Net Outflow from Operating Activities Due to an Increase in Loans
First written in FY2018-Q2. 5 of 19 entries say "Worsened", first in FY2019. Latest entry: FY2026.
Suruga Bank moved to the "Worse" side of this theme in 2018.
1 other company's latest entry also says "Mitigated".
- FY2026MitigatedAnnual report
「Net cash used in operating activities was ¥148.142 billion, due mainly to an increase in loans (compared with a net cash outflow of ¥208.482 billion in the previous fiscal year).」
The net cash outflow from operating activities continued but decreased from ¥208.482 billion in the previous fiscal year to ¥148.142 billion. - 2026-05-14MitigatedEarnings
「Net cash used in operating activities was ¥148.142 billion, mainly due to an increase in loans outstanding, compared with net cash used of ¥208.482 billion in the previous fiscal year.」
Operating cash flow remained in a net outflow position, but the outflow narrowed from the previous fiscal year. - FY2026-H1MitigatedAnnual report
「On a consolidated basis, during the current interim consolidated accounting period, net cash used in operating activities was ¥148.914 billion, due mainly to cash outflows from an increase in loans (compared with a net cash outflow of ¥161.854 billion in the same period of the previous year).」
Net cash used in operating activities continued, although the outflow decreased from ¥161.854 billion in the same period of the previous year to ¥148.914 billion. An increase in loans was cited as the main source of cash outflows. - FY2025WorsenedAnnual report
「Net cash used in operating activities was ¥208.482 billion, due mainly to an increase in loans (compared with a net cash outflow of ¥93.075 billion in the previous fiscal year).」
The net cash outflow from operating activities increased from ¥93.075 billion in the previous fiscal year to ¥208.482 billion. An increase in loans was cited as the main cause. - FY2025-H1WorsenedAnnual report
「Net cash used in operating activities was ¥161.854 billion, due mainly to cash outflows from a decrease in deposits (compared with a net cash outflow of ¥71.931 billion in the same period of the previous year).」
The net cash outflow from operating activities increased from ¥71.931 billion in the same period of the previous year to ¥161.854 billion. A decrease in deposits was cited as the main source of cash outflows. - FY2024WorsenedAnnual report
「Net cash used in operating activities was ¥93.075 billion, due mainly to a decrease in deposits (compared with a net cash inflow of ¥24.492 billion in the previous fiscal year).」
Net cash from operating activities shifted from a ¥24.492 billion inflow in the previous fiscal year to a ¥93.075 billion outflow. - FY2024-Q2WorsenedAnnual report
「Net cash used in operating activities was ¥71.931 billion, due mainly to cash outflows from a decrease in deposits (compared with a net cash inflow of ¥26.723 billion in the same period of the previous year). Net cash used in investing activities was ¥45.488 billion, due mainly to cash outflows from the acquisition of securities (compared with a net cash inflow of ¥8.522 billion in the same period of the previous year).」
Net cash from operating activities shifted from a ¥26.723 billion inflow in the same period of the previous year to a ¥71.931 billion outflow. Investing activities also resulted in a net cash outflow, mainly due to the acquisition of securities and other factors. - FY2023Smaller net cash inflow from operating activitiesAnnual report
「Net cash provided by operating activities was ¥24.492 billion, due to cash inflows from an increase in deposits and funds investment activities, among other factors (compared with a net cash inflow of ¥142.156 billion in the previous fiscal year).」
Net cash provided by operating activities remained positive but decreased from ¥142.156 billion in the previous fiscal year to ¥24.492 billion. - FY2023-Q2Smaller net cash inflow from operating activitiesAnnual report
「Net cash provided by operating activities was ¥26.723 billion, due to cash inflows from a decrease in loans and other factors, offset by cash outflows from an increase in purchased monetary claims and other factors (compared with a net cash inflow of ¥108.186 billion in the same period of the previous year).」
Net cash provided by operating activities remained positive but decreased substantially from ¥108.186 billion in the same period of the previous year to ¥26.723 billion. - FY2022Smaller net cash inflow from operating activitiesAnnual report
「Net cash provided by operating activities was ¥142.156 billion, due to cash inflows from an increase in deposits, as well as a decrease in loans and other factors (compared with a net cash inflow of ¥203.686 billion in the previous fiscal year).」
Net cash provided by operating activities remained positive but decreased from ¥203.686 billion in the previous fiscal year to ¥142.156 billion. - FY2022-Q2Expanded net cash inflow from operating activitiesAnnual report
