Risk of Higher Non-Performing Loans and Credit-Related Expenses
First written in FY2016. 24 of 42 entries say "Mitigated", first in FY2017-Q2. Latest entry: 2026-09-30.
Suruga Bank moved to the "Worse" side of this theme in 2018, 2 years before the typical company in this theme (2020).
The whole theme swung hardest in 2020: 24 of 45 companies on the "Worse" side.
21 other companies' latest entry also says "Mitigated".
- FY2026MitigatedAnnual report
「Risk management claims amounted to ¥156,666 million, a decrease of ¥36,702 million from the end of the previous fiscal year.」
Risk-monitored loans decreased from ¥193.368 billion at the end of the previous fiscal year to ¥156.666 billion. - FY2026-H1MitigatedAnnual report
「Total ¥193,368 million ¥183,512 million」
The total amount of risk management claims decreased from ¥193,368 million at the end of March 2025 to ¥183,512 million at the end of September 2025. - FY2025MitigatedAnnual report
「Risk management claims amounted to ¥193,368 million, a decrease of ¥17,157 million from the end of the previous fiscal year.」
Risk management claims decreased from ¥210,525 million at the end of the previous fiscal year to ¥193,368 million. - FY2025-H1MitigatedAnnual report
「Total ¥210,525 million ¥198,764 million」
The total amount of risk management claims decreased from ¥210,525 million at the end of March 2024 to ¥198,764 million at the end of September 2024. - FY2024MitigatedAnnual report
「Risk management claims amounted to ¥210,525 million, a decrease of ¥14,059 million from the end of the previous fiscal year.」
The total amount of risk management claims decreased from ¥224,584 million at the end of the previous fiscal year to ¥210,525 million. Meanwhile, dangerous claims increased. - FY2024-Q3MitigatedAnnual report
「Claims classified as claims in bankruptcy or rehabilitation and similar claims ¥119,468 million ¥113,750 million Dangerous claims ¥51,860 million ¥47,159 million Claims delinquent for 3 months or more ¥2,049 million ¥1,565 million Restructured loans ¥51,206 million ¥46,588 million Total ¥224,584 million ¥209,063 million」
The total amount of risk management claims decreased from ¥224,584 million at the end of March 2023 to ¥209,063 million at the end of December 2023. - FY2024-Q2MitigatedAnnual report
「Total ¥224,584 million ¥212,983 million」
The total amount of risk management claims decreased from ¥224,584 million at the end of March 2023 to ¥212,983 million at the end of September 2023. Claims in bankruptcy or rehabilitation, dangerous claims and restructured loans decreased, while claims delinquent for 3 months or more increased. - FY2024-Q1MitigatedAnnual report
「Claims classified as claims in bankruptcy or rehabilitation and similar claims ¥119,468 million ¥120,962 million Dangerous claims ¥51,860 million ¥48,628 million Claims delinquent for 3 months or more ¥2,049 million ¥2,444 million Restructured loans ¥51,206 million ¥46,068 million Total ¥224,584 million ¥218,103 million」
The total amount of risk management claims decreased from ¥224,584 million at the end of the previous fiscal year to ¥218,103 million. - FY2023MitigatedAnnual report
「Risk management claims amounted to ¥224,584 million, a decrease of ¥52,401 million from the end of the previous fiscal year.」
Risk management claims decreased from ¥276,985 million at the end of the previous fiscal year to ¥224,584 million. - FY2023-Q3MitigatedAnnual report
「Total ¥276,985 million ¥230,370 million」
The total amount of risk management claims decreased from ¥276,985 million at the end of March 2022 to ¥230,370 million at the end of December 2022. - FY2023-Q2MitigatedAnnual report
「Total ¥276,985 million ¥230,511 million」
The total amount of risk management claims decreased from ¥276,985 million at the end of March 2022 to ¥230,511 million at the end of September 2022. - FY2023-Q1MitigatedAnnual report
「The total amount of claims classified as claims in bankruptcy or rehabilitation and similar claims, dangerous claims, claims delinquent for 3 months or more, and restructured loans decreased from ¥276,985 million in the previous consolidated fiscal year to ¥269,659 million in the first quarter of the current consolidated fiscal year.」
