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The Toho Bank (8346) · FactAverage total deposits during the period declinedLatest Earnings (2026-07-31): "Advanced"

Expansion of Total Deposits through Growth in Individual and Corporate Deposits

First written in FY2017-Q3. 16 of 32 entries say "Advanced", first in FY2018-Q1. Latest entry: 2026-07-31.

32entries
10years
2from disclosures
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How it moved
ProgressHeldSoftenedWorseAdvancedFY2020 – FY2022-Q1OtherFY2025-H1 – FY2026-H12017: 320172018: 420182019: 420192020: 420202021: 420212022: 320222023: 320232024: 320242025: 120252026: 32026
Same theme, other companies
Changes in Deposit Balances Driven by Shifts in the Composition of Individual, Corporate and Public-Sector DepositsA theme 17 companies write about · 1 as a headwind · 12 as a tailwind

The whole theme swung hardest in 2025: 2 of 17 companies on the "Worse" side.

8 other companies' latest entry also says "Advanced".

Ridges = years it wrote progress, valleys = years it wrote worse. Most hopeful companies at the back. Drag to turn, scroll to zoom, right-drag to pan. On a phone, two fingers turn and pinch to zoom; one finger scrolls the page.
Showing 14 of the 17 companies compared. The sentences above are computed from all 17.
Full recordFilings, disclosures and news, newest first
  1. 2026-07-31AdvancedEarnings

    「Including negotiable certificates of deposit, total deposits increased by ¥114.4 billion from the end of the previous fiscal year to ¥6.2734 trillion, as increases in retail and corporate deposits outweighed a decline in public-sector deposits and other deposits.」

    個人預金・法人預金の増加を受け、譲渡性預金を含む総預金が前年度末比1,144億円増加した。
  2. FY2026Average total deposits during the period declinedAnnual report

    「The average balance of total deposits, including negotiable certificates of deposit, during the consolidated fiscal year decreased by ¥116.1 billion from the previous consolidated fiscal year, or 1.87%, to ¥6,086.9 billion, mainly because customers drew down deposits amid higher prices and other factors.」

    The average balance of total deposits, including negotiable certificates of deposit, decreased by ¥116.1 billion, mainly because individual deposits declined.
  3. 2026-05-15AdvancedEarnings

    「Including negotiable certificates of deposit, total deposits increased by ¥6.3 billion from the end of the previous fiscal year to ¥6.1590 trillion, owing to increases in corporate and public-sector deposits, among others.」

    個人預金等を含む預金は減少した一方、譲渡性預金を含む総預金は法人預金および公金預金等の増加により前年度末比で増加した。
  4. FY2026-H1Total deposits decreased because public-sector deposits and other deposits declinedAnnual report

    「Corporate deposits increased, but total deposits, including negotiable certificates of deposit, decreased by ¥52.1 billion from the end of the previous fiscal year to ¥6,100.5 billion because public-sector deposits and other deposits declined.」

    Corporate deposits increased, but total deposits decreased by ¥52.1 billion because public-sector deposits and other deposits declined.
  5. FY2025-H1Total deposits decreased because corporate and public-sector deposits and other deposits declinedAnnual report

    「Individual deposits increased, but total deposits, including negotiable certificates of deposit, decreased by ¥123.8 billion from the end of the previous fiscal year to ¥6,169.1 billion, mainly because corporate deposits and public-sector deposits and other deposits declined.」

    Individual deposits increased, but total deposits decreased by ¥123.8 billion, mainly because corporate deposits and public-sector deposits and other deposits declined.
  6. FY2024AdvancedAnnual report

    「The average balance of total deposits, including negotiable certificates of deposit, during the consolidated fiscal year increased by ¥73.4 billion from the end of the previous consolidated fiscal year, or 1.20%, to ¥6,171.7 billion, mainly because individual and corporate deposits increased. This resulted from efforts to provide products that meet diverse needs and earn customers’ trust.」

    The average balance of total deposits increased by ¥73.4 billion to ¥6,171.7 billion, mainly because individual and corporate deposits increased. The period-end total, including negotiable certificates of deposit, also rose to ¥6,292.9 billion.
  7. FY2024-Q3AdvancedAnnual report

