Scenario Analysis of Climate Change Risks and Sustainable Finance Opportunities
First written in FY2023. 3 of 4 entries say "Advanced", first in FY2024. Latest entry: FY2026.
The whole theme swung hardest in 2024: 6 of 35 companies on the "Worse" side.
14 other companies' latest entry also says "Advanced".
- FY2026AdvancedAnnual report
「We will create business opportunities by providing sustainable finance and transition finance to help customers adapt to climate change, as well as solutions supporting the transition to a decarbonized society.」
The Company continues to conduct scenario analysis of climate change risks and disclosed participation in sustainability-linked loans and transition-linked loans as an opportunity. - FY2025AdvancedAnnual report
「As of the end of March 2025, carbon-related assets, including electricity, gas and energy, accounted for approximately 0.1% of Suruga Bank’s outstanding credit, and we recognise that the impact is limited.」
Regarding transition risk, the Company disclosed that carbon-related assets accounted for approximately 0.1% at the end of March 2025 and continues to address climate-related risks through its integrated risk management framework. - FY2024AdvancedAnnual report
「As of the end of March 2024, carbon-related assets, including electricity, gas and energy, accounted for less than 0.1% of Suruga Bank’s outstanding credit, and we recognise that the impact is limited.」
With respect to climate change, the proportion of carbon-related assets subject to transition risk was disclosed as less than 0.1%, and management and responses were specified, including physical risk analysis and opportunities such as sustainable finance. - FY2023First statedAnnual report
「As of the end of March 2022, approximately 80% of Suruga Bank’s outstanding credit was in the form of individual loans secured by real estate, so we prioritised scenario analysis of physical risks. The analysis indicated that the maximum increase in credit costs through 2050 would be approximately ¥2,700 million, and we consider the impact limited.」
Based on the TCFD Recommendations, we analysed the proportion of carbon-related assets, flood risk, approximately 40,000 collateral properties, and the increase in credit costs through 2050, and positioned climate change risk as a subject of integrated risk management.