Expanding the Lending Base, Centered on Personal Loans
First written in FY2016. 8 of 39 entries say "Advanced", first in FY2017-Q1. Latest entry: 2026-09-30.
4 other companies' latest entry also says "Advanced".
- FY2026Continued growth in the loan balanceAnnual report
「The balance of loans at the end of the fiscal year was ¥2.398794 trillion, up ¥205.959 billion from the end of the previous fiscal year. The smooth progress of the medium-term management plan “Re:Start 2025” and new lending exceeding expectations contributed to the increase.」
The balance of loans increased by ¥205.959 billion from the end of the previous fiscal year, and the annual growth trend continued. - 2026-05-14AdvancedEarnings
「The balance of loans outstanding at the end of the period increased by ¥205.959 billion from the end of the previous fiscal year to ¥2,398.794 billion.」
The year-on-year increase in the balance of loans outstanding continued, and the increase was larger than in the previous year. - FY2026-H1Continued growth in the loan balanceAnnual report
「As of the end of the current interim consolidated accounting period, the balance of loans was ¥2.269389 trillion, up ¥76.554 billion from the end of the previous fiscal year.」
The balance of loans increased by ¥76.554 billion from 31 March 2025 to ¥2.269389 trillion. The annual growth trend continued into the interim period. - FY2025Continued growth in the loan balanceAnnual report
「The balance of loans at the end of the fiscal year was ¥2.192835 trillion, up ¥116.222 billion from the end of the previous fiscal year. The smooth progress of the medium-term management plan “Re:Start 2025” and new lending exceeding expectations contributed to the increase.」
The balance of loans increased by ¥116.222 billion from the end of the previous fiscal year, turning to growth on an annual basis as well. - FY2025-H1Loan balances turn to growthAnnual report
「As of the end of the current interim consolidated accounting period, the balance of loans was ¥2.112725 trillion, an increase of ¥36.112 billion from the end of the previous fiscal year.」
The balance of loans increased by ¥36.112 billion from 31 March 2024 to ¥2.112725 trillion. The annual decline trend to date turned to growth in the current interim period. - FY2024Continued decline in personal loans and total loans; new lending exceeded expectationsAnnual report
「The balance of loans at the end of the fiscal year was ¥2.076613 trillion, down ¥13.714 billion from the end of the previous fiscal year. Although factors reducing the balance, including early repayment of existing loans against a backdrop of rising real estate prices, had an impact, the smooth progress of the medium-term management plan “Re:Start 2025” contributed to the result, as new lending, a factor increasing the balance, exceeded expectations.」
Total loans decreased by ¥13.714 billion from the end of the previous fiscal year, but the company explained that new lending exceeded expectations. - FY2024-Q3Continued declines in personal loans and total loansAnnual report
「As of the end of the third quarter of the current consolidated accounting period, the balance of loans was ¥2.052470 trillion, down ¥37.857 billion from the end of the previous fiscal year. The balance of personal loans (non-consolidated) decreased by ¥108.092 billion, while total loans decreased by ¥37.857 billion.」
Both the balance of personal loans and total loans decreased from the end of the previous fiscal year. Personal loans stood at ¥1.562352 trillion and total loans at ¥2.052470 trillion. - FY2024-Q2Continued declines in personal loans and total loansAnnual report
「As of the end of the current interim consolidated accounting period, the balance of loans was ¥2.044001 trillion, down ¥46.326 billion from the end of the previous fiscal year. The balance of personal loans (non-consolidated) decreased by ¥75.986 billion, while total loans decreased by ¥46.326 billion.」
The balance of personal loans decreased by ¥75.986 billion from 31 March 2023, while total loans decreased by ¥46.326 billion. Personal loans and total loans continued to decline. - FY2023Continued declines in personal loans and total loansAnnual report
「The balance of loans at the end of the fiscal year was ¥2.090327 trillion, down ¥57.752 billion from the end of the previous fiscal year. Personal loans (non-consolidated) decreased by ¥168.125 billion, while total loans decreased by ¥57.752 billion.」
The decline in personal loans and total loans continued. Personal loans stood at ¥1.670444 trillion and total loans at ¥2.090327 trillion. - FY2023-Q3Continued declines in personal loans and total loansAnnual report
「As of the end of the third quarter of the current consolidated accounting period, the balance of loans was ¥2.076166 trillion, down ¥71.913 billion from the end of the previous fiscal year. The balance of personal loans (non-consolidated) decreased by ¥136.031 billion, while total loans decreased by ¥71.913 billion.」