    「Individual and corporate deposits performed steadily, and total deposits, including negotiable certificates of deposit, increased by ¥6.5 billion from the end of the previous fiscal year to ¥6,196.1 billion.」

    Total deposits increased by ¥6.5 billion as individual and corporate deposits continued to perform steadily.
  8. FY2024-Q2Total deposits decreased because public-sector deposits and other deposits declinedAnnual report

    「Individual and corporate deposits performed steadily, but total deposits, including negotiable certificates of deposit, decreased by ¥5.0 billion from the end of the previous fiscal year to ¥6,184.6 billion, mainly because public-sector deposits and other deposits declined.」

    Individual and corporate deposits performed steadily, but total deposits decreased by ¥5.0 billion, mainly because public-sector deposits and other deposits declined.
  9. FY2024-Q1AdvancedAnnual report

    「Total deposits, including negotiable certificates of deposit, increased by ¥85.0 billion from the end of the previous fiscal year to ¥6,274.7 billion, mainly because individual and corporate deposits increased.」

    Total deposits increased by ¥85.0 billion, mainly because individual and corporate deposits increased.
  10. FY2023-Q3The decline in total deposits widened because public-sector deposits and other deposits declinedAnnual report

    「Individual and corporate deposits performed steadily, but total deposits, including negotiable certificates of deposit, decreased by ¥168.4 billion from the end of the previous fiscal year to ¥6,039.7 billion, mainly because public-sector deposits and other deposits declined.」

    Individual and corporate deposits performed steadily, but the decline in total deposits widened to ¥168.4 billion, mainly because public-sector deposits and other deposits declined.
  11. FY2023-Q2Total deposits decreased because public-sector deposits and other deposits declinedAnnual report

    「Individual and corporate deposits performed steadily, but total deposits, including negotiable certificates of deposit, decreased by ¥121.2 billion from the end of the previous fiscal year to ¥6,086.9 billion, mainly because public-sector deposits and other deposits declined.」

    Individual and corporate deposits performed steadily, but total deposits decreased by ¥121.2 billion, mainly because public-sector deposits and other deposits declined.
  12. FY2023-Q1AdvancedAnnual report

    「Total deposits, including negotiable certificates of deposit, increased by ¥63.3 billion from the end of the previous fiscal year to ¥6,271.5 billion, mainly because individual and corporate deposits increased.」

    Total deposits increased by ¥63.3 billion, mainly because individual and corporate deposits increased.
  13. FY2022-Q3Total deposits decreased because public-sector deposits and other deposits declinedAnnual report

    「Individual and corporate deposits performed steadily, but total deposits, including negotiable certificates of deposit, decreased by ¥118.2 billion from the end of the previous fiscal year to ¥6,006.9 billion, mainly because public-sector deposits and other deposits declined.」

    Individual and corporate deposits performed steadily, but total deposits decreased by ¥118.2 billion, mainly because public-sector deposits and other deposits declined.
  14. FY2022-Q2Total deposits decreased because public-sector deposits and other deposits declinedAnnual report

    「Individual and corporate deposits performed steadily, but total deposits, including negotiable certificates of deposit, decreased by ¥136.1 billion from the end of the previous fiscal year to ¥5,989.1 billion, mainly because public-sector deposits and other deposits declined.」

    Individual and corporate deposits performed steadily, but total deposits decreased by ¥136.1 billion, mainly because public-sector deposits and other deposits declined.
  15. FY2022-Q1AdvancedAnnual report

    「Individual and corporate deposits continued to perform steadily, and total deposits, including negotiable certificates of deposit, increased by ¥61.0 billion from the end of the previous fiscal year to ¥6,186.2 billion.」

    Individual and corporate deposits continued to perform steadily, raising total deposits, including negotiable certificates of deposit, by ¥61.0 billion.
  16. FY2021AdvancedAnnual report

    「The average balance of total deposits, including negotiable certificates of deposit, during the consolidated fiscal year increased by ¥282.6 billion from the end of the previous consolidated fiscal year, or 5.05%, to ¥5,878.0 billion, mainly because individual and corporate deposits increased. This resulted from efforts to provide products that meet diverse needs and earn customers’ trust.」