The total amount of risk management claims decreased from ¥276,985 million at the end of March 2022 to ¥269,659 million at the end of June 2022. - FY2022MitigatedAnnual report
「Risk management claims amounted to ¥276,985 million, a decrease of ¥53,812 million from the end of the previous fiscal year.」
The total amount of risk management claims decreased from ¥330,797 million at the end of the previous fiscal year to ¥276,985 million. - FY2022-Q3WorsenedAnnual report
「Total ¥328,854 million ¥343,102 million」
The total amount of risk management claims increased by ¥14,248 million from ¥328,854 million at the end of March 2021 to ¥343,102 million at the end of December 2021. Delinquent claims increased from ¥192,812 million to ¥266,904 million, while restructured loans decreased from ¥129,603 million to ¥71,089 million. - FY2022-Q2WorsenedAnnual report
「The total amounts of claims against bankrupt borrowers, delinquent claims, claims delinquent for 3 months or more, and restructured loans are as follows. Previous consolidated fiscal year ¥328,854 million Current interim consolidated accounting period ¥329,619 million」
The total amount of risk management claims increased by ¥765 million from ¥328,854 million at the end of March 2021 to ¥329,619 million at the end of September 2021. - FY2022-Q1MitigatedAnnual report
「Total ¥328,854 million ¥322,905 million」
The total amount of risk management claims decreased by ¥5,949 million from ¥328,854 million at the end of March 2021 to ¥322,905 million at the end of June 2021. - FY2021MitigatedAnnual report
「Risk management claims amounted to ¥328,854 million, a decrease of ¥27,282 million from the end of the previous fiscal year.」
The total amount of risk management claims decreased from ¥356,136 million at the end of the previous fiscal year to ¥328,854 million. - FY2021-Q3WorsenedAnnual report
「Total ¥356,136 million ¥380,557 million」
The total amount of risk management claims increased from ¥356,136 million at the end of March 2020 to ¥380,557 million at the end of December 2020. Delinquent claims increased, while restructured loans decreased. - FY2021-Q2WorsenedAnnual report
「Total ¥356,136 million ¥380,368 million」
The total amount of risk management claims increased from ¥356,136 million at the end of March 2020 to ¥380,368 million at the end of September 2020. - FY2021-Q1WorsenedAnnual report
「Total ¥356,136 million ¥370,903 million」
The total amount of risk management claims increased from ¥356,136 million at the end of March 2020 to ¥370,903 million at the end of June 2020. - FY2020MitigatedAnnual report
「Risk management claims amounted to ¥356,136 million, a decrease of ¥21,708 million from the end of the previous fiscal year.」
The total amount of risk management claims decreased from ¥377,844 million at the end of the previous fiscal year to ¥356,136 million. However, claims delinquent for 3 months or more and restructured loans increased. - FY2020-Q3WorsenedAnnual report
「Total ¥377,844 million ¥382,932 million」
The total amount of risk management claims increased from ¥377,844 million at the end of March 2019 to ¥382,932 million at the end of December 2019. - FY2020-Q2WorsenedAnnual report
「The total amounts of claims against bankrupt borrowers, delinquent claims, claims delinquent for 3 months or more, and restructured loans are as follows.」
The total amount of risk management claims increased from ¥377,844 million at the end of March 2019 to ¥407,640 million at the end of September 2019. Claims delinquent for 3 months or more increased from ¥5,070 million to ¥9,202 million, and restructured loans increased from ¥120,029 million to ¥148,292 million. - FY2020-Q1WorsenedAnnual report
「Total ¥377,844 million ¥392,366 million」
The total amount of risk management claims increased from ¥377,844 million at the end of March 2019 to ¥392,366 million at the end of June 2019. The amount of restructured loans also increased from ¥120,029 million to ¥138,331 million. - FY2019WorsenedAnnual report
「Risk management claims amounted to ¥377,844 million, an increase of ¥298,637 million from the end of the previous fiscal year.」