Personal loans decreased by ¥136.031 billion from the end of the previous fiscal year, while total loans decreased by ¥71.913 billion. Personal loans and total loans continued to decline. - FY2023-Q2Continued declines in personal loans and total loansAnnual report
「As of the end of the current interim consolidated accounting period, the balance of loans was ¥2.087964 trillion, down ¥60.115 billion from the end of the previous fiscal year. The balance of personal loans (non-consolidated) decreased by ¥97.008 billion, while total loans decreased by ¥60.115 billion.」
Personal loans decreased by ¥97.008 billion from the end of the previous fiscal year, while total loans decreased by ¥60.115 billion, and the decline in personal loans and total loans continued. - FY2023-Q1Continued declines in personal loans and total loansAnnual report
「The balance of loans at the end of the first quarter of the current consolidated accounting period was ¥2.138655 trillion, down ¥9.424 billion from the end of the previous fiscal year. The balance of personal loans was ¥1.799115 trillion, down ¥39.454 billion from the end of the previous fiscal year.」
Both personal loans and total loans continued to decline. Personal loans decreased by ¥39.454 billion from the end of the previous fiscal year, while total loans decreased by ¥9.424 billion. - FY2022Continued declines in personal loans and total loansAnnual report
「The balance of loans at the end of the fiscal year was ¥2.148079 trillion, down ¥171.481 billion from the end of the previous fiscal year. Personal loans (non-consolidated) decreased by ¥236.931 billion, while total loans decreased by ¥171.481 billion.」
Both personal loans and total loans continued to decline. Personal loans decreased by ¥236.931 billion from the end of the previous fiscal year, while total loans decreased by ¥171.481 billion. - FY2022-Q3Continued declines in personal loans and total loansAnnual report
「As of the end of the third quarter of the current consolidated accounting period, the balance of loans was ¥2.226288 trillion, down ¥93.272 billion from the end of the previous fiscal year. The balance of personal loans (non-consolidated) decreased by ¥137.723 billion, while total loans decreased by ¥93.272 billion.」
Personal loans decreased by ¥137.723 billion from the end of the previous fiscal year, while total loans decreased by ¥93.272 billion. Personal loans and total loans continued to decline. - FY2022-Q2Continued declines in personal loans and total loansAnnual report
「As of the end of the current interim consolidated accounting period, the balance of loans was ¥2.259033 trillion, down ¥60.527 billion from the end of the previous fiscal year. The balance of personal loans (non-consolidated) decreased by ¥95.091 billion, while total loans decreased by ¥60.527 billion.」
Personal loans decreased by ¥95.091 billion from the end of the previous fiscal year, while total loans decreased by ¥60.527 billion. Personal loans and total loans continued to decline. - FY2022-Q1Continued declines in personal loans and total loansAnnual report
「As of the end of the first quarter of the current consolidated accounting period, the balance of loans was ¥2.287671 trillion, down ¥31.889 billion from the end of the previous fiscal year. Personal loans (non-consolidated) decreased by ¥49.599 billion, while total loans decreased by ¥31.889 billion.」
Personal loans decreased by ¥49.599 billion from the end of the previous fiscal year, while total loans decreased by ¥31.889 billion. Personal loans and total loans continued to decline. - FY2021Continued declines in personal loans and total loansAnnual report
「The balance of loans at the end of the fiscal year was ¥2.319560 trillion, down ¥183.278 billion from the end of the previous fiscal year. Personal loans (non-consolidated) decreased by ¥231.516 billion, while total loans decreased by ¥183.278 billion.」
Personal loans and total loans continued to decline. Total loans decreased from ¥2.502838 trillion at the end of the previous fiscal year to ¥2.319560 trillion. - FY2021-Q3Continued declines in personal loans and total loansAnnual report
「As of the end of the third quarter of the current consolidated accounting period, the balance of loans was ¥2.386613 trillion, down ¥116.225 billion from the end of the previous fiscal year. The balance of personal loans (non-consolidated) decreased by ¥140.983 billion, while total loans decreased by ¥116.225 billion.」
Personal loans decreased by ¥140.983 billion from the end of the previous fiscal year, while total loans decreased by ¥116.225 billion. Personal loans and total loans continued to decline. - FY2021-Q2Continued declines in personal loans and total loansAnnual report
「As of the end of the current interim consolidated accounting period, the balance of loans was ¥2.423322 trillion, down ¥79.516 billion from the end of the previous fiscal year. The balance of personal loans (non-consolidated) decreased by ¥96.138 billion, while total loans decreased by ¥79.516 billion.」