「Net cash provided by operating activities was ¥108.186 billion, due mainly to cash inflows from a decrease in loans and other factors (compared with a net cash inflow of ¥74.652 billion in the same period of the previous year).」
Net cash provided by operating activities remained positive and increased from ¥74.652 billion in the same period of the previous year to ¥108.186 billion. - FY2021Continued but smaller net cash inflow from operating activitiesAnnual report
「Net cash provided by operating activities was ¥203.686 billion, due to cash inflows from an increase in deposits, as well as a decrease in loans and other factors (compared with a net cash inflow of ¥460.788 billion in the previous fiscal year).」
Net cash provided by operating activities remained positive but decreased from ¥460.788 billion in the previous fiscal year to ¥203.686 billion. - FY2021-Q2Continued but smaller net cash inflow from operating activitiesAnnual report
「Net cash provided by operating activities was ¥74.652 billion, due mainly to cash inflows from a decrease in loans and other factors (compared with a net cash inflow of ¥251.358 billion in the same period of the previous year).」
Net cash provided by operating activities remained positive but decreased from ¥251.358 billion in the same period of the previous year to ¥74.652 billion. A decrease in loans and other factors were cited as sources of cash inflows. - FY2020Continued net cash inflow from operating activitiesAnnual report
「Net cash provided by operating activities was ¥460.788 billion, due to cash inflows from an increase in deposits, as well as a decrease in loans and other factors (compared with a net cash outflow of ¥547.470 billion in the previous fiscal year).」
Net cash provided by operating activities continued to reverse from the previous fiscal year's ¥547.470 billion net outflow to a ¥460.788 billion net inflow. An increase in deposits and a decrease in loans were identified as sources of cash inflows. - FY2020-Q2Operating cash flow turns positiveAnnual report
「Net cash provided by operating activities was ¥251,358 million, mainly due to inflows resulting from a decrease in loans and other factors (compared with net cash used of ¥432,098 million in the same period of the previous year).」
Cash flow from operating activities reversed from a net outflow of ¥432,098 million in the same period of the previous year to a net inflow of ¥251,358 million, with a decrease in loans and other factors cited as sources of cash inflow. - FY2019WorsenedAnnual report
「Cash outflows from a decrease in deposits and other factors exceeded cash inflows from a decrease in loans and other factors, resulting in net cash used in operating activities of ¥547,470 million (compared with net cash provided of ¥32,724 million in the previous fiscal year).」
Cash flow from operating activities shifted from a net inflow of ¥32,724 million in the previous fiscal year to a net outflow of ¥547,470 million, with a decrease in deposits and other factors cited as the main source of cash outflow. - FY2019-Q2ReframedAnnual report
「Net cash used in operating activities was ¥432,098 million, mainly due to outflows resulting from a decrease in deposits and other factors (compared with net cash used of ¥49,522 million in the same period of the previous year).」
Cash flow from operating activities deteriorated sharply, shifting from a net outflow of ¥49,522 million in the same period of the previous year to a net outflow of ¥432,098 million. A decrease in deposits and other factors, rather than an increase in loans, is cited as the main source of cash outflow. - FY2018ReframedAnnual report
「Cash inflows from a decrease in loans and other factors exceeded cash outflows from a decrease in deposits and other factors, resulting in net cash provided by operating activities of ¥32,724 million (compared with net cash used of ¥43,542 million in the previous fiscal year).」
Cash flow from operating activities shifted from a net outflow of ¥43,542 million in the previous fiscal year to a net inflow of ¥32,724 million. The decrease in loans is cited as a source of cash inflow. - FY2018-Q2First statedAnnual report
「Net cash used in operating activities was ¥49,522 million, mainly due to outflows resulting from an increase in loans (compared with net cash provided of ¥12,182 million in the same period of the previous year). Net cash provided by investing activities was ¥26,403 million, mainly due to proceeds from the redemption of securities (compared with net cash used of ¥4,046 million in the same period of the previous year).」
Against the backdrop of an increase in loans and other factors, cash flow from operating activities shifted from a net inflow to a net outflow, while cash flow from investing activities shifted from a net outflow to a net inflow due to the redemption of securities and other factors.