The total amount of risk management claims increased substantially from ¥79,207 million at the end of the previous fiscal year to ¥377,844 million. - FY2019-Q3WorsenedAnnual report
「Total ¥79,207 million ¥324,845 million」
The total amount of risk management claims increased substantially from ¥79,207 million at the end of March 2018 to ¥324,845 million at the end of December 2018. - FY2019-Q2WorsenedAnnual report
「As a result, credit costs increased by ¥116,454 million year on year to ¥120,185 million.」
Credit costs related to share-house financing and other loans increased by ¥116,454 million year on year to ¥120,185 million. Non-performing loan disposal costs also amounted to ¥93,354 million, further quantifying the deterioration in credit-related conditions. - FY2019-Q1WorsenedAnnual report
「Total ¥79,207 million ¥143,059 million」
The total amount of risk management claims increased substantially from ¥79,207 million at the end of March 2018 to ¥143,059 million at the end of June 2018. Delinquent claims, claims delinquent for 3 months or more, and restructured loans all increased. - FY2018WorsenedAnnual report
「Risk management claims amounted to ¥79,207 million, an increase of ¥43,457 million from the end of the previous fiscal year.」
The total amount of risk management claims increased from ¥35,750 million at the end of the previous fiscal year to ¥79,207 million. The provision for loan-loss reserves was ¥60,546 million and credit costs were ¥65,363 million, with the increase in credit-related expenses weighing on reported profit. - FY2018-Q3MitigatedAnnual report
「Total ¥35,750 million ¥34,950 million」
The total amount of risk management claims decreased by ¥800 million from ¥35,750 million at the end of March 2017 to ¥34,950 million at the end of December 2017. Meanwhile, loan write-offs, losses on the sale of claims and provision for loan-loss reserves all increased year on year. - FY2018-Q2MitigatedAnnual report
「Total ¥35,750 million ¥35,559 million」
The total amount of risk management claims decreased by ¥191 million from ¥35,750 million at the end of March 2017 to ¥35,559 million at the end of September 2017. - FY2018-Q1WorsenedAnnual report
「Total ¥35,750 million ¥35,983 million」
The total amount of risk management claims increased by ¥233 million from ¥35,750 million at the end of March 2017 to ¥35,983 million at the end of June 2017. - FY2017MitigatedAnnual report
「The total amounts of claims against bankrupt borrowers, delinquent claims, claims delinquent for 3 months or more, and restructured loans decreased from ¥44,041 million as of 31 March 2016 to ¥35,750 million as of 31 March 2017.」
The total amount of non-performing loans and other such assets decreased from ¥44,041 million at the end of the previous fiscal year to ¥35,750 million. - FY2017-Q3WorsenedAnnual report
「Total ¥44,041 million ¥40,995 million」
The total amount of risk management claims decreased from ¥44,041 million at the end of March 2016 to ¥40,995 million, while increasing by ¥398 million from ¥40,597 million at the end of September 2016, the previous disclosure date. - FY2017-Q2MitigatedAnnual report
「The total amounts of claims against bankrupt borrowers, delinquent claims, claims delinquent for 3 months or more, and restructured loans are as follows.」
The total amount of non-performing loans and other such assets decreased from ¥44,041 million as of 31 March 2016 to ¥40,597 million as of 30 September 2016. - FY2017-Q1RestatedAnnual report
「There have been no material changes to the matters described under “Business and Other Risks” in the annual securities report for the previous fiscal year.」
It states that there have been no material changes to the risk of an increase in non-performing loans and credit-related expenses. The total amount of risk management claims decreased from ¥44,041 million to ¥42,300 million. - FY2016First statedAnnual report
「The risk that the stagnation of the Japanese economy will increase corporate bankruptcies and personal insolvencies, resulting in higher credit-related expenses and non-performing loan disposal costs」
The total amount of non-performing loans and other such assets was stated as ¥44,041 million as of 31 March 2016.