Maintaining the Regulatory Capital Ratio
First written in FY2016. 13 of 29 entries say "Restated". Latest entry: 2026-08-07.
The Ogaki Kyoritsu Bank moved to the "Worse" side of this theme in 2018, the same year as the typical company in this theme.
The whole theme swung hardest in 2017: 9 of 38 companies on the "Worse" side.
23 other companies' latest entry also says "Mitigated".
- 2026-08-07MitigatedEarnings
「Capital adequacy ratio 10.02 10.01 9.82」
The consolidated capital adequacy ratio rose from 9.82% at the end of March 2026 to 10.02% at the end of June 2026. - FY2026MitigatedAnnual report
「Consolidated capital adequacy ratio (domestic standards) 9.82 Non-consolidated capital adequacy ratio (domestic standards) 9.16」
The consolidated capital adequacy ratio was 9.82% and the non-consolidated ratio was 9.16%, exceeding the 4% domestic standard and the medium-term management plan target of 9.0% or higher for the fiscal year ending March 2027. - 2026-05-15WorsenedEarnings
「As of the end of March 2026, the consolidated capital adequacy ratio was 9.82%, while the Bank-only capital adequacy ratio was 9.16%.」
The consolidated capital adequacy ratio declined from 9.99% at the end of March 2025 to 9.82%, but remained above the domestic standard of 4%. - FY2026-H1MitigatedAnnual report
「Consolidated capital adequacy ratio (domestic standards) 9.99 Non-consolidated capital adequacy ratio (domestic standards) 9.33」
The consolidated capital adequacy ratio rose from 9.13% at the end of the previous fiscal year to 9.99%, while the non-consolidated ratio rose from 8.52% to 9.33%, exceeding the 4% domestic standard. - FY2025-H1MitigatedAnnual report
「Consolidated capital adequacy ratio (domestic standards) 9.13 Non-consolidated capital adequacy ratio (domestic standards) 8.52」
The consolidated capital adequacy ratio rose from 8.52% at the end of the previous fiscal year to 9.13%, while the non-consolidated ratio rose from 7.92% to 8.52%, exceeding the 4% domestic standard. - FY2024-Q2MitigatedAnnual report
「Consolidated capital adequacy ratio (domestic standards) 8.66 Non-consolidated capital adequacy ratio (domestic standards) 8.10」
The consolidated capital adequacy ratio rose from 8.52% at the end of the previous fiscal year to 8.66%, while the non-consolidated ratio rose from 7.92% to 8.10%, exceeding the 4% domestic standard. - FY2023Decline in capital adequacy ratio; target exceededAnnual report
「Consolidated capital adequacy ratio (domestic standards) 8.52 Non-consolidated capital adequacy ratio (domestic standards) 7.92」
The consolidated capital adequacy ratio declined from 8.74% at the end of the previous fiscal year to 8.52%, but remained above the medium-term management plan target of 8.3% or higher for the fiscal year ending March 2024 and the 4% domestic standard. - FY2023-Q3RestatedAnnual report
「During the nine-month period of the third quarter, there were no new business or other risks, or significant changes to the business and other risks described in the annual securities report for the previous fiscal year.」
The disclosure states that there have been no significant changes regarding risks related to maintaining the regulatory capital adequacy ratio level. - FY2023-Q2MitigatedAnnual report
「Consolidated capital adequacy ratio (domestic standards) 8.79 Non-consolidated capital adequacy ratio (domestic standards) 8.28」
At the end of September 2022, the consolidated capital adequacy ratio was 8.79% and the non-consolidated ratio was 8.28%, up from 8.74% and 8.19%, respectively, at the end of March 2022. - FY2023-Q1RestatedAnnual report
「During the cumulative first quarter under review, there were no new business or other risks, nor any material changes to the business or other risks described in the securities report for the previous fiscal year.」
The disclosure states that there have been no significant changes regarding risks related to maintaining the regulatory capital adequacy ratio level. - FY2022MitigatedAnnual report
「1. Consolidated capital adequacy ratio (2/3) 8.74 2. Consolidated capital 2,620」
The consolidated capital adequacy ratio rose from 8.36% at the end of the previous fiscal year to 8.74%, exceeding the 4% domestic standard. It also exceeded the medium-term management plan target of 8.3% or higher for the fiscal year ending March 2024. - FY2022-Q3RestatedAnnual report
「During the nine-month period of the third quarter, there were no new business or other risks, or significant changes to the business and other risks described in the annual securities report for the previous fiscal year.」
The disclosure states that there have been no significant changes regarding risks related to maintaining the regulatory capital adequacy ratio level. - FY2022-Q2MitigatedAnnual report
「Consolidated capital adequacy ratio (domestic standards) (Unit: ¥100 million, %) 30 September 2021 1. Consolidated capital adequacy ratio (2/3) 8.68 2. Consolidated capital 2,603 3. Risk-weighted assets 29,970 4. Total required consolidated capital 1,198 Non-consolidated capital adequacy ratio (domestic standards) (Unit: ¥100 million, %) 30 September 2021 1. Capital adequacy ratio (2/3) 8.19 2. Non-consolidated capital 2,377 3. Risk-weighted assets 29,003 4. Total required non-consolidated capital 1,160」
As of 30 September 2021, the consolidated capital adequacy ratio was 8.68% and the non-consolidated ratio was 8.19%, up from 8.36% and 7.95%, respectively, at the end of March 2021. - FY2022-Q1RestatedAnnual report
「During the cumulative first quarter under review, there were no new business or other risks, nor any material changes to the business or other risks described in the securities report for the previous fiscal year.」
The disclosure states that there have been no significant changes regarding risks related to maintaining the regulatory capital adequacy ratio level. - FY2021-Q2MitigatedAnnual report
