ROE of 8% under the next medium-term management plan and future ROE of 10%
First written in FY2024. 1 of 3 entries say "Reframed", first in FY2025. Latest entry: FY2026.
The whole theme swung hardest in 2021: 29 of 114 companies on the "Worse" side.
- FY2026RaisedAnnual report
「Under the Eighth Medium-Term Management Plan (April 2025 to March 2028), the targets for the final year are net income attributable to owners of the parent of more than ¥110 billion, ROE (consolidated return on equity) of approximately 10% and a capital adequacy ratio in the 10% range.」
As the formal final-year targets under the Eighth Medium-Term Plan, the company has raised its targets from net income of ¥100 billion and ROE of approximately 9% to net income of more than ¥110 billion and ROE of approximately 10%. - FY2025ReframedAnnual report
「Under the Eighth Medium-Term Management Plan (April 2025 to March 2028), the targets for the final year are net income attributable to owners of the parent of ¥100 billion, ROE (consolidated return on equity) of approximately 9% and a capital adequacy ratio in the 10% range.」
The company has moved from its previous explanation of ROE of 8% under the next medium-term plan and future ROE of 10% to formal final-year targets under the Eighth Medium-Term Plan of ¥100 billion in net income, ROE of approximately 9% and a capital adequacy ratio in the 10% range. - FY2024First statedAnnual report
「Accordingly, under the next medium-term management plan starting in fiscal 2025, we aim for ROE of 8% and, over the longer term, ROE of 10%. To improve ROE, our group has used RORA (return on risk-weighted assets) as a profitability measure in credit screening since 2017, and it has been adopted throughout the company, including by sales representatives.」
The company has for the first time explicitly stated higher capital efficiency targets: ROE of 8% under the next medium-term plan, following ROE of approximately 6% under the Seventh Medium-Term Plan, and future ROE of 10%. It explains that the means of achieving these targets include improving RORA, supporting customers’ core businesses, structured finance and appropriate personnel allocation.