Personal loans decreased by ¥96.138 billion from the end of the previous fiscal year, while total loans decreased by ¥79.516 billion. Personal loans and total loans continued to decline. - FY2021-Q1Continued declines in personal loans and total loansAnnual report
「As of the end of the first quarter of the current consolidated accounting period, the balance of loans was ¥2.466279 trillion, down ¥36.559 billion from the end of the previous fiscal year. Personal loans (non-consolidated) decreased by ¥45.758 billion, while total loans decreased by ¥36.559 billion.」
Personal loans decreased by ¥45.758 billion from the end of the previous fiscal year, while total loans decreased by ¥36.559 billion. Personal loans and total loans continued to decline. - FY2020Continued decline in personal loans and total loans (larger decline)Annual report
「The balance of loans at the end of the fiscal year was ¥2.502838 trillion, down ¥401.549 billion from the end of the previous fiscal year. Personal loans (non-consolidated) decreased by ¥357.838 billion, while total loans decreased by ¥401.549 billion.」
Personal loans decreased by ¥357.838 billion from the end of the previous fiscal year, while total loans decreased by ¥401.549 billion, continuing the downward trend. - FY2020-Q3Continued decline in personal loans and total loans (primarily due to securitisation)Annual report
「The balance of personal loans (non-consolidated) decreased by ¥262.939 billion, primarily because a portion of receivables was securitised and ¥108 billion was transferred to off-balance-sheet assets. Total loans decreased by ¥319.728 billion to ¥2.584659 trillion.」
Personal loans decreased by ¥262.939 billion from the end of the previous fiscal year, while total loans decreased by ¥319.728 billion. The company explained that the main factor was the securitisation of a portion of receivables and the transfer of ¥108 billion to off-balance-sheet assets. - FY2020-Q2Continued decline in personal loans and total loans (primarily due to securitisation)Annual report
「As of the end of the current interim consolidated accounting period, the balance of loans was ¥2.677686 trillion, down ¥22.671 billion from the end of the previous fiscal year. The main factor was the securitisation of a portion of receivables and the resulting transfer of ¥108 billion to off-balance-sheet assets. The balance of personal loans (non-consolidated) decreased by ¥209.371 billion.」
The balances of personal loans and total loans continued to decline, primarily because a portion of receivables was securitised and ¥108 billion was transferred to off-balance-sheet assets. - FY2020-Q1Decline in loans due to securitizationAnnual report
「Among the major consolidated accounts, the balance of loans outstanding at the end of the first quarter of the current consolidated fiscal year declined by ¥172.397 billion from the end of the previous fiscal year to ¥2.731990 trillion, including a ¥156.130 billion decline in non-consolidated personal loans. The primary factor was the securitization of a portion of receivables and the resulting transfer of ¥108.0 billion to liquid assets.」
The decline in both personal loans and total loans continued, primarily because a portion of receivables was securitized, resulting in the transfer of ¥108.0 billion to liquid assets. - FY2019Continued declines in personal loans and total loansAnnual report
「The balance of loans outstanding declined by ¥261.137 billion in non-consolidated personal loans and by ¥343.772 billion overall from the end of the previous fiscal year, to ¥2.904387 trillion.」
Personal loan balances declined by ¥261.137 billion from the end of the previous fiscal year, while total loans declined by ¥343.772 billion. - FY2019-Q3Accelerating declines in personal loans and total loansAnnual report
「The balance of loans outstanding at the end of the third quarter of the current consolidated fiscal year declined by ¥274.520 billion from the end of the previous fiscal year to ¥2.973639 trillion, including a ¥199.889 billion decline in non-consolidated personal loan balances.」
Personal loans declined by ¥199.889 billion from the end of the previous fiscal year, while total loans declined by ¥274.520 billion. The declining trend continued from the previous quarter and widened further. - FY2019-Q2Accelerating declines in personal loans and total loansAnnual report
「Among the major consolidated accounts, the balance of loans outstanding at the end of the interim consolidated fiscal period declined by ¥157.174 billion from the end of the previous fiscal year to ¥3.090985 trillion, including a ¥135.107 billion decline in non-consolidated personal loan balances.」
Personal loan balances declined by ¥135.107 billion from the end of the previous fiscal year, while total loans declined by ¥157.174 billion. The decline has widened further from the trend seen through the previous quarter. - FY2019-Q1Decline in both personal loans and total loansAnnual report