「Consolidated capital adequacy ratio (domestic standards) 8.36 Non-consolidated capital adequacy ratio (domestic standards) 7.95」
The capital adequacy ratio rose from 8.16% on a consolidated basis and 7.76% on a non-consolidated basis at the end of March 2020, exceeding the 4% domestic standard. - FY2021-Q1RestatedAnnual report
「During the cumulative first quarter under review, there were no new business or other risks, nor any material changes to the business or other risks described in the securities report for the previous fiscal year.」
It explicitly states that there have been no material changes regarding the risk associated with maintaining the regulatory capital adequacy ratio. - FY2020WorsenedAnnual report
「Consolidated capital adequacy ratio (domestic standards) 8.16 Non-consolidated capital adequacy ratio (domestic standards) 7.76」
The capital adequacy ratio declined from 8.87% on a consolidated basis and 8.44% on a non-consolidated basis at the end of the previous fiscal year to 8.16% and 7.76%, respectively, at the end of March 2020. The framework requiring the ratio to be maintained at 4% or higher under domestic standards remains in place. - FY2020-Q3RestatedAnnual report
「During the nine-month period of the third quarter, there were no new business or other risks, or significant changes to the business and other risks described in the annual securities report for the previous fiscal year.」
It explicitly states that there have been no material changes regarding the risk associated with maintaining the regulatory capital adequacy ratio. - FY2020-Q2WorsenedAnnual report
「Consolidated capital adequacy ratio (domestic standards) 8.37 Non-consolidated capital adequacy ratio (domestic standards) 7.96」
The capital adequacy ratio declined from 8.87% on a consolidated basis and 8.44% on a non-consolidated basis at the end of March 2019 to 8.37% and 7.96%, respectively, at the end of September 2019. - FY2019-Q3RestatedAnnual report
「During the nine-month period of the third quarter, there were no new business or other risks, or significant changes to the business and other risks described in the annual securities report for the previous fiscal year.」
It explicitly states that there have been no material changes regarding the risk associated with maintaining the regulatory capital adequacy ratio. - FY2019-Q2WorsenedAnnual report
「Consolidated capital adequacy ratio (domestic standards) 8.87 Non-consolidated capital adequacy ratio (domestic standards) 8.44」
The capital adequacy ratio declined from 9.36% on a consolidated basis and 8.98% on a non-consolidated basis at the end of March 2018 to 8.87% and 8.44%, respectively, at the end of September 2018. The disclosure also states that domestic standards apply. - FY2019-Q1RestatedAnnual report
「During the cumulative first quarter under review, there were no new business or other risks, nor any material changes to the business or other risks described in the securities report for the previous fiscal year.」
It explicitly states that there have been no material changes regarding the risk associated with maintaining the regulatory capital adequacy ratio. - FY2018WorsenedAnnual report
「Consolidated capital adequacy ratio (domestic standards) 9.36 Non-consolidated capital adequacy ratio (domestic standards) 8.98」
The capital adequacy ratio declined from 9.83% on a consolidated basis and 9.36% on a non-consolidated basis at the end of the previous fiscal year. The framework requiring the ratio to be maintained at 4% or higher under domestic standards is also stated. - FY2018-Q2RestatedAnnual report
「1. Consolidated capital adequacy ratio (2/3) 9.85 2. Consolidated capital 2,749」
As of 30 September 2017, the consolidated capital adequacy ratio was 9.85% and the non-consolidated capital adequacy ratio was 9.38%, reaffirming the maintenance of the regulatory capital adequacy ratio level. - FY2017RestatedAnnual report
「As the Bank has no overseas operating offices, it must maintain its consolidated and non-consolidated capital adequacy ratios at or above the domestic standard of 4%.」
It discloses the requirement to maintain a capital adequacy ratio of at least 4% under domestic standards. As of 31 March 2017, the consolidated capital adequacy ratio was 9.83% and the non-consolidated ratio was 9.36%. - FY2017-Q3RestatedAnnual report
「During the nine-month period of the third quarter, there were no new business or other risks, or significant changes to the business and other risks described in the annual securities report for the previous fiscal year.」
It explicitly states that there have been no material changes regarding the risk associated with maintaining the regulatory capital adequacy ratio. - FY2017-Q2RestatedAnnual report
「During the cumulative second quarter under review, there were no new business or other risks, nor any material changes to the business or other risks described in the securities report for the previous fiscal year.」
It explicitly states that there have been no material changes regarding the risk associated with maintaining the regulatory capital adequacy ratio. - FY2017-Q1RestatedAnnual report
「During the cumulative first quarter under review, there were no new business or other risks, nor any material changes to the business or other risks described in the securities report for the previous fiscal year.」
It explicitly states that there have been no material changes regarding the risk associated with maintaining the regulatory capital adequacy ratio. - FY2016First statedAnnual report
「If the Bank’s capital adequacy ratio falls below the required level, the Commissioner of the Financial Services Agency may issue various orders, including orders to suspend all or part of the Bank’s operations.」
It is necessary to maintain a capital adequacy ratio of at least 4% under domestic standards. As of 31 March 2016, the consolidated capital adequacy ratio was 10.32% and the non-consolidated ratio was 9.80%.