Results for this period
Full year1 April 2025–31 March 2026ConsolidatedJapanese GAAPThe width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Stacked from zero: upward is an increase in cash, downward a decrease (in Millions of yen).The net change represented by the dotted line is the total of three items, calculated from figures provided by the company.
Profit from financial transactions increased as loan balances and yen-denominated securities balances accumulated and yields improved. Fee and commission income also increased due to corporate-related fees and the Nomura alliance. Expenses increased due to human capital investment, digital investment, and growth investments related to the Nomura alliance.
Not applicable.
| Item | Details |
|---|---|
| Fiscal Period Classification | Full year |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 April 2025–31 March 2026 |
| Ordinary income | 17,090 Millions of yen (YoY +52.6%) |
| Profit attributable to owners of the parent | 12,353 Millions of yen (YoY +65.9%) |
| Net income per share | ¥49.44 |
| Equity ratio | End of the current fiscal period 3.2 / End of previous period 2.9 |
| Total assets | 6,742,383 Millions of yen |
| Net assets | 217,747 Millions of yen |
| Cash flows from operating activities | -90,295 Millions of yen |
| Cash flows from investing activities | -194,932 Millions of yen |
| Cash flows from financing activities | -2,952 Millions of yen |
| Cash and cash equivalents at end of period | 946,209 Millions of yen |
| Full-year earnings forecast | Net Sales Not disclosed / Operating profit Not disclosed / Ordinary income 19,600 Millions of yen (YoY +14.7%) / Net income 13,000 Millions of yen (YoY +5.2%) |
| Annual Dividend Forecast | ¥17 → ¥21（+23.5%） |
| Payout ratio | 34.3% for the current fiscal year, 40.3% forecast for the next fiscal year |
| Shareholder Return Policy | The company’s basic policy is to pay a stable dividend of ¥6, with a target payout ratio of 30% of profit attributable to owners of the parent. From fiscal 2026 onward, the company will continue to pay stable dividends, targeting a payout ratio of 40%. |
| Segment revenue | Segment Banking / Ordinary revenue 81,993 Millions of yen / yoy_pct 35.6, Segment Leasing / Ordinary revenue 9,524 Millions of yen / yoy_pct 9.2, Segment Credit guarantees / Ordinary revenue 1,841 Millions of yen / yoy_pct 2.3, Segment Other / Ordinary revenue 3,428 Millions of yen / yoy_pct -16.6 |
| Segment profit | Segment Banking / Segment profit 16,137 Millions of yen / yoy_pct 48.3, Segment Leasing / Segment profit 682 Millions of yen / yoy_pct 3.3, Segment Credit guarantees / Segment profit 1,531 Millions of yen / yoy_pct 24.1, Segment Other / Segment profit 436 Millions of yen / yoy_pct -48.2 |
| Depreciation and amortization | 4,622 Millions of yen |
| Impairment loss | 35 Millions of yen |
| Breakdown of extraordinary income (loss) | Extraordinary income Gain on disposal of fixed assets 17 Millions of yen, Reversal of the reserve for financial instruments transaction liability 1 Millions of yen / Extraordinary loss Losses on disposal of fixed assets 155 Millions of yen, Impairment Losses 35 Millions of yen |
| Disclosure regarding the going concern assumption | Not applicable. |
| Change in accounting policy | Changes due to revisions to standards No / Other changes No / Change in accounting estimate No / Restatement No |
| Changes in the scope of consolidation | New Number of companies 1 / Company name 株式会社東邦ＩＴヒューマンソリューションズ / Excluded Number of companies 2 / Company name 株式会社東邦クレジットサービス, とうほう証券清算株式会社 |
| Material subsequent events | Not applicable. |
| Availability of Supplementary Financial Results Materials | Yes |
| Availability of Financial Results Briefing | Available (for institutional investors and analysts) |
| Issued Shares at Period-End | 252,500,000 |
| Treasury Shares at Period-End | 2,612,616 |
| Factors Behind Changes in Business Performance | Profit from financial transactions increased as loan balances and yen-denominated securities balances accumulated and yields improved. Fee and commission income also increased due to corporate-related fees and the Nomura alliance. Expenses increased due to human capital investment, digital investment, and growth investments related to the Nomura alliance. |
Items this document does not state (6)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.Interest income on loans and interest and dividend income on securities increased as loan balances and yen-denominated securities balances accumulated, while yields improved following the Bank of Japan's policy rate hikes. Corporate-related fees remained firm, and fee and commission income also increased as assets under custody accumulated with the transition to a new structure based on the comprehensive business alliance with Nomura Securities. Expenses increased, however, due to interest on deposits and other liabilities, human capital investment, digital investment, and growth investments related to the Nomura alliance.