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Suruga Bank (8358) · RiskWorsened

Interest Rate Risk on Deposits and Loans

First written in FY2017. 16 of 25 entries say "Restated". Latest entry: FY2025.

25entries
9years
0from disclosures
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How it moved
ProgressHeldSoftenedWorse2017: 320172018: 220182019: 320192020: 220202021: 420212022: 320222023: 420232024: 320242025: 12025
Same theme, other companies
Interest Rate Risk on Deposits and LoansA theme 2 companies write about · 2 as a headwind · 0 as a tailwind

Suruga Bank moved to the "Worse" side of this theme in 2025.

0 other companies' latest entry also says "Worsened".

Ridges = years it wrote progress, valleys = years it wrote worse. Most hopeful companies at the back. Drag to turn, scroll to zoom, right-drag to pan. On a phone, two fingers turn and pinch to zoom; one finger scrolls the page.
Full recordFilings, disclosures and news, newest first
  1. FY2025WorsenedAnnual report

    「As of 31 March 2025, the company’s deposit and lending rate risk exposure (estimated loss) was ¥772 million (¥418 million as of 31 March 2024).」

    Deposit and lending rate risk exposure increased from ¥418 million at the end of the previous fiscal year to ¥772 million.
  2. FY2025-H1RestatedAnnual report

    「There have been no material changes to the matters described under “Business and Other Risks” in the annual securities report for the previous fiscal year.」

    The company states that there have been no material changes regarding deposit and lending rate risk.
  3. FY2024MitigatedAnnual report

    「As of 31 March 2024, the company’s deposit and lending rate risk exposure (estimated loss) was ¥418 million (¥535 million as of 31 March 2023).」

    Deposit and lending rate risk exposure decreased from ¥535 million at the end of the previous fiscal year to ¥418 million. The holding period and observation period for VaR were changed, and the previous fiscal year’s figure was also revised to reflect the new assumptions.
  4. FY2024-Q3RestatedAnnual report

    「There have been no material changes to the matters described under “Business and Other Risks” in the annual securities report for the previous fiscal year.」

    The company states that there have been no material changes regarding deposit and lending rate risk.
  5. FY2024-Q2RestatedAnnual report

    「There have been no material changes to the matters described under “Business and Other Risks” in the annual securities report for the previous fiscal year.」

    The company states that there have been no material changes regarding deposit and lending rate risk.
  6. FY2024-Q1RestatedAnnual report

    「There have been no material changes to the matters described under “Business and Other Risks” in the annual securities report for the previous fiscal year.」

    The company states that there have been no material changes regarding deposit and lending rate risk.
  7. FY2023MitigatedAnnual report

    「As of 31 March 2023, the company’s deposit and lending rate risk exposure (estimated loss) was ¥623 million (¥808 million as of 31 March 2022).」

    Deposit and lending rate risk exposure decreased from ¥808 million at the end of the previous fiscal year to ¥623 million.
  8. FY2023-Q3RestatedAnnual report

    「There have been no material changes to the matters described under “Business and Other Risks” in the annual securities report for the previous fiscal year.」

    The company reiterates that there have been no material changes regarding deposit and lending rate risk.
  9. FY2023-Q2RestatedAnnual report

    「There have been no material changes to the matters described under “Business and Other Risks” in the annual securities report for the previous fiscal year.」

    The company states that there have been no material changes regarding deposit and lending rate risk.
  10. FY2023-Q1RestatedAnnual report

    「There have been no material changes to the matters described under “Business and Other Risks” in the annual securities report for the previous fiscal year.」

    The company states that there have been no material changes regarding deposit and lending rate risk.
  11. FY2022MitigatedAnnual report

    「As of 31 March 2022, the company’s deposit and lending rate risk exposure (estimated loss) was ¥808 million (¥1,199 million as of 31 March 2021).」

    Deposit and lending rate risk exposure decreased from ¥1,199 million at the end of the previous fiscal year to ¥808 million.
  12. FY2022-Q2RestatedAnnual report

    「There have been no material changes to the matters described under “Business and Other Risks” in the annual securities report for the previous fiscal year.」

    The company states that there have been no material changes regarding deposit and lending rate risk.
  13. FY2022-Q1RestatedAnnual report

    「There have been no material changes to the matters described under “Business and Other Risks” in the annual securities report for the previous fiscal year.」

