Vision for a Neo Finance Solution Company through a Capital and Business Alliance with Credit Saison
First written in FY2023. 5 of 6 entries say "Advanced", first in FY2024-Q1. Latest entry: 2026-06-30.
The whole theme swung hardest in 2021: 1 of 8 companies on the "Worse" side.
10 other companies' latest entry also says "Advanced".
- 2026-06-30AdvancedGovernance
「The two companies' strategic directions converged around the goal of becoming a "Neo Finance Solution Company" that provides solutions to all kinds of financial problems and "difficulties"—meaning anxiety, inconvenience, dissatisfaction, and similar issues—by making maximum use of both companies' retail expertise and enabling Credit Saison, a non-bank financial company, and the company, a bank, to work together seamlessly. The companies therefore entered into a capital and business alliance in May 2023.」
The company disclosed specific details of its capital and business alliance with Credit Saison, including voting rights ownership ratios, mutual dispatch of directors, acceptance of secondees, and transaction results involving loan participations and mortgage guarantees, showing progress in the collaboration under the Neo Finance Solution Company concept. - FY2026AdvancedAnnual report
「We will deepen our cooperation with Credit Saison Co.,Ltd. into a “second stage” and pursue new forms of finance, including deposit funding.」
Regarding the capital and business alliance with Credit Saison Co.,Ltd., the Company presented a policy of deepening cooperation from the previous three priority areas into a second stage and pursuing new forms of finance, including deposit funding. - 2026-04-24AdvancedManagement Planning
「Our collaboration with Credit Saison will deepen into a "second stage," as we pursue new forms of finance, including deposit funding.」
The scope of the collaboration expanded from its previous focus on lending-related activities to a second stage covering funding-related and corporate-related businesses. - FY2025AdvancedAnnual report
「The businesses in the three priority areas identified at the start of the capital and business alliance with Credit Saison Co.,Ltd., namely real estate finance, home mortgages and credit cards, are progressing smoothly. In addition to expanding the scope of cooperation by beginning to offer unsecured personal loans for sole proprietors guaranteed by Credit Saison Co.,Ltd., the companies are also promoting personnel exchanges, including reciprocal secondments and the exchange of views between sales and operations divisions.」
Cooperation with Credit Saison Co.,Ltd. in the three priority areas progressed, and the scope of cooperation expanded to unsecured personal loans for sole proprietors, reciprocal secondments and personnel exchanges. - FY2024-Q1AdvancedAnnual report
「Regarding the disposal of treasury shares through a third-party allotment resolved at the Company's Board of Directors meeting held on 18 May 2023, Credit Saison Co.,Ltd. completed its payment on 3 July 2023.」
The third-party allotment under the capital and business alliance with Credit Saison Co.,Ltd., comprising 35,089,000 treasury shares with total disposal proceeds of ¥17,123,432,000, was completed on 3 July 2023, and Credit Saison Co.,Ltd. became an other affiliated company. - FY2023First statedAnnual report
「By making maximum use of both companies' retail expertise and enabling our bank and Credit Saison Co.,Ltd., a non-bank financial institution, to work together seamlessly, we aim to become a “Neo Finance Solution Company” that provides solutions to all kinds of problems and sources of “difficulty” in the financial sector, including anxiety, inconvenience and dissatisfaction.」
The Company presented plans to jointly develop Saison branches, banking agency services, co-branded cards, home mortgages and real estate finance through its capital and business alliance with Credit Saison Co.,Ltd., the disposal of 35,089,000 treasury shares and reciprocal share acquisitions.