year earnings forecast | Net Sales Not disclosed / Operating profit Not disclosed / Ordinary income 30,500 Millions of yen (YoY +37.8%) / Net income 20,600 Millions of yen (YoY +6.2%) |
| Annual Dividend Forecast | 150 yen (per share, before taking the stock split into account) → 150 yen (per share, before taking the stock split into account)（0.0%） |
| Segment revenue | Segment Banking / Ordinary income for the current period 30,207 Millions of yen / Ordinary income for the year-earlier period 21,938 Millions of yen / Year on year against the same period last year Not disclosed, Segment Leasing / Ordinary income for the current period 10,287 Millions of yen / Ordinary income for the year-earlier period 10,591 Millions of yen / Year on year against the same period last year Not disclosed, Segment Credit guarantees / Ordinary income for the current period 454 Millions of yen / Ordinary income for the year-earlier period 262 Millions of yen / Year on year against the same period last year Not disclosed |
| Segment profit | Segment Banking / Segment profit for the current fiscal year 8,551 Millions of yen / Segment profit for the same period of the previous fiscal year 6,324 Millions of yen / Year on year against the same period last year Not disclosed, Segment Leasing / Segment profit for the current fiscal year 337 Millions of yen / Segment profit for the same period of the previous fiscal year 385 Millions of yen / Year on year against the same period last year Not disclosed, Segment Credit guarantees / Segment profit for the current fiscal year 658 Millions of yen / Segment profit for the same period of the previous fiscal year 378 Millions of yen / Year on year against the same period last year Not disclosed |
| Depreciation and amortization | 963 Millions of yen |
| Impairment loss | 232 Millions of yen |
| Breakdown of extraordinary income (loss) | Gain on disposal of fixed assets 1 Millions of yen, Losses on disposal of fixed assets 21 Millions of yen, Impairment Losses 232 Millions of yen |
| Disclosure regarding the going concern assumption | Not applicable. |
| Change in accounting policy | Changes due to revisions to standards No / Other changes No / Change in accounting estimate No / Restatement No |
| Changes in the scope of consolidation | New 0 / Excluded 0 / Company name None |
| Material subsequent events | A stock split at a ratio of 5 common shares for each share is scheduled to take effect on 1 October 2026. |
| Availability of Supplementary Financial Results Materials | Yes |
| Availability of Financial Results Briefing | Whether applicable No / Subject person Not disclosed |
| Issued Shares at Period-End | 41,281,897 Shares |
| Treasury Shares at Period-End | 197,221 Shares |
| Factors Behind Changes in Business Performance | Funds investment income, other ordinary income, net interest income, and net fees and commissions increased, while funding costs and losses on sales of Japanese government bonds and other bonds also increased. |
Items this document does not state (12)
Net SalesOperating profitOperating MarginCash flows from operating activitiesCash flows from investing activitiesCash flows from financing activitiesCash and cash equivalents at end of periodRevision to Earnings ForecastPayout ratioShareholder Return PolicyRegional salesOrders received and order backlog
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.Funds investment income, including interest on loans and interest and dividends on securities, increased, while other ordinary income, including gains on sales of stocks and other securities, also increased. At the same time, funding costs, including interest on deposits, and losses on sales of Japanese government bonds and other bonds increased.
How to read this page
This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
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Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.