    The company states that there have been no material changes regarding deposit and lending rate risk.
  14. FY2021MitigatedAnnual report

    「As of 31 March 2021, the company’s deposit and lending rate risk exposure (estimated loss) was ¥1,199 million (¥2,163 million as of 31 March 2020).」

    Deposit and lending rate risk exposure decreased from ¥2,163 million at the end of the previous fiscal year to ¥1,199 million.
  15. FY2021-Q3RestatedAnnual report

    「There have been no material changes to the matters described under “Business and Other Risks” in the annual securities report for the previous fiscal year.」

    The company reiterates that there have been no material changes regarding deposit and lending rate risk.
  16. FY2021-Q1RestatedAnnual report

    「There have been no material changes to the matters described under “Business and Other Risks” in the annual securities report for the previous fiscal year.」

    The company states that there have been no material changes regarding deposit and lending rate risk.
  17. FY2020WorsenedAnnual report

    「As of 31 March 2020, the company’s deposit and lending rate risk exposure (estimated loss) was ¥2,163 million (¥2,058 million as of 31 March 2019).」

    Deposit and lending rate risk exposure increased from ¥2,058 million at the end of the previous fiscal year to ¥2,163 million.
  18. FY2020-Q1RestatedAnnual report

    「There have been no material changes to the matters described under “Business and Other Risks” in the annual securities report for the previous fiscal year.」

    The company states that there have been no material changes regarding deposit and lending rate risk.
  19. FY2019WorsenedAnnual report

    「As of 31 March 2019, the company’s deposit and lending rate risk exposure (estimated loss) was ¥2,058 million (¥1,215 million as of 31 March 2018).」

    Deposit and lending rate risk exposure increased from ¥1,215 million at the end of the previous fiscal year to ¥2,058 million.
  20. FY2019-Q3RestatedAnnual report

    「There have been no material changes to the matters described under “Business and Other Risks” in the annual securities report for the previous fiscal year.」

    The company reiterates that there have been no material changes regarding deposit and lending rate risk.
  21. FY2019-Q1RestatedAnnual report

    「There have been no material changes to the matters described under “Business and Other Risks” in the annual securities report for the previous fiscal year.」

    The company states that there have been no material changes regarding deposit and lending rate risk.
  22. FY2018MitigatedAnnual report

    「As of 31 March 2018, the company’s deposit and lending rate risk exposure (estimated loss) was ¥1,215 million (¥1,640 million as of 31 March 2017).」

    Deposit and lending rate risk exposure decreased from ¥1,640 million at the end of the previous fiscal year to ¥1,215 million.
  23. FY2018-Q2RestatedAnnual report

    「There have been no material changes to the matters described under “Business and Other Risks” in the annual securities report for the previous fiscal year.」

    The company states that there have been no material changes regarding deposit and lending rate risk.
  24. FY2018-Q1RestatedAnnual report

    「There have been no material changes to the matters described under “Business and Other Risks” in the annual securities report for the previous fiscal year.」

    The company states that there have been no material changes regarding deposit and lending rate risk.
  25. FY2017First statedAnnual report

    「As of 31 March 2017, the company’s deposit and lending rate risk exposure (estimated loss) was ¥1,640 million (¥435 million as of 31 March 2016).」

    The company disclosed a deposit and lending rate risk exposure of ¥1,640 million for deposits, loans and other items, up from ¥435 million in the previous fiscal year.
Moved together

"Maintaining Capital Adequacy Ratios Under Domestic Standards" moved the same way as this thread, in the same document, in 6 of its 25 moves.

665555★123456
  1. ★This thread
  2. 1Maintaining Capital Adequacy Ratios Under Domestic Standards6×
  3. 2Allocation of management resources to the five core businesses6×
  4. 3Maximizing Corporate Value Through a Robust Earnings Base and Strong Financial Position5×
  5. 4Risk of Higher Non-Performing Loans and Credit-Related Expenses5×
  6. 5Accounting Equity Ratio5×
  7. 6Narrowing deficit in net fees and commissions5×

★ is this thread; numbers match the list above. The number on a line is how many documents both moved the same way in; lines between the other threads count the documents they moved together in too. Threads that move together often sit closer.

When this could move next
No upcoming earnings preview for Suruga Bank yet.
News
No news is linked to this thread yet. When an article touches it, it will appear here by date.
Interest Rate Risk on Deposits and Loans | Suruga Bank Ltd. (8358) | Komori