    The average balance of total deposits increased, mainly because individual and corporate deposits increased, demonstrating expansion of the deposit base through product offerings.
  17. FY2021-Q3AdvancedAnnual report

    「Individual and corporate deposits continued to perform steadily, and total deposits, including negotiable certificates of deposit, increased by ¥132.3 billion from the end of the previous fiscal year to ¥5,913.7 billion.」

    Total deposits, including negotiable certificates of deposit, increased by ¥132.3 billion as individual and corporate deposits continued to perform steadily.
  18. FY2021-Q2AdvancedAnnual report

    「Individual and corporate deposits continued to perform steadily, and total deposits, including negotiable certificates of deposit, increased by ¥139.9 billion from the end of the previous fiscal year to ¥5,921.3 billion.」

    Total deposits, including negotiable certificates of deposit, increased by ¥139.9 billion as individual and corporate deposits continued to perform steadily.
  19. FY2021-Q1AdvancedAnnual report

    「Individual and corporate deposits continued to perform steadily, and total deposits, including negotiable certificates of deposit, increased by ¥185.9 billion from the end of the previous fiscal year to ¥5,967.3 billion.」

    Total deposits, including negotiable certificates of deposit, increased by ¥185.9 billion as individual and corporate deposits continued to perform steadily.
  20. FY2020AdvancedAnnual report

    「The average balance of total deposits, including negotiable certificates of deposit, during the consolidated fiscal year increased by ¥62.0 billion from the end of the previous consolidated fiscal year, or 1.12%, to ¥5,595.3 billion, mainly because individual and corporate deposits increased. This resulted from efforts to provide products that meet diverse needs and earn customers’ trust.」

    The average balance of total deposits, including negotiable certificates of deposit, increased by ¥62.0 billion, mainly because individual and corporate deposits increased. The period-end total also reached ¥5,781.4 billion.
  21. FY2020-Q3Total deposits decreased because public-sector deposits declinedAnnual report

    「Individual and corporate deposits continued to perform steadily, but total deposits, including negotiable certificates of deposit, decreased by ¥20.6 billion from the end of the previous fiscal year to ¥5,634.2 billion because public-sector deposits declined.」

    Individual and corporate deposits performed steadily, but total deposits decreased by ¥20.6 billion because public-sector deposits declined.
  22. FY2020-Q2Total deposits decreased because public-sector deposits and other deposits declinedAnnual report

    「Individual and corporate deposits continued to perform steadily, but total deposits, including negotiable certificates of deposit, decreased by ¥36.5 billion from the end of the previous fiscal year to ¥5,618.2 billion because public-sector deposits and other deposits declined.」

    Individual and corporate deposits performed steadily, but total deposits decreased by ¥36.5 billion because public-sector deposits and other deposits declined.
  23. FY2020-Q1AdvancedAnnual report

    「Public-sector deposits declined, but individual and corporate deposits continued to perform steadily, and total deposits, including negotiable certificates of deposit, increased by ¥35.1 billion from the end of the previous fiscal year to ¥5,689.9 billion.」

    Total deposits increased by ¥35.1 billion because individual and corporate deposits continued to perform steadily despite the decline in public-sector deposits.
  24. FY2019Total deposits decreased because public-sector deposits and other deposits declinedAnnual report

    「Individual and corporate deposits continued to perform steadily, but total deposits, including negotiable certificates of deposit, decreased by ¥7.5 billion from the end of the previous fiscal year to ¥5,654.8 billion because public-sector deposits and other deposits declined substantially.」

    Individual deposits increased by ¥41.3 billion and corporate deposits by ¥35.1 billion, while public-sector deposits and other deposits decreased by ¥84.0 billion, resulting in a ¥7.5 billion decline in total deposits.
  25. FY2019-Q3Total deposits decreased because public-sector deposits fell substantiallyAnnual report

    「Individual and corporate deposits continued to perform steadily, but total deposits, including negotiable certificates of deposit, decreased by ¥135.1 billion from the end of the previous fiscal year to ¥5,527.2 billion because public-sector deposits declined substantially.」