「The balance of loans outstanding at the end of the first quarter of the current consolidated fiscal year declined by ¥92.596 billion overall from the end of the previous fiscal year to ¥3.155563 trillion, including a ¥68.607 billion decline in non-consolidated personal loans.」
Personal loans declined by ¥68.607 billion from the end of the previous fiscal year, while total loans declined by ¥92.596 billion. The trend has shifted from the previous pattern of increasing personal loans and declining total loans to one in which personal loans are also declining. - FY2018Personal loan growth and decline in total loansAnnual report
「Although personal loan balances increased, the balance of loans outstanding overall declined by ¥5.564 billion from the end of the previous fiscal year to ¥3.248159 trillion.」
Personal loan balances increased by ¥18.642 billion from the end of the previous fiscal year, while total loans declined by ¥5.564 billion. The portfolio remained centered on personal loans, but the total balance began to decline. - FY2018-Q3AdvancedAnnual report
「Among the major consolidated accounts, the balance of loans outstanding at the end of the third quarter of the current consolidated fiscal year increased by ¥27.441 billion from the end of the previous fiscal year, including a ¥61.901 billion increase in non-consolidated personal loan balances, bringing the total to ¥3.281164 trillion.」
Personal loan balances increased by ¥61.901 billion from the end of the previous fiscal year, while total loans increased by ¥27.441 billion, bringing the loan balance to ¥3.281164 trillion. - FY2018-Q2AdvancedAnnual report
「Among the major consolidated accounts, the balance of loans outstanding increased by ¥33.179 billion from the end of the previous fiscal year, including a ¥56.096 billion increase in non-consolidated personal loan balances, bringing the total to ¥3.286902 trillion.」
Personal loan balances increased by ¥56.096 billion from the end of the previous fiscal year, while total loans increased by ¥33.179 billion, bringing the loan balance to ¥3.286902 trillion. - FY2018-Q1Personal loan growth and decline in total loansAnnual report
「The balance of loans outstanding at the end of the first quarter of the current consolidated fiscal year declined by ¥9.033 billion overall from the end of the previous fiscal year to ¥3.244690 trillion, despite a ¥2.4509 billion increase in non-consolidated personal loans.」
Personal loans increased by ¥2.4509 billion from the end of the previous fiscal year, while total loans declined by ¥9.033 billion to ¥3.244690 trillion. - FY2017AdvancedAnnual report
「The balance of loans outstanding at the end of the fiscal year increased by ¥116.559 billion from the end of the previous fiscal year to ¥3.253723 trillion, as personal loan balances grew steadily as a result of the continued focus on retail business operations.」
The consolidated loan balance increased by ¥116.559 billion from the end of the previous fiscal year to ¥3.253723 trillion. - FY2017-Q3AdvancedAnnual report
「The balance of loans outstanding at the end of the third quarter of the current consolidated fiscal year increased by ¥9.5295 billion from the end of the previous fiscal year due to a ¥6.4531 billion overall increase, including a ¥9.5295 billion increase in non-consolidated personal loans, bringing the total to ¥3.201695 trillion.」
Personal loan balances increased by ¥9.5295 billion from the end of the previous fiscal year, while total loans increased by ¥6.4531 billion, and the lending base continued to expand. - FY2017-Q2AdvancedAnnual report
「Among the major consolidated accounts, the balance of loans outstanding increased by ¥6.348 billion from the end of the previous fiscal year due to an increase in non-consolidated personal loan balances, and rose by ¥4.7572 billion overall to ¥3.184736 trillion.」
Both personal loan balances and total loans increased from the end of the previous fiscal year, indicating that the expansion of the lending base centered on personal loans continued. - FY2017-Q1AdvancedAnnual report
「Although non-consolidated personal loans increased by ¥2.795 billion, total loans declined by ¥3.857 billion to ¥3.133307 trillion.」
Non-consolidated personal loan balances increased by ¥2.795 billion from the end of the previous fiscal year. Meanwhile, total loans declined by ¥3.857 billion, with the increase in personal loans and decline in total balances both reported. - FY2016First statedAnnual report
「The balance of loans outstanding at the end of the fiscal year increased by ¥126.416 billion from the end of the previous fiscal year to ¥3.137164 trillion, as personal loan balances grew steadily as a result of the continued focus on retail business operations.」
The company attributed the increase in loans during the consolidated fiscal year to its retail-focused business operations and growth in personal loan balances.