    Individual and corporate deposits performed steadily, but total deposits decreased by ¥135.1 billion because public-sector deposits declined substantially.
  26. FY2019-Q2Total deposits decreased because of public-sector deposits and other depositsAnnual report

    「Individual and corporate deposits both increased, but total deposits, including negotiable certificates of deposit, decreased by ¥89.7 billion from the end of the previous fiscal year to ¥5,572.5 billion because public-sector deposits and other deposits declined.」

    Individual and corporate deposits increased, but total deposits decreased by ¥89.7 billion because public-sector deposits and other deposits declined.
  27. FY2019-Q1AdvancedAnnual report

    「Individual and corporate deposits continued to perform steadily, and total deposits, including negotiable certificates of deposit, increased by ¥27.1 billion from the end of the previous fiscal year to ¥5,689.4 billion.」

    Total deposits, including negotiable certificates of deposit, increased by ¥27.1 billion as individual and corporate deposits continued to perform steadily.
  28. FY2018AdvancedAnnual report

    「Individual and corporate deposits continued to perform steadily, and total deposits, including negotiable certificates of deposit, increased by ¥41.0 billion from the end of the previous fiscal year to ¥5,662.3 billion.」

    Total deposits increased by ¥41.0 billion because individual deposits increased by ¥50.4 billion and corporate deposits by ¥64.8 billion.
  29. FY2018-Q3The decline in total deposits widenedAnnual report

    「Individual and corporate deposits increased, but total deposits, including negotiable certificates of deposit, decreased by ¥58.2 billion from the end of the previous fiscal year to ¥5,563.0 billion because public-sector deposits and other deposits declined.」

    Individual and corporate deposits increased, but total deposits decreased by ¥58.2 billion because public-sector deposits and other deposits declined.
  30. FY2018-Q2Total deposits decreasedAnnual report

    「Individual and corporate deposits both increased, but total deposits, including negotiable certificates of deposit, decreased by ¥102.0 billion from the end of the previous fiscal year to ¥5,519.2 billion because public-sector deposits and other deposits declined.」

    Individual and corporate deposits increased, but total deposits, including negotiable certificates of deposit, decreased by ¥102.0 billion because public-sector deposits and other deposits declined.
  31. FY2018-Q1AdvancedAnnual report

    「Total deposits, including negotiable certificates of deposit, increased by ¥3.6 billion from the end of the previous fiscal year to ¥5,624.9 billion, as both individual and corporate deposits increased.」

    Total deposits, including negotiable certificates of deposit, increased by ¥3.6 billion because individual and corporate deposits increased.
  32. FY2017-Q3First statedAnnual report

    「Total deposits, including negotiable certificates of deposit, increased by ¥109.0 billion from the end of the previous fiscal year to ¥5,621.2 billion as individual and corporate deposits increased.」

    Total deposits, including negotiable certificates of deposit, increased by ¥109.0 billion because individual and corporate deposits increased.
Moved together

"Funding for Renewable Energy and Medical Industries and Business Revitalization Support" moved the same way as this thread, in the same document, in 11 of its 32 moves.

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  1. ★This thread
  2. 1Funding for Renewable Energy and Medical Industries and Business Revitalization Support11×
  3. 2Reducing Operating Expenses through Cost Reduction10×
  4. 3Launch of Trust Banking Services and Growth in Trust Assets10×
  5. 4Regulatory Response Risk Caused by a Decline in the Capital Adequacy Ratio8×
  6. 5Prudent Securities Investment While Monitoring Market Conditions5×
  7. 6Support for Business Succession, M&A and Overseas Expansion through Sales Focused on Management Issues5×

★ is this thread; numbers match the list above. The number on a line is how many documents both moved the same way in; lines between the other threads count the documents they moved together in too. Threads that move together often sit closer.

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The Toho Bank's next results are scheduled for 2026-11-06. Read the earnings preview It last moved in the Earnings of 2026-07-31: "Advanced".
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Expansion of Total Deposits through Growth in Individual and Corporate Deposits | The Toho Bank,Ltd. (8346) | Komori